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CONSENT OF INDEPENDENT AUDITORS
We consent to the incorporation by reference in Registration Statement No.
333-81837 of German American Bancorp on Form S-8 of our report dated May 25,
2000 incorporated on Form 11-K of The Doty Agency, Inc. 401(k) Plan for the year
ended December 31, 1999.
/s/ Crowe, Chizek and Company LLP
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Crowe, Chizek and Company LLP
South Bend, Indiana
June 23, 2000
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