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Market SH/ Invest Other Voting Authority
Name of Issuer Type Cusip Value Shares/PV PRN Disc Mgrs Sole Shared None
<S> <C> <C> <C> <C> <C> <C> <C> <C>
A-H, Inc Equity 0000989A3 544,050 4,030 SH Sole 0 4,030 0 0
AT&T Corp Equity 001957109 1,651,791 95,756 SH Sole 0 129,730 0 21,957
AT&T Corp Equity 001957109 655,690 38,011 SH Defined 0 0 0 0
AT&T Corp Equity 001957109 309,120 17,920 SH Other 0 0 0 0
Abbott Laboratories Equity 002824100 1,566,953 32,350 SH Sole 0 33,450 0 4,600
Abbott Laboratories Equity 002824100 33,906 700 SH Defined 0 0 0 0
Abbott Laboratories Equity 002824100 242,188 5,000 SH Other 0 0 0 0
Agilent Technologies Inc Equity 00846U101 360,200 6,579 SH Sole 0 8,973 0 545
Agilent Technologies Inc Equity 00846U101 140,489 2,566 SH Defined 0 0 0 0
Agilent Technologies Inc Equity 00846U101 20,422 373 SH Other 0 0 0 0
Alcoa Inc Equity 013817101 174,200 5,200 SH Sole 0 5,800 0 400
Alcoa Inc Equity 013817101 33,500 1,000 SH Defined 0 0 0 0
Allegheny Energy Inc Equity 017361106 207,303 4,302 SH Sole 0 4,302 0 0
Allstate Corp Equity 020002101 219,642 5,042 SH Sole 0 9,196 0 7,016
Allstate Corp Equity 020002101 88,693 2,036 SH Defined 0 0 0 0
Allstate Corp Equity 020002101 397,900 9,134 SH Other 0 0 0 0
America Online Inc Del Equity 02364J104 560,106 16,095 SH Sole 0 18,110 0 985
America Online Inc Del Equity 02364J104 69,600 2,000 SH Defined 0 0 0 0
America Online Inc Del Equity 02364J104 34,800 1,000 SH Other 0 0 0 0
American Electric Power Equity 025537101 232,314 4,996 SH Sole 0 5,316 0 5,378
American Electric Power Equity 025537101 31,620 680 SH Defined 0 0 0 0
American Electric Power Equity 025537101 233,337 5,018 SH Other 0 0 0 0
Amer Express Co Equity 025816109 478,506 8,710 SH Sole 0 18,310 0 0
Amer Express Co Equity 025816109 527,400 9,600 SH Defined 0 0 0 0
American General Corp Equity 026351106 570,500 7,000 SH Sole 0 7,000 0 1,248
American General Corp Equity 026351106 101,712 1,248 SH Defined 0 0 0 0
American Home Products Equity 026609107 1,747,371 27,496 SH Sole 0 48,588 0 9,640
American Home Products Equity 026609107 1,563,330 24,600 SH Defined 0 0 0 0
American Home Products Equity 026609107 389,689 6,132 SH Other 0 0 0 0
American Intl Group Inc Equity 026874107 795,498 8,071 SH Sole 0 16,799 0 1,002
American Intl Group Inc Equity 026874107 924,516 9,380 SH Defined 0 0 0 0
American Intl Group Inc Equity 026874107 34,497 350 SH Other 0 0 0 0
Amgen Inc Equity 031162100 1,510,523 23,625 SH Sole 0 24,425 0 0
Amgen Inc Equity 031162100 51,150 800 SH Other 0 0 0 0
Anheuser Busch Cos Inc Equity 035229103 1,010,100 22,200 SH Sole 0 21,300 0 2,600
Anheuser Busch Cos Inc Equity 035229103 63,700 1,400 SH Defined 0 0 0 0
Anheuser Busch Cos Inc Equity 035229103 13,650 300 SH Other 0 0 0 0
Applied Matls Inc Equity 038222105 231,607 6,065 SH Sole 0 6,955 0 965
Applied Matls Inc Equity 038222105 67,019 1,755 SH Defined 0 0 0 0
