UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
Form 13F
Form 13F COVER PAGE
Report for the Calendar Year or Quarter Ended: December 31, 1999
Check here if Amendment [ ]: Amendment Number:________
This Amendment (Check only one): [ ] is a restatement
[ ] adds new holdings entries
Institutional Investment Manager Filing this Report:
Name: First Commonwealth Financial Corporation
Address: 22 North Sixth Street
Indiana, PA, 15701
Form 13F File Number:28-05151
The institutional investment manager filing this report and the person
by whom it is signed hereby represent that the person signing the report is
authorized to submit it, that all information contained herein is true,
correct and complete, and it is understood that all required items,
statements, schedules, lists, and tables, are considered integral parts of
this form.
Person Signing this Report on Behalf of Reporting Manager:
Name: John J. Dolan
Title: Executive Vice President and Chief Financial Officer
Phone: (724) 349-7220
Signature,Place, and Date of Signing:
John J. Dolan, Indiana, PA, February 14, 2000
Report Type(check only one) :
[x] 13F HOLDINGS REPORT (Check here if all holdings of this reporting
manager are reported in this report
[ ] 13F NOTICE (Check here if no holdings reported are in this report,
and all holdings are reported by other reporting manager(s))
[ ] 13F COMBINATION REPORT (Check here if a portion of the holdings
for this reporting manager are reported in this report and a
portion are reported by other reporting manager(s).)
<PAGE>
Form 13F SUMMARY PAGE
Report Summary:
Number of Other Included Managers: 1
Form 13F Information Table Entry Total:195
Form 13F Information Table Value Total: $176,644 (thousands)
List of Other Included Managers:
Provide a numbered list of the name(s) and Form 13F file number(s) of all
institutional investment managers with respect to which this report is
filed, other than the manager filing this report.
Number: 1
Form 13F File Number:28-05153
Name: First Commonwealth Trust Company
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<TABLE>
FORM 13F INFORMATION TABLE
<CAPTION>
COLUMN 1 COL 2 COL 3 COL 4 COLUMN 5 COL 6 COL 7 COLUMN 8
TITLE MARKET
OF VALUE SHS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
ISSUER CLASS CUSIP (X$1000) PRN AMT PRN CALL DISCRETION MANAGERS SOLE SHARED NONE
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
ALCOA INC. Common 13817101 183 2,200 SH OTHER 1 2,200 0 0
ALCOA INC. Common 13817101 1,223 14,736 SH DEFINED 1 14,636 100 0
ALLEGHENY ENERGY INC Common 17361106 87 3,244 SH OTHER 1 2,200 1044 0
ALLEGHENY ENERGY INC Common 17361106 211 7,840 SH DEFINED 1 5,540 2300 0
