<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
CONSOLIDATED FINANCIAL INFORMATION INCORPORATED BY REFERENCE IN THE 2000 SECOND
QUARTER FINANCIAL REVIEW AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH
FINANCIAL INFORMATION.
</LEGEND>
<MULTIPLIER> 1,000,000
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> JUN-30-2000
<CASH> 3,138
<INT-BEARING-DEPOSITS> 0
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 7,302
<INVESTMENTS-CARRYING> 0
<INVESTMENTS-MARKET> 0
<LOANS> 50,942
<ALLOWANCE> (675)
<TOTAL-ASSETS> 75,737
<DEPOSITS> 47,426
<SHORT-TERM> 9,137
<LIABILITIES-OTHER> 2,721
<LONG-TERM> 9,448
0
7
<COMMON> 1,764
<OTHER-SE> 4,386
<TOTAL-LIABILITIES-AND-EQUITY> 75,737
<INTEREST-LOAN> 2,009
<INTEREST-INVEST> 240
<INTEREST-OTHER> 253
<INTEREST-TOTAL> 2,502
<INTEREST-DEPOSIT> 766
<INTEREST-EXPENSE> 1,392
<INTEREST-INCOME-NET> 1,110
<LOAN-LOSSES> 66
<SECURITIES-GAINS> (3)
<EXPENSE-OTHER> 1,674
<INCOME-PRETAX> 955
<INCOME-PRE-EXTRAORDINARY> 623
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 623
<EPS-BASIC> 2.11
<EPS-DILUTED> 2.09
<YIELD-ACTUAL> 3.43
<LOANS-NON> 316
<LOANS-PAST> 91
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 674
<CHARGE-OFFS> (88)
<RECOVERIES> 23
<ALLOWANCE-CLOSE> 675
<ALLOWANCE-DOMESTIC> 675
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>