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<TABLE> <S> <C>
<PAGE>
<ARTICLE> 9
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> SEP-30-2000
<CASH> 12,662
<INT-BEARING-DEPOSITS> 26,756
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 282,532
<INVESTMENTS-CARRYING> 0
<INVESTMENTS-MARKET> 275,453
<LOANS> 401,935
<ALLOWANCE> 4,612
<TOTAL-ASSETS> 746,080
<DEPOSITS> 449,280
<SHORT-TERM> 10,260
<LIABILITIES-OTHER> 4,086
<LONG-TERM> 222,000
0
0
<COMMON> 81,631
<OTHER-SE> (11,107)
<TOTAL-LIABILITIES-AND-EQUITY> 746,080
<INTEREST-LOAN> 25,273
<INTEREST-INVEST> 14,264
<INTEREST-OTHER> 343
<INTEREST-TOTAL> 39,880
<INTEREST-DEPOSIT> 12,988
<INTEREST-EXPENSE> 23,382
<INTEREST-INCOME-NET> 16,498
<LOAN-LOSSES> 1,900
<SECURITIES-GAINS> (2,003)
<EXPENSE-OTHER> 9,915
<INCOME-PRETAX> 4,865
<INCOME-PRE-EXTRAORDINARY> 4,865
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 3,665
<EPS-BASIC> 0.54
<EPS-DILUTED> 0.54
<YIELD-ACTUAL> 3.55
<LOANS-NON> 610
<LOANS-PAST> 1,085
<LOANS-TROUBLED> 152
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 3,857
<CHARGE-OFFS> 1,367
<RECOVERIES> 222
<ALLOWANCE-CLOSE> 4,612
<ALLOWANCE-DOMESTIC> 3,963
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 649
</TABLE>
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