ALLSTATE CORP Common 20002101 155 6,462 SH OTHER 1 6,462 0 0
ALLSTATE CORP Common 20002101 230 9,550 SH DEFINED 1 8,100 1450 0
ALLTEL CORP Common 20039103 1,225 14,815 SH OTHER 1 5,899 8916 0
ALLTEL CORP Common 20039103 608 7,350 SH DEFINED 1 5,304 2046 0
AMERICA ONLINE INC Common 02364J104 4 50 SH OTHER 1 50 0 0
AMERICA ONLINE INC Common 02364J104 214 2,825 SH DEFINED 1 2,825 0 0
AMERICAN EXPRESS CO Common 25816109 451 2,714 SH DEFINED 1 2,714 0 0
AMERICAN HOME PRODUCTS Common 26609107 175 4,470 SH OTHER 1 4,470 0 0
AMERICAN HOME PRODUCTS Common 26609107 403 10,273 SH DEFINED 1 8,473 1800 0
AMERICAN INTERNATIONAL GROUP INC Common 26874107 47 437 SH OTHER 1 437 0 0
AMERICAN INTERNATIONAL GROUP INC Common 26874107 708 6,549 SH DEFINED 1 6,486 62 1
ANHEUSER BUSCH COS INC Common 35229103 50 700 SH OTHER 1 700 0 0
ANHEUSER BUSCH COS INC Common 35229103 429 6,050 SH DEFINED 1 6,050 0 0
ATLANTIC RICHFIELD COMPANY Common 48825103 391 4,516 SH OTHER 1 4,516 0 0
ATLANTIC RICHFIELD COMPANY Common 48825103 1,076 12,440 SH DEFINED 1 12,340 100 0
AT&T CORP Common 1957109 290 5,702 SH OTHER 1 4,796 906 0
AT&T CORP Common 1957109 856 16,849 SH DEFINED 1 14,315 1079 1455
BANK OF AMERICA CORP Common 60505104 58 1,146 SH OTHER 1 1,146 0 0
BANK OF AMERICA CORP Common 60505104 375 7,465 SH DEFINED 1 7,465 0 0
BELL ATLANTIC CORP Common 77853109 1,997 32,446 SH OTHER 1 27,774 4672 0
BELL ATLANTIC CORP Common 77853109 2,675 43,457 SH DEFINED 1 40,507 1424 1526
BELLSOUTH CORP Common 79860102 94 2,000 SH OTHER 1 2,000 0 0
BELLSOUTH CORP Common 79860102 1,214 25,940 SH DEFINED 1 23,424 600 1916
BERKSHIRE SECURITIES Common 84991868 864 5,400 SH DEFINED 1 5,400 0 0
BLACK & DECKER Common 91797100 55 1,050 SH OTHER 1 1,050 0 0
BLACK & DECKER Common 91797100 533 10,200 SH DEFINED 1 9,800 400 0
BP AMOCO P L C Common 55622104 126 2,118 SH OTHER 1 2,118 0 0
BP AMOCO P L C Common 55622104 541 9,114 SH DEFINED 1 9,114 0 0
BRISTOL MYERS SQUIB Common 110122108 65 1,018 SH OTHER 1 1,018 0 0
BRISTOL MYERS SQUIB Common 110122108 1,117 17,409 SH DEFINED 1 15,509 1900 0
BT FINANCIAL Common 055763106 3,421 155,500 SH DEFINED 0 155500 0
CATERPILLAR INC Common 149123101 16 350 SH OTHER 1 350 0 0
CATERPILLAR INC Common 149123101 337 7,165 SH DEFINED 1 7,115 50 0
CBS CORPORATION Common 12490K107 31 480 SH OTHER 1 480 0 0
CBS CORPORATION Common 12490K107 258 4,030 SH DEFINED 1 2,280 1250 500
CHEVRON CORP Common 166751107 52 600 SH OTHER 1 0 600 0
CHEVRON CORP Common 166751107 152 1,750 SH DEFINED 1 1,750 0 0
CISCO SYSTEMS Common 17275R102 225 2,100 SH OTHER 1 2,100 0 0
CISCO SYSTEMS Common 17275R102 3,050 28,469 SH DEFINED 1 27,769 700 0
