[DESCRIPTION] FORM 13F
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F
FORM 13F COVER PAGE
Report for the Calendar Year or Quarter Ended: 12/31/2000
Check here if Amendment [ ] Amendment Number:
This Amendment [ ] is a restatement
[ ] adds new holding entries
Institutional Investment Manager Filing this Report:
Name: SOUTHTRUST ASSET MANAGEMENT CO.
Address: P. O. BOX 830804
BIRMINGHAM, AL 35283-0804
13F File Number: 02-81181
The institutional investment Manager filing this report and the
person by whom it is signed hereby represent that the person signing
the report is authorized to submit it, that all
information contained herein is true, correct and complete, and
that it is understood that all required items, statements,
schedules, lists, and tables, are considered integral parts of
this form.
Person Signing this Report on Behalf of Reporting Manager:
Name: ELEANOR M. CARROLL
Title: VICE PRESIDENT
Phone: 205-254-6775
Signature, Place, and Date of Signing:
ELEANOR M. CARROLL BIRMINGHAM, ALABAMA 01/05/2001
Report Type (Check only one)
[X] 13F HOLDINGS REPORT
[ ] 13F NOTICE
[ ] 13F COMBINATION REPORT
I AM SIGNING THIS REPORT AS REQUIRED BY THE SECURITIES EXCHANGE
ACT OF 1934
<PAGE>
FORM 13F SUMMARY PAGE
Report Summary:
Number of Other Included Managers: 0
Form 13F Information Table Entry Total: 501
Form 13F Information Table Value Total: $ 1,011,346
List of Other Included Managers:
NONE
<TABLE> <C> <C>
FORM 13F INFORMATION TABLE
TITLE VALUE SHARES/ SH/ PUT/
NAME OF ISSUER OF CLASS CUSIP (X $1000) PRN AMOUNT PRN CALL
SECURITY NAME SUBCLASS
ADC TELECOMMUNICATIONS INC COMMON STOCK 000886101 6876 379385 SH
ADC TELECOMMUNICATIONS INC COMMON STOCK 000886101 25 1400 SH
AFLAC CORP COMMON STOCK 001055102 261 3615 SH
AFLAC CORP COMMON STOCK 001055102 29 400 SH
AT&T CORP COMMON STOCK 001957109 1442 83594 SH
AT&T CORP COMMON STOCK 001957109 91 5273 SH
AT&T CORP COMMON STOCK 001957109 647 37508 SH
ABBOTT LABORATORIES COMMON STOCK 002824100 11081 228765 SH
ABBOTT LABORATORIES COMMON STOCK 002824100 684 14130 SH
ABBOTT LABORATORIES COMMON STOCK 002824100 1460 30135 SH
AIR PRODUCTS & CHEMICALS INC COMMON STOCK 009158106 1273 31037 SH
AIR PRODUCTS & CHEMICALS INC COMMON STOCK 009158106 180 4400 SH
AIR PRODUCTS & CHEMICALS INC COMMON STOCK 009158106 299 7300 SH
ALCOA, INC COMMON STOCK 013817101 6146 183470 SH
ALCOA, INC COMMON STOCK 013817101 13 400 SH
ALCOA, INC COMMON STOCK 013817101 23 700 SH
ALLSTATE CORP COMMON STOCK 020002101 71 1620 SH
ALLSTATE CORP COMMON STOCK 020002101 17 400 SH
ALLSTATE CORP COMMON STOCK 020002101 635 14582 SH
ALLTEL CORP COMMON STOCK 020039103 1842 29500 SH
ALLTEL CORP COMMON STOCK 020039103 9 150 SH
ALLTEL CORP COMMON STOCK 020039103 57 910 SH
AMBAC FINANCIAL GROUP, INC COMMON STOCK 023139108 6830 117125 SH
AMEREN CORPORATION COMMON STOCK 023608102 360 7780 SH
AMEREN CORPORATION COMMON STOCK 023608102 75 1628 SH
AMEREN CORPORATION COMMON STOCK 023608102 57 1227 SH
AMERICAN ELEC PWR CO INC COMMON STOCK 025537101 561 12064 SH
AMERICAN ELEC PWR CO INC COMMON STOCK 025537101 29 633 SH
AMERICAN ELEC PWR CO INC COMMON STOCK 025537101 50 1080 SH
AMERICAN EXPRESS CO COMMON STOCK 025816109 337 6143 SH
AMERICAN EXPRESS CO COMMON STOCK 025816109 16 300 SH
AMERICAN GEN CORP COMMON STOCK 026351106 132 1625 SH
AMERICAN GEN CORP COMMON STOCK 026351106 236 2894 SH
AMERICAN HOME PRODUCTS CORP COMMON STOCK 026609107 5484 86289 SH
AMERICAN HOME PRODUCTS CORP COMMON STOCK 026609107 1112 17500 SH
AMERICAN HOME PRODUCTS CORP COMMON STOCK 026609107 1046 16465 SH
AMERICAN INTL GROUP INC COMMON STOCK 026874107 13530 137272 SH
AMERICAN INTL GROUP INC COMMON STOCK 026874107 3009 30528 SH
AMERICAN INTL GROUP INC COMMON STOCK 026874107 1192 12092 SH
AMSOUTH BANCORPORATION COMMON STOCK 032165102 2516 164966 SH
AMSOUTH BANCORPORATION COMMON STOCK 032165102 1290 84581 SH
AMSOUTH BANCORPORATION COMMON STOCK 032165102 724 47447 SH
ANHEUSER BUSCH COS INC COMMON STOCK 035229103 2959 65022 SH
ANHEUSER BUSCH COS INC COMMON STOCK 035229103 18 400 SH
ANHEUSER BUSCH COS INC COMMON STOCK 035229103 109 2400 SH
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 491 7758 SH
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 279 4400 SH
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 158 2500 SH
B B & T CORPORATION COMMON STOCK 054937107 225 6030 SH
B B & T CORPORATION COMMON STOCK 054937107 35 947 SH
BP AMOCO PLC FOREIGN STOCK 055622104 3600 75203 SH
BP AMOCO PLC FOREIGN STOCK 055622104 3297 68861 SH
BP AMOCO PLC FOREIGN STOCK 055622104 589 12312 SH
BANK OF NEW YORK INC COMMON STOCK 064057102 7595 137620 SH
BANK OF NEW YORK INC COMMON STOCK 064057102 1209 21900 SH
BANK OF NEW YORK INC COMMON STOCK 064057102 499 9050 SH
BANK ONE CORP COMMON STOCK 06423A103 713 19474 SH
BANK ONE CORP COMMON STOCK 06423A103 234 6398 SH
BANK ONE CORP COMMON STOCK 06423A103 156 4271 SH
BAXTER INTERNATIONAL INC COMMON STOCK 071813109 6071 68750 SH
BAXTER INTERNATIONAL INC COMMON STOCK 071813109 53 600 SH
BELLSOUTH CORP COMMON STOCK 079860102 4016 98107 SH
BELLSOUTH CORP COMMON STOCK 079860102 1000 24418 SH
BELLSOUTH CORP COMMON STOCK 079860102 2107 51472 SH
BEST BUY INC COMMON STOCK 086516101 814 27550 SH
BEST BUY INC COMMON STOCK 086516101 9 300 SH
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 22709 307137 SH
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 3855 52142 SH
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 3401 45999 SH
BURLINGTON NORTHERN SANTA FE COMMON STOCK 12189T104 132 4654 SH
BURLINGTON NORTHERN SANTA FE COMMON STOCK 12189T104 119 4206 SH
CIGNA CORP COMMON STOCK 125509109 397 3000 SH
CSX CORP COMMON STOCK 126408103 92 3531 SH
CSX CORP COMMON STOCK 126408103 881 33977 SH
CVS CORPORATION COMMON STOCK 126650100 9938 165803 SH
CVS CORPORATION COMMON STOCK 126650100 216 3600 SH
CVS CORPORATION COMMON STOCK 126650100 60 1000 SH
CATERPILLAR INC COMMON STOCK 149123101 1675 35403 SH
CATERPILLAR INC COMMON STOCK 149123101 449 9480 SH
CATERPILLAR INC COMMON STOCK 149123101 198 4184 SH
CHASE MANHATTAN CORP COMMON STOCK 16161A108 9132 200987 SH
