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<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
This schedule contains summary financial information extracted from the June 30,
2000 financial statements and is qualified in its entirety by reference to such
financial statements.
</LEGEND>
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 3-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> APR-01-2000
<PERIOD-END> JUN-30-2000
<CASH> 69,562
<INT-BEARING-DEPOSITS> 1,060
<FED-FUNDS-SOLD> 46,788
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 149,837
<INVESTMENTS-CARRYING> 56,526
<INVESTMENTS-MARKET> 56,257
<LOANS> 671,339
<ALLOWANCE> 10,088
<TOTAL-ASSETS> 1,027,549
<DEPOSITS> 838,708
<SHORT-TERM> 50,324
<LIABILITIES-OTHER> 9,722
<LONG-TERM> 5,405
0
0
<COMMON> 912
<OTHER-SE> 122,478
<TOTAL-LIABILITIES-AND-EQUITY> 1,027,549
<INTEREST-LOAN> 14,968
<INTEREST-INVEST> 2,997
<INTEREST-OTHER> 502
<INTEREST-TOTAL> 18,467
<INTEREST-DEPOSIT> 7,104
<INTEREST-EXPENSE> 7,789
<INTEREST-INCOME-NET> 10,678
<LOAN-LOSSES> 1,167
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 8,507
<INCOME-PRETAX> 4,272
<INCOME-PRE-EXTRAORDINARY> 4,272
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 2,952
<EPS-BASIC> 0.40
<EPS-DILUTED> 0.40
<YIELD-ACTUAL> 4.09
<LOANS-NON> 2,696
<LOANS-PAST> 2,393
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 9,659
<CHARGE-OFFS> 1,380
<RECOVERIES> 381
<ALLOWANCE-CLOSE> 10,088
<ALLOWANCE-DOMESTIC> 10,088
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>
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