CITIGROUP INC Common 172967101 17 300 SH OTHER 1 300 0 0
CITIGROUP INC Common 172967101 896 16,092 SH DEFINED 1 15,867 225 0
CNB FINANCIAL CORP. Common 126128107 215 9,360 SH DEFINED 1 9,360 0 0
COCA COLA CO Common 191216100 70 1,200 SH OTHER 1 1,200 0 0
COCA COLA CO Common 191216100 259 4,440 SH DEFINED 1 4,240 200 0
COMPAQ COMPUTER CORP Common 204493100 100 3,683 SH OTHER 1 3,683 0 0
COMPAQ COMPUTER CORP Common 204493100 831 30,700 SH DEFINED 1 30,500 200 0
CONEXANT SYSTEMS INC Common 207142100 1,010 15,218 SH OTHER 1 15,218 0 0
CONEXANT SYSTEMS INC Common 207142100 62 928 SH DEFINED 1 928 0 0
DAIMLERCHRYSLER AG Common D1668R123 79 1,012 SH OTHER 1 1,012 0 0
DAIMLERCHRYSLER AG Common D1668R123 575 7,368 SH DEFINED 1 7318 50 0
DAYTON HUDSON CORP Common 239753106 110 1,500 SH OTHER 1 1,500 0 0
DAYTON HUDSON CORP Common 239753106 1,083 14,750 SH DEFINED 1 14,650 100 0
DELL COMPUTER CORP Common 247025109 247 4,840 SH DEFINED 1 4,840 0 0
DISNEY WALT CO Common 254687106 54 1,850 SH OTHER 1 1,850 0 0
DISNEY WALT CO Common 254687106 475 16,245 SH DEFINED 1 16,145 100 0
DOVER CORP COM Common 260003108 218 4,800 SH DEFINED 1 4,800 0 0
DOW CHEMICAL COMPANY Common 260543103 104 782 SH OTHER 1 782 0 0
DOW CHEMICAL COMPANY Common 260543103 331 2,475 SH DEFINED 1 2,475 0 0
DUPONT DE NEMOUR Common 263534109 184 2,800 SH OTHER 1 1,000 1800 0
DUPONT DE NEMOUR Common 263534109 1,233 18,721 SH DEFINED 1 18,721 0 0
EASTMAN KODAK CO. Common 277461109 243 3,665 SH OTHER 1 3,665 0 0
EASTMAN KODAK CO. Common 277461109 69 1,040 SH DEFINED 1 1,040 0 0
EMBRYO DEVELOPMENT CORP Common 290818103 0 15,000 SH DEFINED 1 15,000 0 0
EMERSON ELECTRIC CO. Common 291011104 561 9,780 SH OTHER 1 9,780 0 0
EQUITABLE RESOURCES Common 294549100 411 12,321 SH OTHER 1 12,321 0 0
EXXON MOBIL CORP Common 30231G102 2,267 28,140 SH OTHER 1 23,749 4391 0
EXXON MOBIL CORP Common 30231G102 3,500 43,444 SH DEFINED 1 43,394 50 0
FEDERAL NATIONAL MORTGAGE ASSOC Common 313586109 75 1,200 SH OTHER 1 1,200 0 0
FEDERAL NATIONAL MORTGAGE ASSOC Common 313586109 597 9,565 SH DEFINED 1 8,865 700 0
FIRST COMMONWEALTH FINANCIAL CORPCommon 319829107 7,842 653,470 SH OTHER 1 546,822 106648 0
FIRST COMMONWEALTH FINANCIAL CORPCommon 319829107 25,002 2,083,473 SH DEFINED 1 2,071,643 11830 0
FORD MOTOR COMPANY Common 345370100 81 1,526 SH OTHER 1 926 600 0
FORD MOTOR COMPANY Common 345370100 561 10,528 SH DEFINED 1 10,428 100 0
FORTUNE BRANDS INC Common 349631101 96 2,900 SH OTHER 1 2,900 0 0
FORTUNE BRANDS INC Common 349631101 145 4,375 SH DEFINED 1 4,375 0 0
FULTON FINANCIAL Common 36027110 3,799 210,300 SH DEFINED 210,300 0 0
GA FINANCIAL INC Common 361437106 458 33,900 SH DEFINED 33,900 0 0