CHASE MANHATTAN CORP COMMON STOCK 16161A108 217 4770 SH
CHASE MANHATTAN CORP COMMON STOCK 16161A108 1099 24194 SH
CHEVRON CORP COMMON STOCK 166751107 6912 81856 SH
CHEVRON CORP COMMON STOCK 166751107 1154 13668 SH
CHEVRON CORP COMMON STOCK 166751107 617 7303 SH
CHUBB CORP COMMON STOCK 171232101 4580 52950 SH
CHUBB CORP COMMON STOCK 171232101 219 2530 SH
CHUBB CORP COMMON STOCK 171232101 301 3475 SH
CINERGY CORP COMMON STOCK 172474108 74 2100 SH
CINERGY CORP COMMON STOCK 172474108 190 5415 SH
CIRCUIT CITY STORES INC COMMON STOCK 172737108 6325 550000 SH
CISCO SYS INC COMMON STOCK 17275R102 4557 119139 SH
CISCO SYS INC COMMON STOCK 17275R102 22 580 SH
CISCO SYS INC COMMON STOCK 17275R102 441 11520 SH
CINTAS COMMON STOCK 172908105 239 4500 SH
CITIGROUP INC COMMON STOCK 172967101 2765 54152 SH
CITIGROUP INC COMMON STOCK 172967101 69 1356 SH
CITIGROUP INC COMMON STOCK 172967101 2187 42823 SH
CITIZENS BANKING CORP MICH COMMON STOCK 174420109 293 10075 SH
CLOROX CO COMMON STOCK 189054109 1737 48930 SH
CLOROX CO COMMON STOCK 189054109 36 1000 SH
CLOROX CO COMMON STOCK 189054109 67 1900 SH
COASTAL CORP COMMON STOCK 190441105 11060 125235 SH
COASTAL CORP COMMON STOCK 190441105 26 300 SH
COASTAL CORP COMMON STOCK 190441105 971 11000 SH
COCA COLA CO COMMON STOCK 191216100 15765 258702 SH
COCA COLA CO COMMON STOCK 191216100 4495 73758 SH
COCA COLA CO COMMON STOCK 191216100 2154 35350 SH
COLGATE-PALMOLIVE CO COMMON STOCK 194162103 2594 40189 SH
COLGATE-PALMOLIVE CO COMMON STOCK 194162103 174 2688 SH
COLGATE-PALMOLIVE CO COMMON STOCK 194162103 271 4200 SH
THE COLONIAL BANCGROUP INC COMMON STOCK 195493309 631 58652 SH
THE COLONIAL BANCGROUP INC COMMON STOCK 195493309 49 4576 SH
COMPAQ COMPUTER CORP COMMON STOCK 204493100 1394 92650 SH
COMPAQ COMPUTER CORP COMMON STOCK 204493100 57 3801 SH
COMPAQ COMPUTER CORP COMMON STOCK 204493100 178 11850 SH
COMPASS BANCSHARES INC COMMON STOCK 20449H109 1724 72217 SH
COMPASS BANCSHARES INC COMMON STOCK 20449H109 3344 140066 SH
COMPUTER SCIENCES CORP COMMON STOCK 205363104 8228 136844 SH
COMPUTER SCIENCES CORP COMMON STOCK 205363104 30 500 SH
COMPUTER SCIENCES CORP COMMON STOCK 205363104 72 1200 SH
CONSOLIDATED EDISON INC COMMON STOCK 209115104 240 6237 SH
CONSOLIDATED EDISON INC COMMON STOCK 209115104 100 2600 SH
CONSOLIDATED EDISON INC COMMON STOCK 209115104 355 9223 SH
DELL COMPUTER CORP COMMON STOCK 247025109 100 5754 SH
DELL COMPUTER CORP COMMON STOCK 247025109 2 100 SH
DELL COMPUTER CORP COMMON STOCK 247025109 104 5980 SH
DELPHI AUTOMOTIVE SYSTEMS COMMON STOCK 247126105 55 4914 SH
DELPHI AUTOMOTIVE SYSTEMS COMMON STOCK 247126105 19 1718 SH
DELPHI AUTOMOTIVE SYSTEMS COMMON STOCK 247126105 51 4496 SH
DELUXE CORPORATION COMMON STOCK 248019101 6242 247000 SH
DELUXE CORPORATION COMMON STOCK 248019101 13 500 SH
DIAL CORP NEW COMMON STOCK 25247D101 205 18600 SH
DIAL CORP NEW COMMON STOCK 25247D101 3 318 SH
DIAL CORP NEW COMMON STOCK 25247D101 7 600 SH
WALT DISNEY COMPANY COMMON STOCK 254687106 8510 294073 SH
WALT DISNEY COMPANY COMMON STOCK 254687106 1104 38143 SH
WALT DISNEY COMPANY COMMON STOCK 254687106 291 10056 SH
DOW CHEMICAL CO COMMON STOCK 260543103 683 18654 SH
DOW CHEMICAL CO COMMON STOCK 260543103 470 12831 SH
DOW CHEMICAL CO COMMON STOCK 260543103 389 10632 SH
DREYFUS STRATEGIC MUNICIPALS INC MUTUAL FUNDS - 261932107 91 10583 SH
E I DUPONT COMMON STOCK 263534109 693 14342 SH
E I DUPONT COMMON STOCK 263534109 580 12012 SH
E I DUPONT COMMON STOCK 263534109 805 16654 SH
DUKE ENERGY CORPORATION COMMON STOCK 264399106 203 2380 SH
DUKE ENERGY CORPORATION COMMON STOCK 264399106 30 354 SH
DUKE ENERGY CORPORATION COMMON STOCK 264399106 152 1784 SH
EMC CORPORATION MASS COMMON STOCK 268648102 237 3562 SH
EMC CORPORATION MASS COMMON STOCK 268648102 27 400 SH
EASTMAN KODAK COMMON STOCK 277461109 451 11454 SH
EASTMAN KODAK COMMON STOCK 277461109 251 6374 SH
EASTMAN KODAK COMMON STOCK 277461109 28 700 SH
EL PASO ENERGY CORPORATION COMMON STOCK 283905107 227 3166 SH
EL PASO ENERGY CORPORATION COMMON STOCK 283905107 1586 22142 SH
EL PASO ENERGY CORPORATION COMMON STOCK 283905107 143 2000 SH
ELECTRONIC DATA SYSTEMS CORP COMMON STOCK 285661104 2033 35204 SH
ELECTRONIC DATA SYSTEMS CORP COMMON STOCK 285661104 13 224 SH
ELECTRONIC DATA SYSTEMS CORP COMMON STOCK 285661104 57 986 SH
EMERSON ELEC CO COMMON STOCK 291011104 1225 15545 SH
EMERSON ELEC CO COMMON STOCK 291011104 1219 15461 SH
EMERSON ELEC CO COMMON STOCK 291011104 125 1590 SH
ENERGEN CORP COMMON STOCK 29265N108 121 3750 SH
ENERGEN CORP COMMON STOCK 29265N108 121 3750 SH
ENERGEN CORP COMMON STOCK 29265N108 97 3000 SH
ENERGYSOUTH INC COMMON STOCK 292970100 314 14938 SH
ENERGYSOUTH INC COMMON STOCK 292970100 21 1000 SH
ENERGYSOUTH INC COMMON STOCK 292970100 130 6186 SH
ENRON CORP COMMON STOCK 293561106 1192 14335 SH
ENTERGY CORPORATION NEW COMMON STOCK 29364G103 115 2713 SH
ENTERGY CORPORATION NEW COMMON STOCK 29364G103 89 2100 SH
ENTERGY CORPORATION NEW COMMON STOCK 29364G103 112 2651 SH
EQUITY INCOME FD MUTUAL FUNDS - 294700703 208 1500 SH
EQUITY INCOME FD MUTUAL FUNDS - 294700703 26 185 SH
EQUITY INCOME FD MUTUAL FUNDS - 294700703 166 1200 SH
FPL GROUP INC COMMON STOCK 302571104 256 3565 SH
FPL GROUP INC COMMON STOCK 302571104 14 200 SH
FPL GROUP INC COMMON STOCK 302571104 125 1744 SH
FREDDIE MAC COMMON STOCK 313400301 3138 45560 SH
FREDDIE MAC COMMON STOCK 313400301 145 2100 SH
FREDDIE MAC COMMON STOCK 313400301 28 400 SH
FANNIE MAE COMMON STOCK 313586109 14610 168416 SH
FANNIE MAE COMMON STOCK 313586109 720 8300 SH
FANNIE MAE COMMON STOCK 313586109 1129 13010 SH
FEDERATED DEPT STORES INC DEL COMMON STOCK 31410H101 268 7645 SH
FEDERATED DEPT STORES INC DEL COMMON STOCK 31410H101 15 439 SH
FIFTH THIRD BANCORP COMMON STOCK 316773100 222 3712 SH
FIRST DATA CORP COMMON STOCK 319963104 9241 175391 SH
FIRST DATA CORP COMMON STOCK 319963104 237 4500 SH
FIRST DATA CORP COMMON STOCK 319963104 300 5700 SH
FIRST UNION CORP COMMON STOCK 337358105 1110 39912 SH
FIRST UNION CORP COMMON STOCK 337358105 14 486 SH
FIRSTAR CORPORATION COMMON STOCK 33763V109 5413 232816 SH
GANNETT INC COMMON STOCK 364730101 727 11530 SH
