May 7, 1999
Securities and Exchange Commission
450 Fifth Street, NW
Washington, D.C. 20549
Re: The Prudential Qualified Individual Variable Contract Account
Registration No.: 2-81318
Ladies and Gentlemen:
Pursuant to Rule 497(j) under the Securities Act of 1933, Prudential Life
Insurance Company of America, on behalf of The Prudential Qualified Individual
Variable Contract Account (the "Account"), hereby certifies: (1) that the text
of the Account's most recent post-effective amendment has been filed
electronically; and (2) that the form of the Prospectus and Statement of
Additional Information that would have been filed under Rule 497(c) would not
have differed from that contained in the most recent post-effective amendment.
Respectfully submitted,
/s/ LEE D. AUGSBURGER, ESQ.
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Lee D. Augsburger, Esq.
Assistant General Counsel
The Prudential Insurance Company of America