GENERAL ELECTRIC Common 369604103 11,207 72,420 SH OTHER 1 71,080 1340 0
GENERAL ELECTRIC Common 369604103 5,162 33,355 SH DEFINED 1 32,955 400 0
GENERAL MILLS INC Common 370334104 212 5,940 SH OTHER 1 5,940 0 0
GENERAL MILLS INC Common 370334104 171 4,780 SH DEFINED 1 4,780 0 0
GENERAL MOTORS CORP Common 370442105 265 3,642 SH OTHER 1 3,184 458 0
GENERAL MOTORS CORP Common 370442105 438 6,029 SH DEFINED 1 4,361 1068 600
GILLETTE CO Common 375766102 93 2,250 SH OTHER 1 2,250 0 0
GILLETTE CO Common 375766102 707 17,167 SH DEFINED 1 16,067 1100 0
GTE CORPORATION Common 362320103 471 6,670 SH OTHER 1 6,570 100 0
GTE CORPORATION Common 362320103 666 9,435 SH DEFINED 1 9,335 100 0
HOME DEPOT INC Common 437076102 464 6,742 SH DEFINED 1 6,742 0 0
H. J. HEINZ COMPANY Common 423074103 55 1,375 SH OTHER 1 1,375 0 0
H. J. HEINZ COMPANY Common 423074103 191 4,805 SH DEFINED 1 2,880 1925 0
ILLINOIS TOOL WKS INC Common 452308109 20 300 SH OTHER 1 100 200 0
ILLINOIS TOOL WKS INC Common 452308109 207 3,057 SH DEFINED 1 2,557 500 0
INGERSOLL RAND CO Common 456866102 330 6,000 SH OTHER 1 6,000 0 0
INTEL CORP Common 458140100 263 3,200 SH OTHER 1 3,200 0 0
INTEL CORP Common 458140100 1,873 22,760 SH DEFINED 1 22,660 100 0
INT'L BUSINESS MACHINES CORP Common 459200101 1,644 15,240 SH OTHER 1 15,240 0 0
INT'L BUSINESS MACHINES CORP Common 459200101 1,512 14,017 SH DEFINED 1 14,017 0 0
JOHNSON & JOHNSON Common 478160104 515 5,520 SH OTHER 1 5,320 200 0
JOHNSON & JOHNSON Common 478160104 732 7,848 SH DEFINED 1 7,848 0 0
JUNIATA VALLEY FINANCIAL CORP Common 482016102 724 21,927 SH DEFINED 1 21,927 0 0
KENNAMETAL INC Common 489170100 376 11,168 SH DEFINED 1 11,168 0 0
KEYSTONE FINANCIAL Common 493482103 3,240 154,300 SH DEFINED 154,300 0 0
KROGER CO Common 501044101 215 11,376 SH OTHER 1 11,376 0 0
LUCENT TECHNOLOGIES INC Common 549463107 598 7,972 SH OTHER 1 7,228 744 0
LUCENT TECHNOLOGIES INC Common 549463107 2,945 39,269 SH DEFINED 1 36,931 1082 1256
MBNA CORP Common 55262L100 92 3,375 SH OTHER 1 3,375 0 0
MBNA CORP Common 55262L100 185 6,793 SH DEFINED 1 6,793 0 0
MCDONALDS CORP Common 580135101 85 2,118 SH OTHER 1 2,118 0 0
MCDONALDS CORP Common 580135101 783 19,420 SH DEFINED 1 19,320 100 0
MCI WORLDCOM INC Common 55268B106 568 10,708 SH DEFINED 1 10,558 150 0
MEDIAONE GROUP INC. Common 58440J104 161 2,100 SH OTHER 1 2,100 0 0
MEDIAONE GROUP INC. Common 58440J104 93 1,214 SH DEFINED 1 1,214 0 0
MELLON FINANCIAL CORP Common 58551A108 404 11,875 SH OTHER 1 5,200 6675 0
MELLON FINANCIAL CORP Common 58551A108 907 26,634 SH DEFINED 1 24,310 2324 0
MELLON BANK Common 585509102 4,068 119,000 SH DEFINED 119,000 0 0