GANNETT INC COMMON STOCK 364730101 13 200 SH
GANNETT INC COMMON STOCK 364730101 11 175 SH
THE GAP INC COMMON STOCK 364760108 1369 53690 SH
THE GAP INC COMMON STOCK 364760108 86 3375 SH
GENERAL ELECTRIC CO COMMON STOCK 369604103 29333 611905 SH
GENERAL ELECTRIC CO COMMON STOCK 369604103 7341 153135 SH
GENERAL ELECTRIC CO COMMON STOCK 369604103 5490 114522 SH
GEN MILLS INC COMMON STOCK 370334104 442 9920 SH
GEN MILLS INC COMMON STOCK 370334104 501 11236 SH
GEN MOTORS CORP COMMON STOCK 370442105 393 7725 SH
GEN MOTORS CORP COMMON STOCK 370442105 129 2533 SH
GEN MOTORS CORP COMMON STOCK 370442105 298 5851 SH
GEN MOTORS CORP COMMON STOCK 370442832 90 3930 SH
GEN MOTORS CORP COMMON STOCK 370442832 42 1812 SH
GEN MOTORS CORP COMMON STOCK 370442832 75 3243 SH
GENUINE PARTS COMMON STOCK 372460105 251 9602 SH
GENUINE PARTS COMMON STOCK 372460105 53 2005 SH
GENZYME CORP COMMON STOCK 372917104 270 3000 SH
GILLETTE CO COMMON STOCK 375766102 1471 40720 SH
GILLETTE CO COMMON STOCK 375766102 137 3800 SH
GILLETTE CO COMMON STOCK 375766102 25 700 SH
HALLIBURTON CO COMMON STOCK 406216101 10916 301143 SH
HALLIBURTON CO COMMON STOCK 406216101 7 200 SH
HALLIBURTON CO COMMON STOCK 406216101 222 6130 SH
HARLEY DAVIDSON INC COMMON STOCK 412822108 215 5415 SH
HARLEY DAVIDSON INC COMMON STOCK 412822108 24 600 SH
HARRIS CORP COMMON STOCK 413875105 6952 227000 SH
HARRIS CORP COMMON STOCK 413875105 46 1500 SH
HARSCO CORP COMMON STOCK 415864107 1056 42778 SH
HATTERAS INCOME SECURITIES INC MUTUAL FUNDS - 419025101 200 15000 SH
HEALTHSOUTH CORPORATION COMMON STOCK 421924101 4894 300000 SH
HEINZ H J CO COMMON STOCK 423074103 221 4650 SH
HEINZ H J CO COMMON STOCK 423074103 697 14700 SH
HEINZ H J CO COMMON STOCK 423074103 28 600 SH
HERSHEYS FOODS CORP COMMON STOCK 427866108 39 600 SH
HERSHEYS FOODS CORP COMMON STOCK 427866108 322 4995 SH
HEWLETT PACKARD CO COMMON STOCK 428236103 3951 125184 SH
HEWLETT PACKARD CO COMMON STOCK 428236103 653 20700 SH
HEWLETT PACKARD CO COMMON STOCK 428236103 442 14000 SH
HOME DEPOT INC COMMON STOCK 437076102 8803 192671 SH
HOME DEPOT INC COMMON STOCK 437076102 1041 22775 SH
HOME DEPOT INC COMMON STOCK 437076102 1273 27858 SH
HOUSEHOLD INTL INC COMMON STOCK 441815107 201 3659 SH
HOUSEHOLD INTL INC COMMON STOCK 441815107 149 2700 SH
ILLINOIS TOOL WKS INC COMMON STOCK 452308109 1235 20733 SH
ILLINOIS TOOL WKS INC COMMON STOCK 452308109 496 8334 SH
ILLINOIS TOOL WKS INC COMMON STOCK 452308109 123 2061 SH
INGERSOLL-RAND CO COMMON STOCK 456866102 7298 174272 SH
INGERSOLL-RAND CO COMMON STOCK 456866102 8 200 SH
INGERSOLL-RAND CO COMMON STOCK 456866102 101 2400 SH
INTEL CORP COMMON STOCK 458140100 11555 384360 SH
INTEL CORP COMMON STOCK 458140100 1210 40260 SH
INTEL CORP COMMON STOCK 458140100 1107 36820 SH
INTERMET CORP COMMON STOCK 45881K104 37 10300 SH
IBM CORP COMMON STOCK 459200101 15135 178056 SH
IBM CORP COMMON STOCK 459200101 580 6825 SH
IBM CORP COMMON STOCK 459200101 1575 18528 SH
INTERNATIONAL PAPER CO COMMON STOCK 460146103 1481 36290 SH
INTERNATIONAL PAPER CO COMMON STOCK 460146103 264 6474 SH
INTERNATIONAL PAPER CO COMMON STOCK 460146103 20 502 SH
JACOBS ENGINEERING GRP INC COMMON STOCK 469814107 333 7200 SH
JACOBS ENGINEERING GRP INC COMMON STOCK 469814107 9 200 SH
JACOBS ENGINEERING GRP INC COMMON STOCK 469814107 9 200 SH
JEFFERSON PILOT CORP COMMON STOCK 475070108 306 4100 SH
JEFFERSON PILOT CORP COMMON STOCK 475070108 23 312 SH
JOHNSON & JOHNSON COMMON STOCK 478160104 17000 161804 SH
JOHNSON & JOHNSON COMMON STOCK 478160104 877 8350 SH
JOHNSON & JOHNSON COMMON STOCK 478160104 1316 12525 SH
JONES APPAREL GROUP INC COMMON STOCK 480074103 4405 136850 SH
KELLOGG CO COMMON STOCK 487836108 352 13417 SH
KELLOGG CO COMMON STOCK 487836108 32 1200 SH
KEYCORP NEW COMMON STOCK 493267108 774 27649 SH
KEYCORP NEW COMMON STOCK 493267108 34 1200 SH
KEYCORP NEW COMMON STOCK 493267108 34 1200 SH
KIMBERLY-CLARK CORP COMMON STOCK 494368103 15 207 SH
KIMBERLY-CLARK CORP COMMON STOCK 494368103 1725 24400 SH
KIMBERLY-CLARK CORP COMMON STOCK 494368103 92 1300 SH
ELI LILLY & CO COMMON STOCK 532457108 3880 41693 SH
ELI LILLY & CO COMMON STOCK 532457108 186 2000 SH
ELI LILLY & CO COMMON STOCK 532457108 1303 14000 SH
LITTON IND INC COMMON STOCK 538021106 695 8830 SH
LITTON IND INC COMMON STOCK 538021106 8 100 SH
LITTON IND INC COMMON STOCK 538021106 39 500 SH
LORAL CORP COMMON STOCK 543859102 280 5400 SH
LOWES COS INC COMMON STOCK 548661107 6239 140207 SH
LOWES COS INC COMMON STOCK 548661107 40 900 SH
LOWES COS INC COMMON STOCK 548661107 202 4550 SH
LUCENT TECHNOLOGIES INC COMMON STOCK 549463107 4516 334487 SH
LUCENT TECHNOLOGIES INC COMMON STOCK 549463107 62 4628 SH
LUCENT TECHNOLOGIES INC COMMON STOCK 549463107 411 30475 SH
M & T BANK CORPORATION COMMON STOCK 55261F104 208 3055 SH
MANAGED MUNI PORTFOLIO MUTUAL FUNDS - 561662107 720 72431 SH
MARSH & MCLENNAN COS INC COMMON STOCK 571748102 554 4735 SH
MARRIOTT INTERNATIONAL INC COMMON STOCK 571903202 272 6440 SH
MASCO CORP COMMON STOCK 574599106 4238 164965 SH
MAXIM INTEGRATED PRODUCTS COMMON STOCK 57772K101 478 10000 SH
MAY DEPT STORES CO COMMON STOCK 577778103 66 2000 SH
MAY DEPT STORES CO COMMON STOCK 577778103 25 750 SH
MAY DEPT STORES CO COMMON STOCK 577778103 111 3390 SH
MCDONALDS CORP COMMON STOCK 580135101 8282 243597 SH
MCDONALDS CORP COMMON STOCK 580135101 109 3200 SH
MCDONALDS CORP COMMON STOCK 580135101 49 1445 SH
MCGRAW HILL COMPANIES INC COMMON STOCK 580645109 867 14785 SH
MCGRAW HILL COMPANIES INC COMMON STOCK 580645109 23 400 SH
MEAD CORP COMMON STOCK 582834107 2327 74164 SH
MEAD CORP COMMON STOCK 582834107 59 1876 SH
MEDTRONIC INC COMMON STOCK 585055106 2373 39297 SH
MEDTRONIC INC COMMON STOCK 585055106 72 1200 SH
MERCK & CO INC COMMON STOCK 589331107 17858 190743 SH
MERCK & CO INC COMMON STOCK 589331107 2021 21582 SH
MERCK & CO INC COMMON STOCK 589331107 3118 33303 SH
MICROSOFT CORP COMMON STOCK 594918104 6184 142582 SH
MICROSOFT CORP COMMON STOCK 594918104 1659 38247 SH
MICROSOFT CORP COMMON STOCK 594918104 845 19470 SH
MINNESOTA MINING & MFG CO COMMON STOCK 604059105 3693 30649 SH
MINNESOTA MINING & MFG CO COMMON STOCK 604059105 500 4150 SH
