FIRST MERCHANTS CORP
10-Q, EX-27, 2000-08-14
NATIONAL COMMERCIAL BANKS
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<TABLE> <S> <C>

<ARTICLE>                     9


<MULTIPLIER>                       1,000

<S>                                <C>
<PERIOD-TYPE>                      6-MOS
<FISCAL-YEAR-END>                                                    DEC-31-2000
<PERIOD-START>                                                       JAN-01-2000
<PERIOD-END>                                                         JUN-30-2000
<CASH>                                                                    46,204
<INT-BEARING-DEPOSITS>                                                     1,725
<FED-FUNDS-SOLD>                                                           6,525
<TRADING-ASSETS>                                                               0
<INVESTMENTS-HELD-FOR-SALE>                                              311,202
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<ALLOWANCE>                                                               12,171
<TOTAL-ASSETS>                                                         1,610,413
<DEPOSITS>                                                             1,244,976
<SHORT-TERM>                                                                   0
<LIABILITIES-OTHER>                                                      218,224
<LONG-TERM>                                                                    0
                                                          0
                                                                    0
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<INTEREST-OTHER>                                                             528
<INTEREST-TOTAL>                                                          54,671
<INTEREST-DEPOSIT>                                                        22,685
<INTEREST-EXPENSE>                                                        27,608
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<LOAN-LOSSES>                                                              1,144
<SECURITIES-GAINS>                                                         (185)
<EXPENSE-OTHER>                                                           19,288
<INCOME-PRETAX>                                                           14,435
<INCOME-PRE-EXTRAORDINARY>                                                 9,823
<EXTRAORDINARY>                                                                0
<CHANGES>                                                                      0
<NET-INCOME>                                                               9,823
<EPS-BASIC>                                                                 0.45
<EPS-DILUTED>                                                               0.45
<YIELD-ACTUAL>                                                              4.08
<LOANS-NON>                                                                1,643
<LOANS-PAST>                                                               2,415
<LOANS-TROUBLED>                                                               0
<LOANS-PROBLEM>                                                                0
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<CHARGE-OFFS>                                                                804
<RECOVERIES>                                                                 209
<ALLOWANCE-CLOSE>                                                         12,171
<ALLOWANCE-DOMESTIC>                                                      12,171
<ALLOWANCE-FOREIGN>                                                            0
<ALLOWANCE-UNALLOCATED>                                                        0



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