Applied Matls Inc Equity 038222105 3,819 100 SH Other 0 0 0 0
Auto Data Proc Inc Equity 053015103 596,404 9,420 SH Sole 0 15,420 0 0
Auto Data Proc Inc Equity 053015103 379,875 6,000 SH Defined 0 0 0 0
Bank America Corp Equity 060505104 519,259 11,319 SH Sole 0 12,269 0 213
Bank America Corp Equity 060505104 43,581 950 SH Defined 0 0 0 0
Bank America Corp Equity 060505104 9,771 213 SH Other 0 0 0 0
Bank of NY Co Equity 064057102 1,650,769 29,912 SH Sole 0 37,186 0 13,300
Bank of NY Co Equity 064057102 401,434 7,274 SH Defined 0 0 0 0
Bank of NY Co Equity 064057102 733,994 13,300 SH Other 0 0 0 0
Banc One Corp New Equity 06423A103 510,626 13,942 SH Sole 0 94,823 0 9,661
Banc One Corp New Equity 06423A103 106,908 2,919 SH Defined 0 0 0 0
Banc One Corp New Equity 06423A103 3,209,192 87,623 SH Other 0 0 0 0
Baxter International Inc Equity 071813109 686,100 7,769 SH Sole 0 10,469 0 0
Baxter International Inc Equity 071813109 238,444 2,700 SH Defined 0 0 0 0
Bellsouth Corp Equity 079860102 3,775,788 92,233 SH Sole 0 118,476 0 18,236
Bellsouth Corp Equity 079860102 866,933 21,177 SH Defined 0 0 0 0
Bellsouth Corp Equity 079860102 953,926 23,302 SH Other 0 0 0 0
Benthos Incorporated Equity 082641101 416,052 64,008 SH Other 0 64,008 0 0
Berkshire Hathaway Inc Cl B Equity 084670207 181,258 77 SH Sole 0 171 0 0
Berkshire Hathaway Inc Cl B Equity 084670207 221,276 94 SH Defined 0 0 0 0
Biogen Inc Equity 090597105 195,203 3,250 SH Sole 0 6,500 0 0
Biogen Inc Equity 090597105 195,203 3,250 SH Defined 0 0 0 0
Boeing Co. Equity 097023105 602,184 9,124 SH Sole 0 9,924 0 226
Boeing Co. Equity 097023105 46,200 700 SH Defined 0 0 0 0
Boeing Co. Equity 097023105 21,516 326 SH Other 0 0 0 0
Boston Scientific Corp Equity 101137107 141,323 10,325 SH Sole 0 10,325 0 0
Bristol-Myers Squibb Co Equity 110122108 7,574,527 102,445 SH Sole 0 121,114 0 6,230
Bristol-Myers Squibb Co Equity 110122108 1,622,854 21,949 SH Defined 0 0 0 0
Bristol-Myers Squibb Co Equity 110122108 218,116 2,950 SH Other 0 0 0 0
CCBT Financial Cos, Inc. Equity 12500Q102 2,948,126 156,711 SH Sole 0 0 0 987,000
CCBT Financial Cos, Inc. Equity 12500Q102 2,588,600 137,600 SH Defined 0 0 0 0
CCBT Financial Cos, Inc. Equity 12500Q102 13,031,212 692,689 SH Other 0 0 0 0
Cigna Corp. Equity 125509109 583,311 4,409 SH Sole 0 4,409 0 606
Cigna Corp. Equity 125509109 80,174 606 SH Other 0 0 0 0
CVS Corp Com Stk Equity 126650100 533,444 8,900 SH Sole 0 9,500 0 0
CVS Corp Com Stk Equity 126650100 35,963 600 SH Defined 0 0 0 0
Campbell Soup Equity 134429109 193,900 5,600 SH Sole 0 6,400 0 0
Campbell Soup Equity 134429109 27,700 800 SH Defined 0 0 0 0
Carnival Corp Com Cl A Equity 143658102 9,244 300 SH Sole 0 8,300 0 0
Carnival Corp Com Cl A Equity 143658102 246,500 8,000 SH Defined 0 0 0 0
Chase Manhattan Corp New Equity 16161A108 478,957 10,541 SH Sole 0 11,422 0 6,968
Chase Manhattan Corp New Equity 16161A108 37,759 831 SH Defined 0 0 0 0
