<TABLE> <S> <C>
<PAGE>
<ARTICLE> 9
<LEGEND>
This schedule contains summary financial information extracted from the Form
10-QSB and is qualified in its entirety by reference to such financial
statements.
</LEGEND>
<CIK> 0000714286
<NAME> UNITED FINANCIAL BANKING COMPANIES, INC.
<CURRENCY> U.S. DOLLARS
<S> <C>
<PERIOD-TYPE> 3-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> JUN-30-2000
<EXCHANGE-RATE> 1
<CASH> 2,323,153
<INT-BEARING-DEPOSITS> 0
<FED-FUNDS-SOLD> 9,950,000
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 6,982,612
<INVESTMENTS-CARRYING> 8,661,571
<INVESTMENTS-MARKET> 8,661,571
<LOANS> 46,245,397
<ALLOWANCE> 849,651
<TOTAL-ASSETS> 68,863,966
<DEPOSITS> 60,844,844
<SHORT-TERM> 0
<LIABILITIES-OTHER> 419,172
<LONG-TERM> 0
0
0
<COMMON> 1,001,499
<OTHER-SE> 6,598,451
<TOTAL-LIABILITIES-AND-EQUITY> 68,863,966
<INTEREST-LOAN> 1,937,208
<INTEREST-INVEST> 463,751
<INTEREST-OTHER> 0
<INTEREST-TOTAL> 2,400,959
<INTEREST-DEPOSIT> 845,758
<INTEREST-EXPENSE> 0
<INTEREST-INCOME-NET> 1,555,201
<LOAN-LOSSES> 66,000
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 1,264,563
<INCOME-PRETAX> 341,063
<INCOME-PRE-EXTRAORDINARY> 341,063
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 341,063
<EPS-BASIC> 0.34
<EPS-DILUTED> 0.34
<YIELD-ACTUAL> 8.30
<LOANS-NON> 139,538
<LOANS-PAST> 0
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 820,166
<ALLOWANCE-OPEN> 783,143
<CHARGE-OFFS> 0
<RECOVERIES> 509
<ALLOWANCE-CLOSE> 849,652
<ALLOWANCE-DOMESTIC> 849,652
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 59,614
</TABLE>