November 15, 1995
Securities and Exchange Commission
450 Fifth Street, N.W.
Washington, D.C. 20549
Dear Sirs:
We are submitting this Form 10-Q/A for the quarter ended September 30,
1995, as we inadvertently filed the Form 10-Q without the Financial Data
Schedule. This Form 10-Q/A includes only the Financial Data Schedule as Exhibit
27.
Sincerely,
/s/ Alan D. Eskow
Senior Vice President
Financial Administration
and Corporate Secretary
(Principal Accounting Officer)
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 10-Q/A
[X] Quarter Report Pursuant to Section 13 or 15(d)
of the Securities Exchange Act of 1934
For the Period Ended September 30, 1995
[ ] Transition Report Pursuant to Section 13 or
15(d) of the Securities Exchange Act of 1934
For the transition period from __________ to
__________.
Commission File Number 0-11179
VALLEY NATIONAL BANCORP
(Exact name of registrant as specified in its charter)
New Jersey
(State or other Jurisdiction of
incorporation or organization)
22-2477875
(I.R.S. Employer Identification No.)
1455 Valley Road, Wayne, New Jersey 07474-0558
(Address of principal executive offices) (Zip Code)
(201)305-8800
(Registrant's Telephone Number, including area code)
Indicate by check mark whether the Registrant (1) has filed all
reports required to be filed by Section 13 or 15(d) of the
Securities Exchange Act of 1934 during the preceding 12 months (or
for such shorter period that the Registrant was required to file
such reports), and (2) has been subject to such filing requirements
for the past 90 days.
YES XXX NO
Indicate the number of shares outstanding of each of the issuer's
classes of common stock, as of the latest practicable date.
Common Stock (No par value), of which 35,717,621
shares were outstanding as of November 1, 1995.
SIGNATURES
Pursuant to the requirements of the Securities
Exchange Act of 1934, the registrant had duly caused this report to
be signed on its behalf by the undersigned thereunto duly
authorized.
VALLEY NATIONAL BANCORP
(Registrant)
Date: November 15, 1995 /s/ Alan D. Eskow
ALAN D. ESKOW
SENIOR VICE PRESIDENT
FINANCIAL ADMINISTRATION
<TABLE> <S> <C>
<ARTICLE> 9
<S> <C>
<PERIOD-TYPE> 3-MOS
<FISCAL-YEAR-END> DEC-31-1994
<PERIOD-END> SEP-30-1995
<CASH> 157,828
<INT-BEARING-DEPOSITS> 0
<FED-FUNDS-SOLD> 10,000
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 654,611
<INVESTMENTS-CARRYING> 782,461
<INVESTMENTS-MARKET> 784,391
<LOANS> 2,701,196
<ALLOWANCE> 40,205
<TOTAL-ASSETS> 4,417,042
<DEPOSITS> 3,893,869
<SHORT-TERM> 67,678
<LIABILITIES-OTHER> 33,856
<LONG-TERM> 31,529
<COMMON> 20,036
0
0
<OTHER-SE> 370,074
<TOTAL-LIABILITIES-AND-EQUITY> 4,417,042
<INTEREST-LOAN> 167,797
<INTEREST-INVEST> 68,320
<INTEREST-OTHER> 1,446
<INTEREST-TOTAL> 237,563
<INTEREST-DEPOSIT> 103,175
<INTEREST-EXPENSE> 107,491
<INTEREST-INCOME-NET> 130,072
<LOAN-LOSSES> 2,069
<SECURITIES-GAINS> 1,471
<EXPENSE-OTHER> 67,845
<INCOME-PRETAX> 75,934
<INCOME-PRE-EXTRAORDINARY> 75,934
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 46,057
<EPS-PRIMARY> 1.29
<EPS-DILUTED> 1.29
<YIELD-ACTUAL> 447
<LOANS-NON> 16,622
<LOANS-PAST> 5,794
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 42,107
<CHARGE-OFFS> 6,030
<RECOVERIES> 2,059
<ALLOWANCE-CLOSE> 40,205
<ALLOWANCE-DOMESTIC> 28,726
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 11,479
</TABLE>