Chase Manhattan Corp New Equity 16161A108 318,880 7,018 SH Other 0 0 0 0
Chevron Corp Equity 166751107 707,080 8,374 SH Sole 0 9,114 0 2,800
Chevron Corp Equity 166751107 222,915 2,640 SH Defined 0 0 0 0
Chevron Corp Equity 166751107 75,994 900 SH Other 0 0 0 0
Cisco Systems Equity 17275R102 1,884,616 49,271 SH Sole 0 60,971 0 5,600
Cisco Systems Equity 17275R102 351,900 9,200 SH Defined 0 0 0 0
Cisco Systems Equity 17275R102 309,825 8,100 SH Other 0 0 0 0
Citigroup Inc Equity 172967101 2,808,948 55,010 SH Sole 0 59,242 0 8,041
Citigroup Inc Equity 172967101 459,052 8,990 SH Defined 0 0 0 0
Citigroup Inc Equity 172967101 167,638 3,283 SH Other 0 0 0 0
Citigroup Cap Pfd W Preferred 17306K209 235,225 9,700 SH Sole 0 10,900 0 900
Citigroup Cap Pfd W Preferred 17306K209 36,375 1,500 SH Defined 0 0 0 0
Citigroup Cap Pfd W Preferred 17306K209 14,550 600 SH Other 0 0 0 0
Citizen Communications Equity 17453B101 326,143 24,849 SH Defined 0 24,849 0 0
Coca Cola Co. Equity 191216100 1,884,858 30,931 SH Sole 0 34,021 0 3,250
Coca Cola Co. Equity 191216100 182,203 2,990 SH Defined 0 0 0 0
Coca Cola Co. Equity 191216100 204,141 3,350 SH Other 0 0 0 0
Colgate Palmolive Equity 194162103 851,156 13,186 SH Sole 0 14,786 0 1,000
Colgate Palmolive Equity 194162103 167,830 2,600 SH Other 0 0 0 0
Constellation Energy Group Equity 210371100 266,364 5,911 SH Sole 0 5,911 0 0
Corning Inc Equity 219350105 1,036,445 19,625 SH Sole 0 23,375 0 150
Corning Inc Equity 219350105 163,719 3,100 SH Defined 0 0 0 0
Corning Inc Equity 219350105 42,250 800 SH Other 0 0 0 0
Dean Foods Co Equity 242361103 6,138 200 SH Sole 0 7,000 0 0
Dean Foods Co Equity 242361103 208,675 6,800 SH Defined 0 0 0 0
Disney Equity 254687106 743,057 25,678 SH Sole 0 28,453 0 1,675
Disney Equity 254687106 124,431 4,300 SH Defined 0 0 0 0
Disney Equity 254687106 4,341 150 SH Other 0 0 0 0
Dominion Resources, Inc VA Equity 25746U109 283,477 4,231 SH Sole 0 10,537 0 2,103
Dominion Resources, Inc VA Equity 25746U109 462,903 6,909 SH Defined 0 0 0 0
Dominion Resources, Inc VA Equity 25746U109 100,500 1,500 SH Other 0 0 0 0
Dover Corp. Equity 260003108 242,767 5,985 SH Sole 0 5,985 0 0
Dow Chemical Co Equity 260543103 258,206 7,050 SH Sole 0 20,175 0 1,350
Dow Chemical Co Equity 260543103 480,703 13,125 SH Defined 0 0 0 0
Dow Chemical Co Equity 260543103 49,444 1,350 SH Other 0 0 0 0
Dupont De Nemours & Co Equity 263534109 1,347,387 27,889 SH Sole 0 43,961 0 4,627
Dupont De Nemours & Co Equity 263534109 722,755 14,960 SH Defined 0 0 0 0
Dupont De Nemours & Co Equity 263534109 277,265 5,739 SH Other 0 0 0 0
Duke Energy Corp Equity 264399106 415,935 4,879 SH Sole 0 6,179 0 175
Duke Energy Corp Equity 264399106 17,050 200 SH Defined 0 0 0 0
Duke Energy Corp Equity 264399106 108,694 1,275 SH Other 0 0 0 0
EMC Corp Equity 268648102 3,276,123 49,265 SH Sole 0 56,473 0 1,310
EMC Corp Equity 268648102 486,647 7,318 SH Defined 0 0 0 0
EMC Corp Equity 268648102 79,800 1,200 SH Other 0 0 0 0
