FARMERS CAPITAL BANK CORP
8-K, 1998-11-12
NATIONAL COMMERCIAL BANKS
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                                 UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION


                             Washington, D.C. 20549

                                    FORM 8-K
                                 CURRENT REPORT



                         Pursuant to Section 13 or 15(d)
                     of the Securities Exchange Act of 1934


                                 Date of Report
                                November 11, 1998
                                -----------------


                        FARMERS CAPITAL BANK CORPORATION 
             ------------------------------------------------------
             (Exact name of registrant as specified in its charter)
             

                                    Kentucky
                  --------------------------------------------
                  State or other jurisdiction of incorporation
                

        0-14412                                           61-1017851       
- ------------------------                    ------------------------------------
(Commission File Number)                    (I.R.S. Employer Identification No.)


P.O. Box 309
Frankfort, Kentucky                                         40602
- ---------------------------------------                   ----------    
Address of principle executive offices)                   (Zip Code)



                   Registrant's telephone number, including area code:
                                 (502) 227-1600


                                 Not Applicable
          ------------------------------------------------------------
          (Former name or former address, if changed since last report
          





<PAGE>



                              Item 5. Other Events

Farmers Capital Bank  Corporation  announced on November 9, 1998 that it intends
to purchase up to 400,000 shares of its outstanding  common stock. The purchases
will be dependent on market conditions and there is no guarantee as to the exact
number of shares to be purchased by the Company.  Shares purchased would be used
for general corporate purposes.

Consistent  with the  objective of  maximizing  shareholder  value,  the Company
considers  the purchase of its  outstanding  shares in the price range for which
the  Company's  stock  is  trading  to be a good  investment  of  the  Company's
available funds.

As of November 6, 1998 there are 7,564,437  shares of the Company's common stock
outstanding.

Farmers Capital Bank Corporation is a multi-bank  holding company  headquartered
in Frankfort,  Kentucky. The Company owns six banks located throughout Kentucky,
a leasing company and a data processing company. Its stock is publicly traded on
the National  Association  of  Securities  Dealers  Automated  Quotation  System
(NASDAQ) SmallCap Market Tier, under the symbol: FFKT.


                                   SIGNATURES

Pursuant  to the  requirements  of the  Securities  Exchange  Act of  1934,  the
Registrant  has duly  caused  the  report  to be  signed  on its  behalf  by the
undersigned hereunto duly authorized.

                                           Farmers Capital Bank Corporation



November 11, 1998                          By:/s/ Charles S. Boyd
                                           ----------------------
                                           Charles S. Boyd
                                           President and Chief Executive Officer




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