MINNESOTA MINING & MFG CO COMMON STOCK 604059105 392 3256 SH
MORGAN J P & CO INC COMMON STOCK 616880100 433 2618 SH
MORGAN J P & CO INC COMMON STOCK 616880100 33 200 SH
MORGAN STANLEY COMMON STOCK 617446448 140 1764 SH
MORGAN STANLEY COMMON STOCK 617446448 958 12084 SH
MOTOROLA INC COMMON STOCK 620076109 8903 439643 SH
MOTOROLA INC COMMON STOCK 620076109 527 26008 SH
MOTOROLA INC COMMON STOCK 620076109 452 22335 SH
NOKIA CORP COMMON STOCK 654902204 2511 57713 SH
NOKIA CORP COMMON STOCK 654902204 61 1400 SH
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 576 43247 SH
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 173 13025 SH
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 154 11605 SH
NORTHERN TRUST CORP COMMON STOCK 665859104 326 4000 SH
NUVEEN MUNICIPAL VALUE FUND INC MUTUAL FUNDS - 670928100 753 86100 SH
NUVEEN MUNICIPAL VALUE FUND INC MUTUAL FUNDS - 670928100 26 3000 SH
OFFICE DEPOT INC COMMON STOCK 676220106 351 49197 SH
OFFICE DEPOT INC COMMON STOCK 676220106 56 7798 SH
OFFICE DEPOT INC COMMON STOCK 676220106 49 6812 SH
OLD KENT FINANCIAL CORP COMMON STOCK 679833103 1750 39993 SH
ORACLE CORPORATION COMMON STOCK 68389X105 220 7578 SH
ORACLE CORPORATION COMMON STOCK 68389X105 1 50 SH
ORACLE CORPORATION COMMON STOCK 68389X105 38 1300 SH
PG & E CORP COMMON STOCK 69331C108 27 1351 SH
PG & E CORP COMMON STOCK 69331C108 212 10600 SH
PAYCHEX INC COMMON STOCK 704326107 111 2277 SH
PAYCHEX INC COMMON STOCK 704326107 511 10500 SH
PENNEY J C INC COMMON STOCK 708160106 4945 454700 SH
PENNEY J C INC COMMON STOCK 708160106 2 200 SH
PEPSICO INC COMMON STOCK 713448108 6220 125505 SH
PEPSICO INC COMMON STOCK 713448108 699 14100 SH
PEPSICO INC COMMON STOCK 713448108 417 8420 SH
PFIZER INC COMMON STOCK 717081103 19391 421542 SH
PFIZER INC COMMON STOCK 717081103 3525 76636 SH
PFIZER INC COMMON STOCK 717081103 2519 54750 SH
PHILIP MORRIS COMPANIES INC COMMON STOCK 718154107 3036 68990 SH
PHILIP MORRIS COMPANIES INC COMMON STOCK 718154107 1857 42206 SH
PHILIP MORRIS COMPANIES INC COMMON STOCK 718154107 849 19300 SH
PIEDMONT NATURAL GAS INC COMMON STOCK 720186105 1090 28544 SH
PITNEY BOWES INC COMMON STOCK 724479100 252 7600 SH
PITNEY BOWES INC COMMON STOCK 724479100 30 900 SH
PRAXAIR INC COMMON STOCK 74005P104 314 7071 SH
PRAXAIR INC COMMON STOCK 74005P104 93 2100 SH
PRAXAIR INC COMMON STOCK 74005P104 20 450 SH
PROCTER & GAMBLE CO COMMON STOCK 742718109 6204 79094 SH
PROCTER & GAMBLE CO COMMON STOCK 742718109 1592 20291 SH
PROCTER & GAMBLE CO COMMON STOCK 742718109 1060 13511 SH
PROTECTIVE LIFE CORP COMMON STOCK 743674103 2958 91728 SH
PROTECTIVE LIFE CORP COMMON STOCK 743674103 650 20152 SH
PROTECTIVE LIFE CORP COMMON STOCK 743674103 13 400 SH
PROVIDIAN FINANCIAL CORP COMMON STOCK 74406A102 4544 79033 SH
PUBLIC SVC ENTERPRISE GROUP INC COMMON STOCK 744573106 163 3354 SH
PUBLIC SVC ENTERPRISE GROUP INC COMMON STOCK 744573106 27 553 SH
PUBLIC SVC ENTERPRISE GROUP INC COMMON STOCK 744573106 38 785 SH
QWEST COMMUNICATIONS INTL COMMON STOCK 749121109 228 5586 SH
QWEST COMMUNICATIONS INTL COMMON STOCK 749121109 68 1662 SH
QWEST COMMUNICATIONS INTL COMMON STOCK 749121109 235 5744 SH
RALSTON PURINA CO COMMON STOCK 751277302 4248 162615 SH
RALSTON PURINA CO COMMON STOCK 751277302 40 1524 SH
REGIONS FINANCIAL CORP COMMON STOCK 758940100 1040 38077 SH
REGIONS FINANCIAL CORP COMMON STOCK 758940100 671 24558 SH
REGIONS FINANCIAL CORP COMMON STOCK 758940100 294 10774 SH
RELIANT ENERGY INC COMMON STOCK 75952J108 373 8614 SH
RELIANT ENERGY INC COMMON STOCK 75952J108 165 3800 SH
RELIANT ENERGY INC COMMON STOCK 75952J108 57 1317 SH
ROCKWELL INTERNATIONAL CORP COMMON STOCK 773903109 287 6030 SH
ROCKWELL INTERNATIONAL CORP COMMON STOCK 773903109 376 7900 SH
ROCKWELL INTERNATIONAL CORP COMMON STOCK 773903109 18 380 SH
ROHM & HAAS CO COMMON STOCK 775371107 458 12625 SH
ROHM & HAAS CO COMMON STOCK 775371107 65 1800 SH
ROHM & HAAS CO COMMON STOCK 775371107 33 900 SH
ROYAL DUTCH PETE CO COMMON STOCK 780257804 172 2835 SH
ROYAL DUTCH PETE CO COMMON STOCK 780257804 52 864 SH
ROYAL DUTCH PETE CO COMMON STOCK 780257804 370 6116 SH
SBC COMMUNICATIONS INC COMMON STOCK 78387G103 3136 65679 SH
SBC COMMUNICATIONS INC COMMON STOCK 78387G103 1088 22780 SH
SBC COMMUNICATIONS INC COMMON STOCK 78387G103 2291 47979 SH
ST PAUL COMPANIES INC COMMON STOCK 792860108 79 1456 SH
ST PAUL COMPANIES INC COMMON STOCK 792860108 429 7904 SH
SARA LEE CORP COMMON STOCK 803111103 2541 103446 SH
SARA LEE CORP COMMON STOCK 803111103 49 2000 SH
SARA LEE CORP COMMON STOCK 803111103 408 16608 SH
SCHERING PLOUGH CORP COMMON STOCK 806605101 2365 41673 SH
SCHERING PLOUGH CORP COMMON STOCK 806605101 182 3200 SH
SCHERING PLOUGH CORP COMMON STOCK 806605101 856 15092 SH
SCHLUMBERGER LTD COMMON STOCK 806857108 852 10657 SH
SCHLUMBERGER LTD COMMON STOCK 806857108 64 800 SH
SCHLUMBERGER LTD COMMON STOCK 806857108 128 1600 SH
SCHOOL SPECIALTY INC COMMON STOCK 807863105 3009 150000 SH
SEARS ROEBUCK & CO. COMMON STOCK 812387108 50 1450 SH
SEARS ROEBUCK & CO. COMMON STOCK 812387108 76 2190 SH
SEARS ROEBUCK & CO. COMMON STOCK 812387108 273 7868 SH
SERVICEMASTER COMPANY COMMON STOCK 81760N109 166 14425 SH
SHERWIN WILLIAMS CO COMMON STOCK 824348106 4519 171750 SH
SHERWIN WILLIAMS CO COMMON STOCK 824348106 247 9400 SH
SOUTH ALABAMA BANCORPORATION INC COMMON STOCK 836234104 156 16935 SH
SOUTHERN CO COMMON STOCK 842587107 3693 111079 SH
SOUTHERN CO COMMON STOCK 842587107 152 4580 SH
SOUTHERN CO COMMON STOCK 842587107 1628 48977 SH
SOUTHTRUST CORP COMMON STOCK 844730101 113264 2783753 SH
SOUTHTRUST CORP COMMON STOCK 844730101 39513 971131 SH
SOUTHTRUST CORP COMMON STOCK 844730101 12028 295610 SH
SPRINT CORP COMMON STOCK 852061100 4866 239565 SH
SPRINT CORP COMMON STOCK 852061100 191 9400 SH
SPRINT CORP COMMON STOCK 852061100 201 9876 SH
STAPLES INC COMMON STOCK 855030102 273 23150 SH
STATE STREET CORP COMMON STOCK 857477103 1753 14116 SH
STATE STREET CORP COMMON STOCK 857477103 62 500 SH
SUN MICROSYSTEMS INC COMMON STOCK 866810104 11531 413683 SH
SUN MICROSYSTEMS INC COMMON STOCK 866810104 1366 49000 SH