Eastman Kodak Co Equity 277461109 191,835 4,872 SH Sole 0 5,748 0 0
Eastman Kodak Co Equity 277461109 31,500 800 SH Defined 0 0 0 0
Eastman Kodak Co Equity 277461109 2,993 76 SH Other 0 0 0 0
Emerson Electric Co Equity 291011104 504,400 6,400 SH Sole 0 15,304 0 200
Emerson Electric Co Equity 291011104 543,806 6,900 SH Defined 0 0 0 0
Emerson Electric Co Equity 291011104 173,703 2,204 SH Other 0 0 0 0
Enron Corp Equity 293561106 1,128,505 13,576 SH Sole 0 15,101 0 1,355
Enron Corp Equity 293561106 206,150 2,480 SH Defined 0 0 0 0
Enron Corp Equity 293561106 33,250 400 SH Other 0 0 0 0
Equity Income Fund 1st Equity 294700703 1,549,538 11,188 SH Sole 0 11,188 0 0
Exxon Mobil Corp Equity 30231G102 12,328,259 141,806 SH Sole 0 197,049 0 65,477
Exxon Mobil Corp Equity 30231G102 4,404,602 50,664 SH Defined 0 0 0 0
Exxon Mobil Corp Equity 30231G102 6,090,494 70,056 SH Other 0 0 0 0
FPL Group Inc Equity 302571104 224,004 3,122 SH Sole 0 3,422 0 200
FPL Group Inc Equity 302571104 35,875 500 SH Defined 0 0 0 0
Federal Natl Mtg Assn Equity 313586109 1,290,320 14,874 SH Sole 0 18,774 0 500
Federal Natl Mtg Assn Equity 313586109 303,625 3,500 SH Defined 0 0 0 0
Federal Natl Mtg Assn Equity 313586109 78,075 900 SH Other 0 0 0 0
Fifth Third Bancorp Equity 316773100 1,075,500 18,000 SH Sole 0 18,000 0 0
First Union Corp Equity 337358105 183,118 6,584 SH Sole 0 7,227 0 0
First Union Corp Equity 337358105 17,883 643 SH Defined 0 0 0 0
FleetBoston Financial Corp Equity 339030108 1,843,154 49,069 SH Sole 0 113,745 0 44,480
FleetBoston Financial Corp Equity 339030108 2,601,166 69,249 SH Defined 0 0 0 0
FleetBoston Financial Corp Equity 339030108 1,499,007 39,907 SH Other 0 0 0 0
Ford Motor Company New Equity 345370860 272,227 11,615 SH Sole 0 14,324 0 699
Ford Motor Company New Equity 345370860 79,875 3,408 SH Defined 0 0 0 0
Fortune Brands Inc Equity 349631101 136,740 4,558 SH Sole 0 7,722 0 900
Fortune Brands Inc Equity 349631101 36,000 1,200 SH Defined 0 0 0 0
Fortune Brands Inc Equity 349631101 85,920 2,864 SH Other 0 0 0 0
Gannett Inc Equity 364730101 201,800 3,200 SH Sole 0 5,400 0 400
Gannett Inc Equity 364730101 126,125 2,000 SH Defined 0 0 0 0
Gannett Inc Equity 364730101 37,838 600 SH Other 0 0 0 0
General Electric Co Equity 369604103 33,405,834 696,862 SH Sole 0 852,533 0 206,091
General Electric Co Equity 369604103 8,358,766 174,368 SH Defined 0 0 0 0
General Electric Co Equity 369604103 8,983,200 187,394 SH Other 0 0 0 0
General Mills Equity 370334104 273,302 6,133 SH Sole 0 10,733 0 1,576
General Mills Equity 370334104 204,988 4,600 SH Defined 0 0 0 0
General Mills Equity 370334104 70,231 1,576 SH Other 0 0 0 0
General Motors Corp Equity 370442105 168,654 3,311 SH Sole 0 4,901 0 1,161
General Motors Corp Equity 370442105 54,911 1,078 SH Defined 0 0 0 0
General Motors Corp Equity 370442105 85,218 1,673 SH Other 0 0 0 0
Genzyme Corp Comm Equity 372917104 215,400 2,395 SH Sole 0 2,320 0 275
