PRUDENTIAL QUALIFIED INDIVIDUAL VARIABLE CONTRACT ACCOUNT/NJ
24F-2NT, 1999-03-30
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                                  UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                                   FORM 24F-2
                        Annual Notice of Securities Sold
                             Pursuant to Rule 24f-2


1.       Name and address of issuer:

         The Prudential Insurance Company of America
         The Prudential Qualified Individual Variable Contract Account
         Prudential Plaza
         Newark, New Jersey 07101


     2.   The name of each series or class of securities  for which this Form is
          filed  (If the Form is being  filed  for all  series  and  classes  of
          securities  of the  issuer,  check  the box but do not list  series or
          classes): (X )
     3.   Investment  Company
          Act File  Number:
          811-3625
          Securities  Act File Number:
          2-81318

4(a). Last Day of fiscal year for which this Form is filed: December 31, 1998

4(b).  Check box if this Form is being  filed late (i.e.  more than 90  calendar
days after the end of the issuer's fiscal year).(See Instructions A.2) ( )
     Note:  If the  Form  is  being  filed  late,  interest  must be paid on the
     registration fee due.
     4(c) . Check box if this is the last time the  issuer  will be filing  this
     Form. ( )
 5. Calculation of registration fee:

     (i) Aggregate sale price of securities sold during the fiscal year pursuant
     to section 24(f): $132,154,334

     (ii)  Aggregate  price of  securities  redeemed or  repurchased  during the
     fiscal year: $542,655,475

     (iii)  Aggregate  price of securities  redeemed or  repurchased  during any
     prior  fiscal  year ending no earlier  than  October 11, 1995 that were not
     previously used to reduce registration fees payable to the Commission:
     $276,646,000
     (iv)  Total  available  redemption  credits  (add Items  5(ii) and  5(iii):
     =$819,301,475

     (v) Net sales-if Item 5(i) is greater than Item 5(iv)  (subtract Item 5(iv)
     from Item 5(i)): $_______________

     (vi) Redemption  credits available for use in future years -if Item 5(i) is
     less than Item 5(iv) (subtract Item 5(iv) from Item 5(i)): $(687,147,141)

     (vii) Multiplier for determining registration fee (See instructions C.9): X
     0.000278

     (viii) Registration fee due (multiply Item 5(v) by Item 5(vii)) (enter 0 if
     no fee is due ):$ 0

     6.      Prepaid Shares
     If the  response  to Item 5(i) was  determined  by  deducting  an amount of
     securities that were  registered  under the Securities Act of 1933 pursuant
     to rule 24e-2 as in effect before October 11, 1997,  then report the amount
     of securities  (number of shares or other units) deducted  here:__ 0 _ . If
     there is a number of shares or other units that were registered pursuant to
     rule 24e-2  remaining  unsold at the end of the fiscal  year for which this
     form is filed that are  available  for use by the  issuer in future  fiscal
     years, then state that number here: 0

     7. Interest due-if this Form is being filed more than 90 days after the end
     of the issuer's fiscal year (See instruction D): $ 0________________

     8. Total of the amount of the  registration  fee due plus any  interest due
     (line 5(viii) plus line 7): =$_0_______________

     9 Date  the  registration  fee and any  interest  payment  was  sent to the
     Commission's lockbox depository:
                Method of Delivery:

                                               (  X  )    Wire Transfer
                                               (       )     Mail or other means


                                                                      SIGNATURES
     This report has been signed below by the following persons on behalf of the
     issuer and in the capacities and on the dates indicated.  By (Signature and
     Title)*__________________________
               Dennis G. Sullivan
               Vice President
Date____________________
                *Please print the name and title of the signing
                 officer below the signature.




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