SUN MICROSYSTEMS INC COMMON STOCK 866810104 969 34780 SH
SUNGARD DATA SYS COMMON STOCK 867363103 5773 122500 SH
SUNTRUST BKS INC COMMON STOCK 867914103 3500 55559 SH
SUNTRUST BKS INC COMMON STOCK 867914103 107 1700 SH
SUNTRUST BKS INC COMMON STOCK 867914103 462 7339 SH
SYMANTEC CORP COMMON STOCK 871503108 6926 207532 SH
SYMANTEC CORP COMMON STOCK 871503108 13 400 SH
SYMANTEC CORP COMMON STOCK 871503108 118 3550 SH
SYNOVUS FINANCIAL CORP COMMON STOCK 87161C105 699 25963 SH
SYNOVUS FINANCIAL CORP COMMON STOCK 87161C105 55 2050 SH
TELLABS INC COMMON STOCK 879664100 6293 111385 SH
TENET HEALTHCARE CORP COMMON STOCK 88033G100 5548 124855 SH
TEXACO INC COMMON STOCK 881694103 256 4116 SH
TEXACO INC COMMON STOCK 881694103 177 2848 SH
TEXACO INC COMMON STOCK 881694103 69 1105 SH
TEXAS INSTRUMENTS INC COMMON STOCK 882508104 2569 54218 SH
TEXAS INSTRUMENTS INC COMMON STOCK 882508104 1707 36042 SH
TEXAS INSTRUMENTS INC COMMON STOCK 882508104 19 400 SH
TIME WARNER INC COMMON STOCK 887315109 4583 87725 SH
TIME WARNER INC COMMON STOCK 887315109 5 100 SH
TORCHMARK CORP COMMON STOCK 891027104 3795 98720 SH
TORCHMARK CORP COMMON STOCK 891027104 11501 299202 SH
TORCHMARK CORP COMMON STOCK 891027104 65 1700 SH
TRICON GLOBAL RESTAURANTS COMMON STOCK 895953107 6761 204877 SH
TRICON GLOBAL RESTAURANTS COMMON STOCK 895953107 45 1350 SH
TRICON GLOBAL RESTAURANTS COMMON STOCK 895953107 4 120 SH
TYCO INTL LTD NEW COMMON STOCK 902124106 10042 180934 SH
TYCO INTL LTD NEW COMMON STOCK 902124106 67 1200 SH
TYCO INTL LTD NEW COMMON STOCK 902124106 189 3400 SH
USX-MARATHON GROUP COMMON STOCK 902905827 7005 252442 SH
USX-MARATHON GROUP COMMON STOCK 902905827 4 151 SH
USX-MARATHON GROUP COMMON STOCK 902905827 31 1100 SH
UST INC COMMON STOCK 902911106 208 7400 SH
UST INC COMMON STOCK 902911106 77 2754 SH
UST INC COMMON STOCK 902911106 59 2100 SH
UNION PACIFIC CORP COMMON STOCK 907818108 354 6979 SH
UNION PACIFIC CORP COMMON STOCK 907818108 41 804 SH
UNION PACIFIC CORP COMMON STOCK 907818108 51 1000 SH
UNISYS CORP COMMON STOCK 909214108 5652 386465 SH
UNISYS CORP COMMON STOCK 909214108 11 761 SH
UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 9380 119299 SH
UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 151 1920 SH
V F CORP COMMON STOCK 918204108 710 19600 SH
V F CORP COMMON STOCK 918204108 7 200 SH
VERITAS SOFTWARE CORPORATION COMMON STOCK 923436109 1 16 SH
VERITAS SOFTWARE CORPORATION COMMON STOCK 923436109 375 4286 SH
VERITAS SOFTWARE CORPORATION COMMON STOCK 923436109 20 223 SH
VULCAN MATERIALS CO COMMON STOCK 929160109 361 7540 SH
VULCAN MATERIALS CO COMMON STOCK 929160109 2635 55032 SH
VULCAN MATERIALS CO COMMON STOCK 929160109 19 400 SH
WACHOVIA CORP NEW COMMON STOCK 929771103 299 5142 SH
WACHOVIA CORP NEW COMMON STOCK 929771103 29 500 SH
WACHOVIA CORP NEW COMMON STOCK 929771103 75 1292 SH
WADDELL & REED FINANCIAL COMMON STOCK 930059100 243 6452 SH
WADDELL & REED FINANCIAL COMMON STOCK 930059100 964 25633 SH
WADDELL & REED FINANCIAL COMMON STOCK 930059100 5 127 SH
WADDELL & REED FINANCIAL COMMON STOCK 930059209 1141 30427 SH
WADDELL & REED FINANCIAL COMMON STOCK 930059209 4138 110342 SH
WADDELL & REED FINANCIAL COMMON STOCK 930059209 21 550 SH
WAL-MART STORES COMMON STOCK 931142103 11042 207845 SH
WAL-MART STORES COMMON STOCK 931142103 3684 69354 SH
WAL-MART STORES COMMON STOCK 931142103 891 16775 SH
WALGREEN CO COMMON STOCK 931422109 2836 67815 SH
WALGREEN CO COMMON STOCK 931422109 365 8737 SH
WASHINGTON MUTUAL COMMON STOCK 939322103 6916 130340 SH
WASHINGTON MUTUAL COMMON STOCK 939322103 32 600 SH
WELLS FARGO COMPANY COMMON STOCK 949746101 1022 18360 SH
WELLS FARGO COMPANY COMMON STOCK 949746101 97 1750 SH
WESTVACO CORP COMMON STOCK 961548104 5168 177065 SH
WILLIAMS COS INC COMMON STOCK 969457100 6895 172650 SH
WILLIAMS COS INC COMMON STOCK 969457100 3 72 SH
WILLIAMS COS INC COMMON STOCK 969457100 120 3000 SH
WINN-DIXIE STORES INC COMMON STOCK 974280109 37 1928 SH
WINN-DIXIE STORES INC COMMON STOCK 974280109 221 11429 SH
WRIGLEY WM JR CO COMMON STOCK 982526105 327 3410 SH
WRIGLEY WM JR CO COMMON STOCK 982526105 67 700 SH
XEROX CORP COMMON STOCK 984121103 7 1500 SH
XEROX CORP COMMON STOCK 984121103 10 2100 SH
XEROX CORP COMMON STOCK 984121103 37 8107 SH
ACE LIMITED FOREIGN STOCK G0070K103 7795 183690 SH
NAME OF ISSUER INVSTMT OTHER VOTING AUTHORITY
SECURITY NAME DISCRTN MANAGERS SOLE SHARED NONE
ADC TELECOMMUNICATIONS INC SOLE 376785
ADC TELECOMMUNICATIONS INC SOLE 2600
ADC TELECOMMUNICATIONS INC OTHER 400
ADC TELECOMMUNICATIONS INC OTHER 1000
AFLAC CORP SOLE 3615
AFLAC CORP OTHER 400
AT&T CORP SOLE 80434
AT&T CORP SOLE 3160
AT&T CORP DEFINED 4558
AT&T CORP DEFINED 715
AT&T CORP OTHER 27052
AT&T CORP OTHER 10456
ABBOTT LABORATORIES SOLE 227165
ABBOTT LABORATORIES SOLE 1600
ABBOTT LABORATORIES DEFINED 13800
ABBOTT LABORATORIES DEFINED 330
ABBOTT LABORATORIES OTHER 27430
ABBOTT LABORATORIES OTHER 2705
AIR PRODUCTS & CHEMICALS INC SOLE 29737
AIR PRODUCTS & CHEMICALS INC SOLE 1300
AIR PRODUCTS & CHEMICALS INC DEFINED 4400
AIR PRODUCTS & CHEMICALS INC OTHER 3300
AIR PRODUCTS & CHEMICALS INC OTHER 4000
ALCOA, INC SOLE 182670
ALCOA, INC SOLE 800
ALCOA, INC DEFINED 400
ALCOA, INC OTHER 700
ALLSTATE CORP SOLE 1620
ALLSTATE CORP DEFINED 400
ALLSTATE CORP OTHER 14354
ALLSTATE CORP OTHER 228
ALLTEL CORP SOLE 29500
ALLTEL CORP DEFINED 150
ALLTEL CORP OTHER 910
AMBAC FINANCIAL GROUP, INC SOLE 117125
AMEREN CORPORATION SOLE 7780
AMEREN CORPORATION DEFINED 1628
AMEREN CORPORATION OTHER 1227
AMERICAN ELEC PWR CO INC SOLE 11472
AMERICAN ELEC PWR CO INC SOLE 592
AMERICAN ELEC PWR CO INC DEFINED 633
AMERICAN ELEC PWR CO INC OTHER 1080
AMERICAN EXPRESS CO SOLE 6143
AMERICAN EXPRESS CO DEFINED 300
AMERICAN GEN CORP SOLE 1625
AMERICAN GEN CORP DEFINED 2894
AMERICAN HOME PRODUCTS CORP SOLE 84989
AMERICAN HOME PRODUCTS CORP SOLE 1300
AMERICAN HOME PRODUCTS CORP DEFINED 17500
AMERICAN HOME PRODUCTS CORP OTHER 14660
AMERICAN HOME PRODUCTS CORP OTHER 1805
AMERICAN INTL GROUP INC SOLE 135585
AMERICAN INTL GROUP INC SOLE 1687
AMERICAN INTL GROUP INC DEFINED 25569
AMERICAN INTL GROUP INC DEFINED 4959