Genzyme Corp Comm Equity 372917104 17,988 200 SH Other 0 0 0 0
Gillette Co Equity 375766102 901,210 24,947 SH Sole 0 30,456 0 16,195
Gillette Co Equity 375766102 776,832 21,504 SH Defined 0 0 0 0
Gillette Co Equity 375766102 7,225 200 SH Other 0 0 0 0
Govt. Securities Inc. Fund Equity 383743523 1,658 55,273 SH Sole 0 55,273 0 0
Halliburton Co Equity 406216101 190,893 5,266 SH Sole 0 9,682 0 150
Halliburton Co Equity 406216101 116,000 3,200 SH Defined 0 0 0 0
Halliburton Co Equity 406216101 49,518 1,366 SH Other 0 0 0 0
Healthextras Inc Equity 422211102 87,500 25,000 SH Sole 0 25,000 0 0
Heinz, H.J. Co. Equity 423074103 581,109 12,250 SH Sole 0 15,150 0 1,200
Heinz, H.J. Co. Equity 423074103 151,800 3,200 SH Defined 0 0 0 0
Heinz, H.J. Co. Equity 423074103 42,694 900 SH Other 0 0 0 0
Hewlett Packard Equity 428236103 1,182,647 37,470 SH Sole 0 51,320 0 1,950
Hewlett Packard Equity 428236103 445,031 14,100 SH Defined 0 0 0 0
Hewlett Packard Equity 428236103 53,656 1,700 SH Other 0 0 0 0
Home Depot Inc Equity 437076102 2,306,579 50,486 SH Sole 0 61,284 0 1,675
Home Depot Inc Equity 437076102 563,007 12,323 SH Defined 0 0 0 0
Home Depot Inc Equity 437076102 6,853 150 SH Other 0 0 0 0
Honeywell Int Inc Equity 438516106 141,606 2,993 SH Sole 0 6,599 0 0
Honeywell Int Inc Equity 438516106 135,125 2,856 SH Defined 0 0 0 0
Honeywell Int Inc Equity 438516106 35,484 750 SH Other 0 0 0 0
Intel Corp Equity 458140100 1,634,872 54,382 SH Sole 0 63,512 0 5,790
Intel Corp Equity 458140100 325,276 10,820 SH Defined 0 0 0 0
Intel Corp Equity 458140100 123,256 4,100 SH Other 0 0 0 0
International Business Equity 459200101 1,737,060 20,436 SH Sole 0 37,996 0 4,520
International Business Equity 459200101 471,920 5,552 SH Defined 0 0 0 0
International Business Equity 459200101 1,404,880 16,528 SH Other 0 0 0 0
Johnson & Johnson Equity 478160104 3,571,074 33,990 SH Sole 0 46,870 0 4,075
Johnson & Johnson Equity 478160104 1,268,630 12,075 SH Defined 0 0 0 0
Johnson & Johnson Equity 478160104 512,705 4,880 SH Other 0 0 0 0
Kimberly Clark Corp Equity 494368103 1,141,856 16,153 SH Sole 0 19,175 0 1,150
Kimberly Clark Corp Equity 494368103 197,932 2,800 SH Defined 0 0 0 0
Kimberly Clark Corp Equity 494368103 96,987 1,372 SH Other 0 0 0 0
Lilly Eli & Co Equity 532457108 660,744 7,100 SH Sole 0 15,500 0 0
Lilly Eli & Co Equity 532457108 781,725 8,400 SH Defined 0 0 0 0
Lowes Co Inc. Equity 548661107 202,698 4,555 SH Sole 0 3,800 0 2,230
Lowes Co Inc. Equity 548661107 56,738 1,275 SH Defined 0 0 0 0
Lowes Co Inc. Equity 548661107 8,900 200 SH Other 0 0 0 0
Lucent Technologies Equity 549463107 1,541,174 114,161 SH Sole 0 144,483 0 21,274
Lucent Technologies Equity 549463107 396,603 29,378 SH Defined 0 0 0 0
Lucent Technologies Equity 549463107 299,943 22,218 SH Other 0 0 0 0
MBNA Corp Equity 55262L100 31,840 862 SH Sole 0 14,362 0 0
MBNA Corp Equity 55262L100 498,656 13,500 SH Defined 0 0 0 0
McDonalds Corp. Equity 580135101 302,600 8,900 SH Sole 0 20,536 0 4,040
