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U.S. SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 12b-25
NOTIFICATION OF LATE FILING
[X] Form 10-K [] Form 20-F [] Form 11-K [] Form 10-Q [] Form N-SAR
For Period Ended: December 31, 1996
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Nothing in this form shall be construed to imply that the Commission has
verified any information contained herein.
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Part I - Registrant Information
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Full Name of Registrant: United Financial Banking Companies, Inc.
File Number: 0-13395
Address of Principal Executive Office (Street and Number)
8399 Leesburg Pike
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City, State and Zip code
Vienna, Virginia 22182
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Part II - Rules 12b-25 (b) and (c)
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If the subject report could not be filed without unreasonable effort or expense
and the registrant seeks relief pursuant to Rule 12b - 25(b), the following
should be completed (Check box if appropriate)
[X] (a) The reasons described in reasonable detail in Part III of this form
could not be eliminated without unreasonable effort or expense;
[X] (b) The subject annual report, semi-annual report, transition report on
Form 10-K, Form 20-F, 11-K or Form N-SAR, or portion thereof will be
filed on or before the fifteenth calendar day following the prescribed
due date; or the subject quarterly report or transition report on Form
10-Q or portion thereof will be filed on or before the fifth calendar
day following the prescribed due date; and
[] (c) The accountant's statement or other exhibit required by Rule 12b -
25(c) has been attached if applicable.
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Part III - Narrative
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State below in reasonable detail the reasons why Form 10-K, 10-Q, N-SAR or the
transition report or portion thereof could not be filed within the prescribed
time period.
As a result of factors beyond the control of the registrant, the
Edgarization of the report on Form 10-KBS which is the subject of this
notification could not be effected by the registrant's filing agent in
sufficient time to permit timely filing of the report. The registrant
delivered the final report to its filing agent on March 26, 1997, but owing
to the volume of filings to be processed and filed by the filing agent,
processing, review and filing could not be completed in order to permit
timely filing.
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Part IV - Other Information
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(1) Name and telephone number of person to contact in regard to this
notification
Lisa Porter (703) 734-8640 X234
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(Name) (Area Code) (Telephone Number)
(2) Have all other periodic reports required under section 13 or 15(d)
of the Securities Exchange Act of 1934 or section 30 of the Investment
Company Act of 1940 during the preceding 12 months or for such shorter
period that the registrant was required to file such report(s) been
filed? If the answer is no, identify report(s).
[X] Yes [_] No
(3) Is it anticipated that any significant change in results of operations
from the corresponding period for the last fiscal year will be
reflected by the earnings statements to be included in the subject
report or portion thereof?
[_] Yes [X] No
If so, attach an explanation of the anticipated change, both narratively
and quantitatively, and, if appropriate, state the reasons why a reasonable
estimate of the results cannot be made.
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United Financial Banking Companies, Inc.
has caused this notification to be signed on its behalf by the undersigned
thereunto duly authorized.
Date March 31, 1997 By /s/
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Lisa M. Porter, Controller