AMERICAN INTL GROUP INC OTHER 9032
AMERICAN INTL GROUP INC OTHER 3060
AMSOUTH BANCORPORATION SOLE 159904
AMSOUTH BANCORPORATION SOLE 5062
AMSOUTH BANCORPORATION DEFINED 71990
AMSOUTH BANCORPORATION DEFINED 12591
AMSOUTH BANCORPORATION OTHER 7201
AMSOUTH BANCORPORATION OTHER 40246
ANHEUSER BUSCH COS INC SOLE 63014
ANHEUSER BUSCH COS INC SOLE 2008
ANHEUSER BUSCH COS INC DEFINED 400
ANHEUSER BUSCH COS INC OTHER 2000
ANHEUSER BUSCH COS INC OTHER 400
AUTOMATIC DATA PROCESSING INC SOLE 7208
AUTOMATIC DATA PROCESSING INC SOLE 550
AUTOMATIC DATA PROCESSING INC DEFINED 4400
AUTOMATIC DATA PROCESSING INC OTHER 1500
AUTOMATIC DATA PROCESSING INC OTHER 1000
B B & T CORPORATION SOLE 6030
B B & T CORPORATION OTHER 947
BP AMOCO PLC SOLE 73399
BP AMOCO PLC SOLE 1804
BP AMOCO PLC DEFINED 66817
BP AMOCO PLC DEFINED 2044
BP AMOCO PLC OTHER 9784
BP AMOCO PLC OTHER 2528
BANK OF NEW YORK INC SOLE 135690
BANK OF NEW YORK INC SOLE 1930
BANK OF NEW YORK INC DEFINED 15100
BANK OF NEW YORK INC DEFINED 6800
BANK OF NEW YORK INC OTHER 5750
BANK OF NEW YORK INC OTHER 3300
BANK ONE CORP SOLE 19474
BANK ONE CORP DEFINED 6398
BANK ONE CORP OTHER 4271
BAXTER INTERNATIONAL INC SOLE 68750
BAXTER INTERNATIONAL INC DEFINED 600
BELLSOUTH CORP SOLE 91541
BELLSOUTH CORP SOLE 6566
BELLSOUTH CORP DEFINED 22258
BELLSOUTH CORP DEFINED 2160
BELLSOUTH CORP OTHER 37728
BELLSOUTH CORP OTHER 13744
BEST BUY INC SOLE 27550
BEST BUY INC OTHER 300
BRISTOL MYERS SQUIBB CO SOLE 304887
BRISTOL MYERS SQUIBB CO SOLE 2250
BRISTOL MYERS SQUIBB CO DEFINED 45242
BRISTOL MYERS SQUIBB CO DEFINED 6900
BRISTOL MYERS SQUIBB CO OTHER 42929
BRISTOL MYERS SQUIBB CO OTHER 3070
BURLINGTON NORTHERN SANTA FE SOLE 3934
BURLINGTON NORTHERN SANTA FE SOLE 720
BURLINGTON NORTHERN SANTA FE OTHER 4206
CIGNA CORP DEFINED 3000
CSX CORP SOLE 3531
CSX CORP OTHER 13893
CSX CORP OTHER 20084
CVS CORPORATION SOLE 165803
CVS CORPORATION DEFINED 3600
CVS CORPORATION OTHER 1000
CATERPILLAR INC SOLE 33888
CATERPILLAR INC SOLE 1515
CATERPILLAR INC DEFINED 8480
CATERPILLAR INC DEFINED 1000
CATERPILLAR INC OTHER 3034
CATERPILLAR INC OTHER 1150
CHASE MANHATTAN CORP SOLE 198827
CHASE MANHATTAN CORP SOLE 2160
CHASE MANHATTAN CORP DEFINED 4770
CHASE MANHATTAN CORP OTHER 22867
CHASE MANHATTAN CORP OTHER 1327
CHEVRON CORP SOLE 80335
CHEVRON CORP SOLE 1521
CHEVRON CORP DEFINED 13668
CHEVRON CORP OTHER 6103
CHEVRON CORP OTHER 1200
CHUBB CORP SOLE 52650
CHUBB CORP SOLE 300
CHUBB CORP DEFINED 2400
CHUBB CORP DEFINED 130
CHUBB CORP OTHER 2450
CHUBB CORP OTHER 1025
CINERGY CORP SOLE 2100
CINERGY CORP OTHER 5190
CINERGY CORP OTHER 225
CIRCUIT CITY STORES INC SOLE 550000
CISCO SYS INC SOLE 116464
CISCO SYS INC SOLE 2675
CISCO SYS INC DEFINED 480
CISCO SYS INC DEFINED 100
CISCO SYS INC OTHER 10380
CISCO SYS INC OTHER 1140
CINTAS SOLE 4500
CITIGROUP INC SOLE 52254
CITIGROUP INC SOLE 1898
CITIGROUP INC DEFINED 1356
CITIGROUP INC OTHER 40834
CITIGROUP INC OTHER 1989
CITIZENS BANKING CORP MICH OTHER 10075
CLOROX CO SOLE 48930
CLOROX CO DEFINED 1000
CLOROX CO OTHER 1900
COASTAL CORP SOLE 124335
COASTAL CORP SOLE 900
COASTAL CORP DEFINED 300
COASTAL CORP OTHER 6100
COASTAL CORP OTHER 4900
COCA COLA CO SOLE 248967
COCA COLA CO SOLE 9735
COCA COLA CO DEFINED 71433
COCA COLA CO DEFINED 2325
COCA COLA CO OTHER 30700
COCA COLA CO OTHER 4650
COLGATE-PALMOLIVE CO SOLE 40128
COLGATE-PALMOLIVE CO SOLE 61
COLGATE-PALMOLIVE CO DEFINED 2688
COLGATE-PALMOLIVE CO OTHER 4200
THE COLONIAL BANCGROUP INC SOLE 58652
THE COLONIAL BANCGROUP INC OTHER 4576
COMPAQ COMPUTER CORP SOLE 89450
COMPAQ COMPUTER CORP SOLE 3200
COMPAQ COMPUTER CORP DEFINED 3801
COMPAQ COMPUTER CORP OTHER 9250
COMPAQ COMPUTER CORP OTHER 2600
COMPASS BANCSHARES INC SOLE 72217
COMPASS BANCSHARES INC DEFINED 140066
COMPUTER SCIENCES CORP SOLE 134090
COMPUTER SCIENCES CORP SOLE 2754
COMPUTER SCIENCES CORP DEFINED 500
COMPUTER SCIENCES CORP OTHER 1100
COMPUTER SCIENCES CORP OTHER 100
CONSOLIDATED EDISON INC SOLE 6237
CONSOLIDATED EDISON INC DEFINED 2600
CONSOLIDATED EDISON INC OTHER 7571
CONSOLIDATED EDISON INC OTHER 1652
DELL COMPUTER CORP SOLE 5029
DELL COMPUTER CORP SOLE 725
DELL COMPUTER CORP DEFINED 100
DELL COMPUTER CORP OTHER 5980
DELPHI AUTOMOTIVE SYSTEMS SOLE 4914
DELPHI AUTOMOTIVE SYSTEMS DEFINED 1718
DELPHI AUTOMOTIVE SYSTEMS OTHER 2400
DELPHI AUTOMOTIVE SYSTEMS OTHER 2096
DELUXE CORPORATION SOLE 247000
DELUXE CORPORATION OTHER 500
DIAL CORP NEW SOLE 18600
DIAL CORP NEW DEFINED 318
DIAL CORP NEW OTHER 600
WALT DISNEY COMPANY SOLE 292873
WALT DISNEY COMPANY SOLE 1200
WALT DISNEY COMPANY DEFINED 34543
WALT DISNEY COMPANY DEFINED 3600
WALT DISNEY COMPANY OTHER 8203
WALT DISNEY COMPANY OTHER 1853
DOW CHEMICAL CO SOLE 18504
DOW CHEMICAL CO SOLE 150
DOW CHEMICAL CO DEFINED 12831
DOW CHEMICAL CO OTHER 8646
DOW CHEMICAL CO OTHER 1986
DREYFUS STRATEGIC MUNICIPALS INCOTHER 10583
E I DUPONT SOLE 12092
E I DUPONT SOLE 2250
E I DUPONT DEFINED 12012
E I DUPONT OTHER 15454
E I DUPONT OTHER 1200
DUKE ENERGY CORPORATION SOLE 2380
DUKE ENERGY CORPORATION DEFINED 354
DUKE ENERGY CORPORATION OTHER 966
DUKE ENERGY CORPORATION OTHER 818
EMC CORPORATION MASS SOLE 2997
EMC CORPORATION MASS SOLE 565
EMC CORPORATION MASS OTHER 400
EASTMAN KODAK SOLE 11054
EASTMAN KODAK SOLE 400
EASTMAN KODAK DEFINED 5902
EASTMAN KODAK DEFINED 472
EASTMAN KODAK OTHER 700
EL PASO ENERGY CORPORATION SOLE 2948
EL PASO ENERGY CORPORATION SOLE 218
EL PASO ENERGY CORPORATION DEFINED 19892
EL PASO ENERGY CORPORATION DEFINED 2250
EL PASO ENERGY CORPORATION OTHER 2000
ELECTRONIC DATA SYSTEMS CORP SOLE 34524
ELECTRONIC DATA SYSTEMS CORP SOLE 680
ELECTRONIC DATA SYSTEMS CORP DEFINED 224
ELECTRONIC DATA SYSTEMS CORP OTHER 600
ELECTRONIC DATA SYSTEMS CORP OTHER 386
EMERSON ELEC CO SOLE 15125
EMERSON ELEC CO SOLE 420
EMERSON ELEC CO DEFINED 15461
EMERSON ELEC CO OTHER 1100
EMERSON ELEC CO OTHER 490
ENERGEN CORP SOLE 3750
ENERGEN CORP DEFINED 3750
ENERGEN CORP OTHER 3000
ENERGYSOUTH INC SOLE 14938
ENERGYSOUTH INC DEFINED 1000
ENERGYSOUTH INC OTHER 6186
ENRON CORP SOLE 14335
ENTERGY CORPORATION NEW SOLE 2713
ENTERGY CORPORATION NEW DEFINED 2100
ENTERGY CORPORATION NEW OTHER 600