McDonalds Corp. Equity 580135101 532,984 15,676 SH Defined 0 0 0 0
Medtronic Inc Equity 585055106 1,950,716 32,310 SH Sole 0 33,935 0 500
Medtronic Inc Equity 585055106 122,259 2,025 SH Defined 0 0 0 0
Medtronic Inc Equity 585055106 6,038 100 SH Other 0 0 0 0
Mellon Financial Corp Equity 58551A108 88,538 1,800 SH Sole 0 6,800 0 5,640
Mellon Financial Corp Equity 58551A108 393,500 8,000 SH Defined 0 0 0 0
Mellon Financial Corp Equity 58551A108 129,855 2,640 SH Other 0 0 0 0
Merck & Company Equity 589331107 6,773,020 72,342 SH Sole 0 111,400 0 3,429
Merck & Company Equity 589331107 3,598,290 38,433 SH Defined 0 0 0 0
Merck & Company Equity 589331107 379,556 4,054 SH Other 0 0 0 0
Microsoft Corp Equity 594918104 666,500 15,366 SH Sole 0 22,346 0 5,000
Microsoft Corp Equity 594918104 380,833 8,780 SH Defined 0 0 0 0
Microsoft Corp Equity 594918104 138,800 3,200 SH Other 0 0 0 0
Minn Mining & Mfg Equity 604059105 875,433 7,265 SH Sole 0 16,260 0 2,225
Minn Mining & Mfg Equity 604059105 1,135,713 9,425 SH Defined 0 0 0 0
Minn Mining & Mfg Equity 604059105 216,298 1,795 SH Other 0 0 0 0
Mobilemedia Corp Equity 607415106 23 22,750 SH Sole 0 22,750 0 0
Morgan, J.P.& Co. Equity 616880100 776,692 4,693 SH Sole 0 7,793 0 5,907
Morgan, J.P.& Co. Equity 616880100 612,350 3,700 SH Defined 0 0 0 0
Morgan, J.P.& Co. Equity 616880100 878,309 5,307 SH Other 0 0 0 0
Morgan Stanley, Dean Witter, Equity 617446448 135,042 1,704 SH Sole 0 4,680 0 6,544
Morgan Stanley, Dean Witter, Equity 617446448 94,466 1,192 SH Defined 0 0 0 0
Morgan Stanley, Dean Witter, Equity 617446448 659,994 8,328 SH Other 0 0 0 0
Motorola Inc. Equity 620076109 423,448 20,911 SH Sole 0 30,521 0 1,965
Motorola Inc. Equity 620076109 226,800 11,200 SH Defined 0 0 0 0
Motorola Inc. Equity 620076109 7,594 375 SH Other 0 0 0 0
Network Comm Inc Equity 64122T105 7,500 10,000 SH Other 0 0 0 10,000
NSTAR Com Equity 67019E107 331,510 7,732 SH Sole 0 6,032 0 2,360
NSTAR Com Equity 67019E107 4,288 100 SH Defined 0 0 0 0
NSTAR Com Equity 67019E107 24,010 560 SH Other 0 0 0 0
Onyx Acceptance Corp Equity 682914106 71,875 25,000 SH Defined 0 25,000 0 0
Oracle Systems Corporation Equity 68389X105 149,091 5,130 SH Sole 0 10,478 0 0
Oracle Systems Corporation Equity 68389X105 43,594 1,500 SH Defined 0 0 0 0
Oracle Systems Corporation Equity 68389X105 111,833 3,848 SH Other 0 0 0 0
PNC Bank Corp Equity 693475105 55,528 760 SH Sole 0 4,766 0 760
PNC Bank Corp Equity 693475105 328,781 4,500 SH Defined 0 0 0 0
PNC Bank Corp Equity 693475105 19,435 266 SH Other 0 0 0 0
PPG Industries Equity 693506107 64,838 1,400 SH Sole 0 6,696 0 0
PPG Industries Equity 693506107 37,050 800 SH Defined 0 0 0 0
PPG Industries Equity 693506107 208,221 4,496 SH Other 0 0 0 0
Peapack Gladstone Financial Equity 704699107 703,487 15,898 SH Sole 0 15,898 0 0
Pepsico, Inc Equity 713448108 1,928,229 38,905 SH Sole 0 52,463 0 800
Pepsico, Inc Equity 713448108 671,968 13,558 SH Defined 0 0 0 0