MERCK & COMPANY INC Common 589331107 2,393 35,623 SH OTHER 1 34,823 800 0
MERCK & COMPANY INC Common 589331107 5,106 75,989 SH DEFINED 1 75,889 100 0
MERRILL LYNCH & CO Common 590188108 146 1,750 SH OTHER 1 1,750 0 0
MERRILL LYNCH & CO Common 590188108 809 9,709 SH DEFINED 1 9,609 100 0
MICROSOFT CORP Common 594918104 269 2,300 SH OTHER 1 2,300 0 0
MICROSOFT CORP Common 594918104 637 5,460 SH DEFINED 1 5,460 0 0
MINNESOTA MINING & MANUFACTURING Common 604059105 594 6,070 SH OTHER 1 5,920 150 0
MINNESOTA MINING & MANUFACTURING Common 604059105 844 8,626 SH DEFINED 1 8,576 50 0
MORGAN J P & CO INC Common 616880100 25 200 SH OTHER 1 200 0 0
MORGAN J P & CO INC Common 616880100 377 2,979 SH DEFINED 1 2,979 0 0
NEW MEXICO BANQUEST Common 647991926 152 1,522 SH OTHER 1 1,522 0 0
NEW MEXICO BANQUEST Common 647991926 721 7,207 SH DEFINED 1 7,207 0 0
NORTH PITTSBURGH SYS INC Common 661562108 1,444 97,920 SH OTHER 1 72,000 25920 0
ORACLE CORP Common 68389X105 112 1,000 SH OTHER 1 1,000 0 0
ORACLE CORP Common 68389X105 2,081 18,572 SH DEFINED 1 17,472 1100 0
PARKVALE FINANCIAL CORP Common 701492100 321 20,000 SH DEFINED 20,000 0 0
P P G INDUSTRIES INC Common 693506107 3,509 56,090 SH OTHER 1 47,590 8500 0
P P G INDUSTRIES INC Common 693506107 670 10,715 SH DEFINED 1 9,915 800 0
P P & L RES INC Common 693499105 239 10,453 SH OTHER 1 10,453 0 0
P P & L RES INC Common 693499105 297 12,997 SH DEFINED 1 12,997 0 0
PEPSICO INCORPORATED Common 713448108 765 21,700 SH OTHER 1 21,500 200 0
PEPSICO INCORPORATED Common 713448108 1,299 36,845 SH DEFINED 1 35,445 1400 0
PFIZER INC Common 717081103 224 6,900 SH OTHER 1 6,900 0 0
PFIZER INC Common 717081103 2,260 69,665 SH DEFINED 1 69,515 150 0
PHILIP MORRIS CO Common 718154107 800 34,790 SH OTHER 1 34,790 0 0
PHILIP MORRIS CO Common 718154107 308 13,375 SH DEFINED 1 13,375 0 0
PNC BANK CORP Common 693475105 193 4,328 SH OTHER 1 4,328 0 0
PNC BANK CORP Common 693475105 926 20,798 SH DEFINED 1 19,848 100 850
PNC BANK CORP Common 693475105 4,028 90,000 SH DEFINED 90,000 0 0
PRAXAIR INC Common 74005P104 201 4,000 SH OTHER 1 4,000 0 0
PRAXAIR INC Common 74005P104 70 1,389 SH DEFINED 1 1,389 0 0
PROCTER & GAMBLE CO Common 742718109 2,383 21,750 SH OTHER 1 21,550 200 0
PROCTER & GAMBLE CO Common 742718109 2,055 18,756 SH DEFINED 1 18,656 100 0
PRONTOCK BEER DISTRIBUTORS, INC Common 693000994 94 18,750 SH DEFINED 1 18,750 0 0
PUBLIC SERV ELEC GAS Common 744573106 300 8,630 SH OTHER 1 8,630 0 0
PUBLIC SERV ELEC GAS Common 744573106 64 1,839 SH DEFINED 1 1,839 0 0
ROCKWELL INTL CORP NEW Common 773903109 729 15,219 SH OTHER 1 15,219 0 0
ROCKWELL INTL CORP NEW Common 773903109 126 2,633 SH DEFINED 1 2,633 0 0
