UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
SCHEDULE 13G
Under the Securities Exchange Act of 1934
(Amendment No. ________________)*
Hanover Bancorp, Inc.
(Name of Issuer)
Common Stock
(Title of Class of Securities)
410707103
(CUSIP Number)
Check the following box if a fee is being paid with this
statement ___. (A fee is not required if the filing
person: (1) has a previous statement on file reporting
beneficial ownership of more than five percent of the
class of securities described in Item 1; and (2) has
filed no amendment subsequent thereto reporting
beneficial ownership of five percent or less of such
class.) (See Rule 13d-7).
*The remainder of this cover page shall be filled out
for a reporting person's initial filing on this form
with respect to the subject class of securities, and for
any subsequent amendment containing information which
would alter the disclosures provided in a prior cover
page.
The information required in the remainder of this cover
page shall not be deemed to be "filed" for the purpose
of Section 18 of the Securities Exchange Act 1934
("Act") or otherwise subject to the liabilities of that
section of the Act shall be subject to all other
provisions if the Act (however, see the Notes).
<PAGE>
CUSIP NO. 410707103 13G
1 NAME OF REPORTING PERSON
S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON
BANK OF HANOVER AND TRUST COMPANY (BOHT & CO.)
23-6392818
2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP
A ____
B ____
3 SEC USE ONLY
4 CITIZENSHIP OR PLACE OF ORGANIZATION
HANOVER, PENNSYLVANIA
5 SOLE VOTING POWER
NUMBER OF 332,946
SHARES
BENEFICIALLY 6 SHARED VOTING POWER
OWNED BY 100,348
EACH
REPORTING 7 SOLE DISPOSITIVE POWER
PERSON WITH 332,946
8 SHARED DISPOSITIVE POWER
100,348
9 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH
REPORTING PERSON
433,294
10 CHECK IF THE AGGREGATE AMOUNT IN ROW (9)
EXCLUDES CERTAIN SHARES
11 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW 9
11.00%
12 TYPE OF REPORTING PERSON
BK
<PAGE>
SIGNATURE
After reasonable inquiry and to the best of my
knowledge and belief, I certify that the information
set forth in this statement is true, complete and
correct.
February 16, 1999
Date
/s/ Paul J. Stevenson
Signature
Paul J. Stevenson
Vice President/Trust Officer
Name/Title