Pepsico, Inc Equity 713448108 39,650 800 SH Other 0 0 0 0
Perkinelmer Inc Equity 714046109 840,000 8,000 SH Sole 0 8,000 0 0
Pfizer, Inc. Equity 717081103 3,796,196 82,526 SH Sole 0 142,781 0 13,890
Pfizer, Inc. Equity 717081103 3,102,470 67,445 SH Defined 0 0 0 0
Pfizer, Inc. Equity 717081103 308,200 6,700 SH Other 0 0 0 0
Pharmacia Corp Com Equity 71713U102 192,150 3,150 SH Sole 0 3,450 0 0
Pharmacia Corp Com Equity 71713U102 18,300 300 SH Defined 0 0 0 0
Philip Morris Cos, Inc Equity 718154107 1,200,188 27,277 SH Sole 0 44,877 0 1,700
Philip Morris Cos, Inc Equity 718154107 800,800 18,200 SH Defined 0 0 0 0
Philip Morris Cos, Inc Equity 718154107 48,400 1,100 SH Other 0 0 0 0
Procter & Gamble Equity 742718109 4,728,177 60,280 SH Sole 0 71,807 0 2,425
Procter & Gamble Equity 742718109 715,664 9,124 SH Defined 0 0 0 0
Procter & Gamble Equity 742718109 378,696 4,828 SH Other 0 0 0 0
Quaker Oats Co. Equity 747402105 220,457 2,264 SH Sole 0 2,364 0 0
Quaker Oats Co. Equity 747402105 9,738 100 SH Defined 0 0 0 0
Qwest Communications Intl Equity 749121109 493,852 12,082 SH Sole 0 22,534 0 6,990
Qwest Communications Intl Equity 749121109 526,797 12,888 SH Defined 0 0 0 0
Qwest Communications Intl Equity 749121109 186,145 4,554 SH Other 0 0 0 0
SBC Communications Inc Equity 78387G103 4,227,212 88,528 SH Sole 0 118,547 0 33,894
SBC Communications Inc Equity 78387G103 1,354,954 28,376 SH Defined 0 0 0 0
SBC Communications Inc Equity 78387G103 1,696,892 35,537 SH Other 0 0 0 0
Safeco Corporation Equity 786429100 687,088 20,900 SH Sole 0 20,900 0 0
Sara Lee Corp Equity 803111103 397,520 16,184 SH Sole 0 29,884 0 0
Sara Lee Corp Equity 803111103 336,506 13,700 SH Defined 0 0 0 0
Schlumberger, Ltd Equity 806857108 456,043 5,705 SH Sole 0 6,405 0 1,305
Schlumberger, Ltd Equity 806857108 152,281 1,905 SH Defined 0 0 0 0
Schlumberger, Ltd Equity 806857108 7,994 100 SH Other 0 0 0 0
Seacoast Financial Equity 81170Q106 174,552 14,546 SH Sole 0 14,546 0 0
Sears Roebuck Co Equity 812387108 38,017 1,094 SH Sole 0 2,837 0 4,246
Sears Roebuck Co Equity 812387108 20,850 600 SH Defined 0 0 0 0
Sears Roebuck Co Equity 812387108 187,268 5,389 SH Other 0 0 0 0
Southern Company Equity 842587107 178,918 5,381 SH Sole 0 7,177 0 2,532
Southern Company Equity 842587107 63,308 1,904 SH Defined 0 0 0 0
Southern Company Equity 842587107 80,598 2,424 SH Other 0 0 0 0
Staples Incorporated (Retail Equity 855030102 270,943 22,937 SH Sole 0 22,400 0 1,587
Staples Incorporated (Retail Equity 855030102 12,403 1,050 SH Defined 0 0 0 0
State Street Corp Equity 857477103 55,895 450 SH Sole 0 1,850 0 8,432
State Street Corp Equity 857477103 173,894 1,400 SH Defined 0 0 0 0
State Street Corp Equity 857477103 1,047,339 8,432 SH Other 0 0 0 0
Summit Bancorp New Equity 866005101 443,281 11,608 SH Sole 0 11,608 0 300
Summit Bancorp New Equity 866005101 11,456 300 SH Other 0 0 0 0
Sun Microsystems Inc Equity 866810104 544,956 19,550 SH Sole 0 24,340 0 3,000
