<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
This schedule contains summary financial information extrated from the September
30, 2000 financial statements and is qualified in its entirety by reference to
such financial statements.
</LEGEND>
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 3-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JUL-1-2000
<PERIOD-END> SEP-30-2000
<CASH> 87,763
<INT-BEARING-DEPOSITS> 1,628
<FED-FUNDS-SOLD> 51,875
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 158,647
<INVESTMENTS-CARRYING> 54,912
<INVESTMENTS-MARKET> 55,004
<LOANS> 678,551
<ALLOWANCE> 10,177
<TOTAL-ASSETS> 1,065,823
<DEPOSITS> 844,746
<SHORT-TERM> 77,758
<LIABILITIES-OTHER> 9,788
<LONG-TERM> 10,127
0
0
<COMMON> 1,004
<OTHER-SE> 122,400
<TOTAL-LIABILITIES-AND-EQUITY> 1,065,823
<INTEREST-LOAN> 15,519
<INTEREST-INVEST> 2,999
<INTEREST-OTHER> 628
<INTEREST-TOTAL> 19,146
<INTEREST-DEPOSIT> 7,371
<INTEREST-EXPENSE> 8,370
<INTEREST-INCOME-NET> 10,776
<LOAN-LOSSES> 460
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 8,153
<INCOME-PRETAX> 5,309
<INCOME-PRE-EXTRAORDINARY> 5,309
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 3,787
<EPS-BASIC> 0.52
<EPS-DILUTED> 0.52
<YIELD-ACTUAL> 4.84
<LOANS-NON> 2,412
<LOANS-PAST> 1,446
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 9,659
<CHARGE-OFFS> 1,860
<RECOVERIES> 491
<ALLOWANCE-CLOSE> 10,177
<ALLOWANCE-DOMESTIC> 10,177
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>