ROHM & HAAS CO Common 775371107 22 550 SH OTHER 1 550 0 0
ROHM & HAAS CO Common 775371107 452 11,115 SH DEFINED 1 10,965 150 0
ROYAL DUTCH PETROLEUM NY Common 780257804 24 400 SH OTHER 1 400 0 0
ROYAL DUTCH PETROLEUM NY Common 780257804 333 5,500 SH DEFINED 1 5,500 0 0
S & T BANCORP INC Common 783859101 11 464 SH OTHER 1 464 0 0
S & T BANCORP INC Common 783859101 1,988 85,732 SH DEFINED 1 85,732 0 0
SBC COMMUNICATIONS INC Common 78387G103 284 5,830 SH OTHER 1 5,830 0 0
SBC COMMUNICATIONS INC Common 78387G103 818 16,787 SH DEFINED 1 15,505 1282 0
SCHERING-PLOUGH CORP Common 806605101 17 400 SH OTHER 1 400 0 0
SCHERING-PLOUGH CORP Common 806605101 361 8,515 SH DEFINED 1 8,515 0 0
SCHLUMBERGER LTD Common 806857108 67 1,200 SH OTHER 1 1,100 100 0
SCHLUMBERGER LTD Common 806857108 910 16,210 SH DEFINED 1 15,960 250 0
SOUTHWEST AIRLINES Common 844741108 16 975 SH OTHER 1 975 0 0
SOUTHWEST AIRLINES Common 844741108 246 15,237 SH DEFINED 1 14,237 1000 0
SUNMICRO SYSTEMS Common 866810104 263 3,400 SH OTHER 1 3,400 0 0
SUNMICRO SYSTEMS Common 866810104 1,200 15,500 SH DEFINED 1 14,100 1400 0
SUSQUEHANNA BANCORP Common 869099101 3,432 226,000 SH DEFINED 226,000 0 0
TELLABS INC Common 879664100 388 6,050 SH DEFINED 1 5,950 100 0
TEXACO INC Common 881694103 11 200 SH OTHER 1 200 0 0
TEXACO INC Common 881694103 223 4,100 SH DEFINED 1 2,600 1500 0
TEXAS INSTRUMENTS INC Common 882508104 48 500 SH OTHER 1 500 0 0
TEXAS INSTRUMENTS INC Common 882508104 879 9,100 SH DEFINED 1 8,900 200 0
TEXTRON INC COM Common 883203101 92 1,200 SH OTHER 1 1,200 0 0
TEXTRON INC COM Common 883203101 184 2,400 SH DEFINED 1 2,400 0 0
THE CHARLES SCHWAB CORPORATION Common 808513105 267 6,974 SH DEFINED 1 6,974 0 0
U S WEST INC NEW COM Common 91273H101 155 2,157 SH OTHER 1 2,157 0 0
U S WEST INC NEW COM Common 91273H101 140 1,946 SH DEFINED 1 1,946 0 0
UNION CARBIDE CORP Common 905581104 267 4,000 SH OTHER 1 4,000 0 0
UNION CARBIDE CORP Common 905581104 23 352 SH DEFINED 1 352 0 0
VODAFONE GROUP PLC ADR SPONSORED Common 92857T107 421 8,500 SH OTHER 1 8,500 0 0
VODAFONE GROUP PLC ADR SPONSORED Common 92857T107 296 5,970 SH DEFINED 1 5,970 0 0
WACHOVIA CORP Common 929771103 510 7,501 SH DEFINED 1 7,501 0 0
WAL-MART STORES INC Common 931142103 28 400 SH OTHER 1 400 0 0
WAL-MART STORES INC Common 931142103 421 6,086 SH DEFINED 1 6,086 0 0
WARNER-LAMBERT CO Common 934488107 254 3,100 SH OTHER 1 3,100 0 0
WARNER-LAMBERT CO Common 934488107 860 10,490 SH DEFINED 1 10,390 100 0
WELLS FARGO & CO Common 949746101 40 1,000 SH OTHER 1 1,000 0 0
WELLS FARGO & CO Common 949746101 348 8,595 SH DEFINED 1 7,495 1100 0
GRAND TOTALS 176,644
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