Sun Microsystems Inc Equity 866810104 123,765 4,440 SH Defined 0 0 0 0
Sun Microsystems Inc Equity 866810104 93,381 3,350 SH Other 0 0 0 0
Sysco Corp. Equity 871829107 1,032,000 34,400 SH Sole 0 34,400 0 0
Target Corp Equity 87612E106 305,085 9,460 SH Sole 0 8,900 0 860
Target Corp Equity 87612E106 9,675 300 SH Defined 0 0 0 0
Texaco, Inc. Equity 881694103 347,341 5,591 SH Sole 0 6,431 0 300
Texaco, Inc. Equity 881694103 49,700 800 SH Defined 0 0 0 0
Texaco, Inc. Equity 881694103 21,123 340 SH Other 0 0 0 0
Texas Instruments Equity 882508104 213,661 4,510 SH Sole 0 7,180 0 200
Texas Instruments Equity 882508104 126,491 2,670 SH Defined 0 0 0 0
Texas Instruments Equity 882508104 9,475 200 SH Other 0 0 0 0
Time Warner Inc. Equity 887315109 464,936 8,900 SH Sole 0 10,000 0 0
Time Warner Inc. Equity 887315109 57,464 1,100 SH Defined 0 0 0 0
Tyco Intl Ltd New Equity 902124106 2,610,165 47,030 SH Sole 0 54,202 0 3,020
Tyco Intl Ltd New Equity 902124106 557,331 10,042 SH Defined 0 0 0 0
Tyco Intl Ltd New Equity 902124106 8,325 150 SH Other 0 0 0 0
Union Pacific Corp Equity 907818108 146,160 2,880 SH Sole 0 9,980 0 758
Union Pacific Corp Equity 907818108 398,794 7,858 SH Defined 0 0 0 0
United National Bancorp Equity 910909100 373,619 19,472 SH Sole 0 19,472 0 0
United Technologies Equity 913017109 171,403 2,180 SH Sole 0 2,180 0 5,640
United Technologies Equity 913017109 443,445 5,640 SH Other 0 0 0 0
Verizon Communication Equity 92343V104 5,574,359 111,209 SH Sole 0 140,013 0 16,685
Verizon Communication Equity 92343V104 1,446,207 28,852 SH Defined 0 0 0 0
Verizon Communication Equity 92343V104 833,930 16,637 SH Other 0 0 0 0
Vodafone Group PLC ADR Equity 92857W100 446,116 12,457 SH Sole 0 16,027 0 6,725
Vodafone Group PLC ADR Equity 92857W100 70,372 1,965 SH Defined 0 0 0 0
Vodafone Group PLC ADR Equity 92857W100 298,318 8,330 SH Other 0 0 0 0
Vulcan Materials Co Equity 929160109 288,447 6,025 SH Sole 0 6,125 0 1,600
Vulcan Materials Co Equity 929160109 38,300 800 SH Defined 0 0 0 0
Vulcan Materials Co Equity 929160109 43,088 900 SH Other 0 0 0 0
Wal Mart Stores Inc Equity 931142103 364,969 6,870 SH Sole 0 8,920 0 0
Wal Mart Stores Inc Equity 931142103 108,906 2,050 SH Defined 0 0 0 0
Walgreen Co. Equity 931422109 898,133 21,480 SH Sole 0 21,880 0 0
Walgreen Co. Equity 931422109 16,725 400 SH Defined 0 0 0 0
Washington Mut Inc Equity 939322103 15,919 300 SH Sole 0 6,300 0 0
Washington Mut Inc Equity 939322103 318,375 6,000 SH Defined 0 0 0 0
Wells Fargo & Company New Equity 949746101 2,065,338 37,088 SH Sole 0 37,603 0 2,035
Wells Fargo & Company New Equity 949746101 130,866 2,350 SH Defined 0 0 0 0
Wells Fargo & Company New Equity 949746101 11,138 200 SH Other 0 0 0 0
Worldcom Inc GA New Equity 98157D106 315,239 22,417 SH Sole 0 38,417 0 400
Worldcom Inc GA New Equity 98157D106 213,750 15,200 SH Defined 0 0 0 0
Worldcom Inc GA New Equity 98157D106 16,875 1,200 SH Other 0 0 0 0
</TABLE>