ENTERGY CORPORATION NEW OTHER 2051
EQUITY INCOME FD SOLE 1500
EQUITY INCOME FD DEFINED 185
EQUITY INCOME FD OTHER 1200
FPL GROUP INC SOLE 3565
FPL GROUP INC DEFINED 200
FPL GROUP INC OTHER 1650
FPL GROUP INC OTHER 94
FREDDIE MAC SOLE 43145
FREDDIE MAC SOLE 2415
FREDDIE MAC DEFINED 2100
FREDDIE MAC OTHER 400
FANNIE MAE SOLE 165951
FANNIE MAE SOLE 2465
FANNIE MAE DEFINED 8100
FANNIE MAE DEFINED 200
FANNIE MAE OTHER 8446
FANNIE MAE OTHER 1600
FANNIE MAE OTHER 2964
FEDERATED DEPT STORES INC DEL SOLE 7145
FEDERATED DEPT STORES INC DEL SOLE 500
FEDERATED DEPT STORES INC DEL DEFINED 439
FIFTH THIRD BANCORP SOLE 3712
FIRST DATA CORP SOLE 174169
FIRST DATA CORP SOLE 1222
FIRST DATA CORP DEFINED 4500
FIRST DATA CORP OTHER 4200
FIRST DATA CORP OTHER 1500
FIRST UNION CORP SOLE 39912
FIRST UNION CORP OTHER 486
FIRSTAR CORPORATION SOLE 232816
GANNETT INC SOLE 10130
GANNETT INC SOLE 1400
GANNETT INC DEFINED 200
GANNETT INC OTHER 175
THE GAP INC SOLE 53290
THE GAP INC SOLE 400
THE GAP INC OTHER 675
THE GAP INC OTHER 2700
GENERAL ELECTRIC CO SOLE 602653
GENERAL ELECTRIC CO SOLE 9252
GENERAL ELECTRIC CO DEFINED 144885
GENERAL ELECTRIC CO DEFINED 8250
GENERAL ELECTRIC CO OTHER 102949
GENERAL ELECTRIC CO OTHER 11573
GEN MILLS INC SOLE 9920
GEN MILLS INC DEFINED 11236
GEN MOTORS CORP SOLE 7725
GEN MOTORS CORP DEFINED 2133
GEN MOTORS CORP DEFINED 400
GEN MOTORS CORP OTHER 3595
GEN MOTORS CORP OTHER 2256
GEN MOTORS CORP SOLE 3930
GEN MOTORS CORP DEFINED 1812
GEN MOTORS CORP OTHER 867
GEN MOTORS CORP OTHER 2376
GENUINE PARTS SOLE 9602
GENUINE PARTS OTHER 2005
GENZYME CORP OTHER 3000
GILLETTE CO SOLE 40315
GILLETTE CO SOLE 405
GILLETTE CO DEFINED 3500
GILLETTE CO DEFINED 300
GILLETTE CO OTHER 700
HALLIBURTON CO SOLE 299423
HALLIBURTON CO SOLE 1720
HALLIBURTON CO DEFINED 200
HALLIBURTON CO OTHER 3880
HALLIBURTON CO OTHER 2250
HARLEY DAVIDSON INC SOLE 5415
HARLEY DAVIDSON INC OTHER 600
HARRIS CORP SOLE 226300
HARRIS CORP SOLE 700
HARRIS CORP DEFINED 1500
HARSCO CORP SOLE 42778
HATTERAS INCOME SECURITIES INC OTHER 15000
HEALTHSOUTH CORPORATION SOLE 300000
HEINZ H J CO SOLE 4650
HEINZ H J CO DEFINED 14700
HEINZ H J CO OTHER 600
HERSHEYS FOODS CORP SOLE 600
HERSHEYS FOODS CORP OTHER 4195
HERSHEYS FOODS CORP OTHER 800
HEWLETT PACKARD CO SOLE 124584
HEWLETT PACKARD CO SOLE 600
HEWLETT PACKARD CO DEFINED 16400
HEWLETT PACKARD CO DEFINED 4300
HEWLETT PACKARD CO OTHER 9000
HEWLETT PACKARD CO OTHER 5000
HOME DEPOT INC SOLE 188901
HOME DEPOT INC SOLE 3770
HOME DEPOT INC DEFINED 22415
HOME DEPOT INC DEFINED 360
HOME DEPOT INC OTHER 18737
HOME DEPOT INC OTHER 2700
HOME DEPOT INC OTHER 6421
HOUSEHOLD INTL INC SOLE 3659
HOUSEHOLD INTL INC OTHER 2700
ILLINOIS TOOL WKS INC SOLE 19082
ILLINOIS TOOL WKS INC SOLE 1651
ILLINOIS TOOL WKS INC DEFINED 6534
ILLINOIS TOOL WKS INC DEFINED 1800
ILLINOIS TOOL WKS INC OTHER 1861
ILLINOIS TOOL WKS INC OTHER 200
INGERSOLL-RAND CO SOLE 172122
INGERSOLL-RAND CO SOLE 2150
INGERSOLL-RAND CO DEFINED 200
INGERSOLL-RAND CO OTHER 1050
INGERSOLL-RAND CO OTHER 1350
INTEL CORP SOLE 378925
INTEL CORP SOLE 5435
INTEL CORP DEFINED 33660
INTEL CORP DEFINED 6600
INTEL CORP OTHER 30540
INTEL CORP OTHER 6280
INTERMET CORP OTHER 10300
IBM CORP SOLE 175206
IBM CORP SOLE 2850
IBM CORP DEFINED 6825
IBM CORP OTHER 17528
IBM CORP OTHER 1000
INTERNATIONAL PAPER CO SOLE 34290
INTERNATIONAL PAPER CO SOLE 2000
INTERNATIONAL PAPER CO DEFINED 6474
INTERNATIONAL PAPER CO OTHER 502
JACOBS ENGINEERING GRP INC SOLE 7200
JACOBS ENGINEERING GRP INC DEFINED 200
JACOBS ENGINEERING GRP INC OTHER 200
JEFFERSON PILOT CORP SOLE 4100
JEFFERSON PILOT CORP OTHER 312
JOHNSON & JOHNSON SOLE 159564
JOHNSON & JOHNSON SOLE 2240
JOHNSON & JOHNSON DEFINED 8200
JOHNSON & JOHNSON DEFINED 150
JOHNSON & JOHNSON OTHER 11100
JOHNSON & JOHNSON OTHER 1425
JONES APPAREL GROUP INC SOLE 136850
KELLOGG CO SOLE 13417
KELLOGG CO DEFINED 1200
KEYCORP NEW SOLE 27649
KEYCORP NEW DEFINED 1200
KEYCORP NEW OTHER 1000
KEYCORP NEW OTHER 200
KIMBERLY-CLARK CORP SOLE 207
KIMBERLY-CLARK CORP DEFINED 11600
KIMBERLY-CLARK CORP DEFINED 12800
KIMBERLY-CLARK CORP OTHER 1300
ELI LILLY & CO SOLE 41493
ELI LILLY & CO SOLE 200
ELI LILLY & CO DEFINED 2000
ELI LILLY & CO OTHER 14000
LITTON IND INC SOLE 8554
LITTON IND INC SOLE 276
LITTON IND INC DEFINED 100
LITTON IND INC OTHER 500
LORAL CORP DEFINED 5400
LOWES COS INC SOLE 137557
LOWES COS INC SOLE 2650
LOWES COS INC DEFINED 900
LOWES COS INC OTHER 4250
LOWES COS INC OTHER 300
LUCENT TECHNOLOGIES INC SOLE 331152
LUCENT TECHNOLOGIES INC SOLE 3335
LUCENT TECHNOLOGIES INC DEFINED 4453
LUCENT TECHNOLOGIES INC DEFINED 175
LUCENT TECHNOLOGIES INC OTHER 22076
LUCENT TECHNOLOGIES INC OTHER 8399
M & T BANK CORPORATION OTHER 3055
MANAGED MUNI PORTFOLIO DEFINED 20500
MANAGED MUNI PORTFOLIO DEFINED 51931
MARSH & MCLENNAN COS INC SOLE 4435
MARSH & MCLENNAN COS INC SOLE 300
MARRIOTT INTERNATIONAL INC SOLE 6440
MASCO CORP SOLE 163965
MASCO CORP SOLE 1000
MAXIM INTEGRATED PRODUCTS OTHER 10000
MAY DEPT STORES CO SOLE 2000
MAY DEPT STORES CO DEFINED 750
MAY DEPT STORES CO OTHER 3390
MCDONALDS CORP SOLE 242547
MCDONALDS CORP SOLE 1050
MCDONALDS CORP DEFINED 3200
MCDONALDS CORP OTHER 1445
MCGRAW HILL COMPANIES INC SOLE 14785
MCGRAW HILL COMPANIES INC OTHER 400
MEAD CORP SOLE 74164
MEAD CORP DEFINED 1876
MEDTRONIC INC SOLE 38447
MEDTRONIC INC SOLE 850
MEDTRONIC INC OTHER 1200
MERCK & CO INC SOLE 188883
MERCK & CO INC SOLE 1860
MERCK & CO INC DEFINED 20582
MERCK & CO INC DEFINED 1000
MERCK & CO INC OTHER 31090
MERCK & CO INC OTHER 2213
MICROSOFT CORP SOLE 138492
MICROSOFT CORP SOLE 4090
MICROSOFT CORP DEFINED 34947
MICROSOFT CORP DEFINED 3300
MICROSOFT CORP OTHER 16910
MICROSOFT CORP OTHER 2560
MINNESOTA MINING & MFG CO SOLE 30449
MINNESOTA MINING & MFG CO SOLE 200
MINNESOTA MINING & MFG CO DEFINED 4150
MINNESOTA MINING & MFG CO OTHER 3121
MINNESOTA MINING & MFG CO OTHER 135
MORGAN J P & CO INC SOLE 2618
MORGAN J P & CO INC DEFINED 200
MORGAN STANLEY SOLE 1134
MORGAN STANLEY SOLE 630
MORGAN STANLEY OTHER 12084
MOTOROLA INC SOLE 437348
MOTOROLA INC SOLE 2295
MOTOROLA INC DEFINED 23008
MOTOROLA INC DEFINED 3000
