SEPARATE ACCOUNT I OF WASHINGTON NATIONAL INSURANCE COMPANY
300 Tower Parkway
Lincolnshire, Illinois 60069-3665
(847) 793-3000
July 10, 1996
Via EDGAR Transmission
Securities and Exchange Commission
450 Fifth Street, N.W.
Washington, D.C. 20549
Re: Separate Account I of Washington National Insurance Company
(File No. 2-81129) -- Rule 497(j) Certification
Dear Commissioners:
In lieu of filing with the Commission its definitive
Prospectus and Statement of Additional Information dated July 1,
1996, as otherwise required by Rule 497(c) under the Securities
Act of 1933 (the "1933 Act"), Separate Account I of Washington
National Insurance Company hereby certifies that:
(1) the form of Prospectus and Statement of Additional
Information that would have been filed under Rule
497(c) would not have differed from that contained in
Post-Effective Amendment No. 17 to its registration
statement on Form N-4 under the 1933 Act ("Amendment
No. 17"), as filed with the Commission of May 1,
1996; and
(2) the text of Amendment No. 17 has been filed with
the Commission electronically.
Sincerely,
/s/ Barbara A. Cremin
Barbara A. Cremin
Vice President, Operations