HANOVER BANCORP INC
15-12G, 2000-07-31
STATE COMMERCIAL BANKS
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<PAGE>   1
                       SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C. 20549

                                     FORM 15


 Certification and Notice of Termination of Registration under Section 12(g) of
the Securities Exchange Act of 1934 or Suspension of Duty to File Reports Under
         Sections 13 and 15(d) of the Securities Exchange Act of 1934.

                        Commission File Number 000-12524

                              HANOVER BANCORP, INC.
             (Exact name of registrant as specified in its charter)

                               33 CARLISLE STREET
                                HANOVER, PA 17331
                                 (717) 637-2201
               (Address, including zip code, and telephone number,
        including area code, of registrant's principal executive offices)

                     COMMON STOCK, PAR VALUE $.83 PER SHARE
            (Title of each class of securities covered by this Form)

                                 NOT APPLICABLE
             (Titles of all other classes of securities for which a
           duty to file reports under section 13(a) or 15(d) remains)

Please place an X in the box(es) to designate the appropriate rule provision(s)
relied upon to terminate or suspend the duty to file reports:

Rule 12g-4(a)(1)(i)           [X]            Rule 12h-3(b)(1)(ii)         [ ]
Rule 12g-4(a)(1)(ii)          [ ]
Rule 12g-4(a)(2)(i)           [ ]            Rule 12h-3(b)(2)(i)          [ ]
Rule 12g-4(a)(2)(ii)          [ ]            Rule 12h-3(b)(2)(ii)         [ ]
Rule 12h-3(b)(1)(i)           [X]            Rule 15d-6                   [ ]


Approximate number of holders of record as of the certification or
 notice date: None.
              -----

<PAGE>   2


        Pursuant to the requirements of the Securities Exchange Act of 1934,
Sterling Financial Corporation, successor by merger to Hanover Bancorp, Inc. has
caused this certification/notice to be signed on its behalf by the undersigned
duly authorized person.


DATE: July 28, 2000                   BY: /s/ John S. Stefan
                                         -------------------------------------
                                         John S. Stefan
                                         President and Chief Executive Officer
                                         Sterling Financial Corporation
                                         (principal executive officer)


Instruction: This form is required by Rules 12g-4, 12h-3 and 15d-6 of the
General Rules and Regulations under the Securities exchange Act of 1934. The
registrant shall file with the Commission three copies of Form 15, one of which
shall be manually signed. It may be signed by an officer of the registrant by
counsel or by any other duly authorized person. The name and title of the person
signing this form shall be typed or printed under the signature.


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