MOTOROLA INC OTHER 18985
MOTOROLA INC OTHER 3350
NOKIA CORP SOLE 56813
NOKIA CORP SOLE 900
NOKIA CORP OTHER 1100
NOKIA CORP OTHER 300
NORFOLK SOUTHERN CORP SOLE 43247
NORFOLK SOUTHERN CORP DEFINED 13025
NORFOLK SOUTHERN CORP OTHER 8458
NORFOLK SOUTHERN CORP OTHER 3147
NORTHERN TRUST CORP OTHER 4000
NUVEEN MUNICIPAL VALUE FUND INC DEFINED 24600
NUVEEN MUNICIPAL VALUE FUND INC DEFINED 61500
NUVEEN MUNICIPAL VALUE FUND INC OTHER 3000
OFFICE DEPOT INC SOLE 44997
OFFICE DEPOT INC SOLE 4200
OFFICE DEPOT INC DEFINED 7798
OFFICE DEPOT INC OTHER 3262
OFFICE DEPOT INC OTHER 3550
OLD KENT FINANCIAL CORP OTHER 39993
ORACLE CORPORATION SOLE 7578
ORACLE CORPORATION DEFINED 50
ORACLE CORPORATION OTHER 1300
PG & E CORP SOLE 1351
PG & E CORP OTHER 400
PG & E CORP OTHER 10000
PG & E CORP OTHER 200
PAYCHEX INC SOLE 2277
PAYCHEX INC OTHER 10500
PENNEY J C INC SOLE 454700
PENNEY J C INC OTHER 200
PEPSICO INC SOLE 123330
PEPSICO INC SOLE 2175
PEPSICO INC DEFINED 14100
PEPSICO INC OTHER 6170
PEPSICO INC OTHER 1000
PEPSICO INC OTHER 1250
PFIZER INC SOLE 419862
PFIZER INC SOLE 1680
PFIZER INC DEFINED 70636
PFIZER INC DEFINED 6000
PFIZER INC OTHER 50010
PFIZER INC OTHER 4740
PHILIP MORRIS COMPANIES INC SOLE 68350
PHILIP MORRIS COMPANIES INC SOLE 640
PHILIP MORRIS COMPANIES INC DEFINED 42206
PHILIP MORRIS COMPANIES INC OTHER 19300
PIEDMONT NATURAL GAS INC DEFINED 28544
PITNEY BOWES INC DEFINED 7600
PITNEY BOWES INC OTHER 900
PRAXAIR INC SOLE 7071
PRAXAIR INC DEFINED 300
PRAXAIR INC DEFINED 1800
PRAXAIR INC OTHER 450
PROCTER & GAMBLE CO SOLE 77134
PROCTER & GAMBLE CO SOLE 1960
PROCTER & GAMBLE CO DEFINED 20151
PROCTER & GAMBLE CO DEFINED 140
PROCTER & GAMBLE CO OTHER 11686
PROCTER & GAMBLE CO OTHER 1825
PROTECTIVE LIFE CORP SOLE 91728
PROTECTIVE LIFE CORP DEFINED 20152
PROTECTIVE LIFE CORP OTHER 400
PROVIDIAN FINANCIAL CORP SOLE 78758
PROVIDIAN FINANCIAL CORP SOLE 275
PUBLIC SVC ENTERPRISE GROUP INC SOLE 3354
PUBLIC SVC ENTERPRISE GROUP INC DEFINED 553
PUBLIC SVC ENTERPRISE GROUP INC OTHER 685
PUBLIC SVC ENTERPRISE GROUP INC OTHER 100
QWEST COMMUNICATIONS INTL SOLE 5586
QWEST COMMUNICATIONS INTL DEFINED 810
QWEST COMMUNICATIONS INTL DEFINED 852
QWEST COMMUNICATIONS INTL OTHER 3493
QWEST COMMUNICATIONS INTL OTHER 2251
RALSTON PURINA CO SOLE 162615
RALSTON PURINA CO OTHER 1524
REGIONS FINANCIAL CORP SOLE 38077
REGIONS FINANCIAL CORP DEFINED 24558
REGIONS FINANCIAL CORP OTHER 10774
RELIANT ENERGY INC SOLE 8614
RELIANT ENERGY INC DEFINED 3800
RELIANT ENERGY INC OTHER 1317
ROCKWELL INTERNATIONAL CORP SOLE 6030
ROCKWELL INTERNATIONAL CORP DEFINED 5800
ROCKWELL INTERNATIONAL CORP DEFINED 2100
ROCKWELL INTERNATIONAL CORP OTHER 380
ROHM & HAAS CO SOLE 12025
ROHM & HAAS CO SOLE 600
ROHM & HAAS CO DEFINED 1500
ROHM & HAAS CO DEFINED 300
ROHM & HAAS CO OTHER 900
ROYAL DUTCH PETE CO SOLE 2835
ROYAL DUTCH PETE CO DEFINED 864
ROYAL DUTCH PETE CO OTHER 6116
SBC COMMUNICATIONS INC SOLE 65529
SBC COMMUNICATIONS INC SOLE 150
SBC COMMUNICATIONS INC DEFINED 18743
SBC COMMUNICATIONS INC DEFINED 4037
SBC COMMUNICATIONS INC OTHER 39572
SBC COMMUNICATIONS INC OTHER 8407
ST PAUL COMPANIES INC SOLE 1456
ST PAUL COMPANIES INC DEFINED 3952
ST PAUL COMPANIES INC DEFINED 3952
SARA LEE CORP SOLE 98046
SARA LEE CORP SOLE 5400
SARA LEE CORP DEFINED 2000
SARA LEE CORP OTHER 12308
SARA LEE CORP OTHER 4300
SCHERING PLOUGH CORP SOLE 40628
SCHERING PLOUGH CORP SOLE 1045
SCHERING PLOUGH CORP DEFINED 3200
SCHERING PLOUGH CORP OTHER 14468
SCHERING PLOUGH CORP OTHER 624
SCHLUMBERGER LTD SOLE 10007
SCHLUMBERGER LTD SOLE 650
SCHLUMBERGER LTD DEFINED 800
SCHLUMBERGER LTD OTHER 1600
SCHOOL SPECIALTY INC SOLE 150000
SEARS ROEBUCK & CO. SOLE 1450
SEARS ROEBUCK & CO. DEFINED 2190
SEARS ROEBUCK & CO. OTHER 7744
SEARS ROEBUCK & CO. OTHER 124
SERVICEMASTER COMPANY SOLE 14425
SHERWIN WILLIAMS CO SOLE 170950
SHERWIN WILLIAMS CO SOLE 800
SHERWIN WILLIAMS CO DEFINED 8100
SHERWIN WILLIAMS CO DEFINED 1300
SOUTH ALABAMA BANCORPORATION INCSOLE 16935
SOUTHERN CO SOLE 110079
SOUTHERN CO SOLE 1000
SOUTHERN CO DEFINED 4366
SOUTHERN CO DEFINED 214
SOUTHERN CO OTHER 25592
SOUTHERN CO OTHER 10000
SOUTHERN CO OTHER 13385
SOUTHTRUST CORP SOLE 2780878
SOUTHTRUST CORP SOLE 2875
SOUTHTRUST CORP DEFINED 959145
SOUTHTRUST CORP DEFINED 11986
SOUTHTRUST CORP OTHER 294170
SOUTHTRUST CORP OTHER 1440
SPRINT CORP SOLE 239140
SPRINT CORP SOLE 425
SPRINT CORP DEFINED 9400
SPRINT CORP OTHER 8768
SPRINT CORP OTHER 1108
STAPLES INC SOLE 23150
STATE STREET CORP SOLE 14116
STATE STREET CORP OTHER 500
SUN MICROSYSTEMS INC SOLE 407063
SUN MICROSYSTEMS INC SOLE 6620
SUN MICROSYSTEMS INC DEFINED 47600
SUN MICROSYSTEMS INC DEFINED 1400
SUN MICROSYSTEMS INC OTHER 25980
SUN MICROSYSTEMS INC OTHER 8800
SUNGARD DATA SYS SOLE 122500
SUNTRUST BKS INC SOLE 54459
SUNTRUST BKS INC SOLE 1100
SUNTRUST BKS INC DEFINED 1700
SUNTRUST BKS INC OTHER 5682
SUNTRUST BKS INC OTHER 1657
SYMANTEC CORP SOLE 206332
SYMANTEC CORP SOLE 1200
SYMANTEC CORP DEFINED 400
SYMANTEC CORP OTHER 2800
SYMANTEC CORP OTHER 750
SYNOVUS FINANCIAL CORP SOLE 25963
SYNOVUS FINANCIAL CORP DEFINED 2050
TELLABS INC SOLE 110785
TELLABS INC SOLE 600
TENET HEALTHCARE CORP SOLE 124855
TEXACO INC SOLE 4116
TEXACO INC DEFINED 2848
TEXACO INC OTHER 1105
TEXAS INSTRUMENTS INC SOLE 52168
TEXAS INSTRUMENTS INC SOLE 2050
TEXAS INSTRUMENTS INC DEFINED 36042
TEXAS INSTRUMENTS INC OTHER 100
TEXAS INSTRUMENTS INC OTHER 300
TIME WARNER INC SOLE 87725
TIME WARNER INC OTHER 100
TORCHMARK CORP SOLE 98720
TORCHMARK CORP DEFINED 299202
TORCHMARK CORP OTHER 1700
TRICON GLOBAL RESTAURANTS SOLE 203477
TRICON GLOBAL RESTAURANTS SOLE 1400
TRICON GLOBAL RESTAURANTS DEFINED 1350
TRICON GLOBAL RESTAURANTS OTHER 100
TRICON GLOBAL RESTAURANTS OTHER 20
TYCO INTL LTD NEW SOLE 179994
TYCO INTL LTD NEW SOLE 940
TYCO INTL LTD NEW DEFINED 1200
TYCO INTL LTD NEW OTHER 3400
USX-MARATHON GROUP SOLE 251742
USX-MARATHON GROUP SOLE 700
USX-MARATHON GROUP DEFINED 151
USX-MARATHON GROUP OTHER 450
USX-MARATHON GROUP OTHER 650
UST INC SOLE 7400
UST INC DEFINED 2754
UST INC OTHER 2100
UNION PACIFIC CORP SOLE 6829
UNION PACIFIC CORP SOLE 150
UNION PACIFIC CORP DEFINED 804
UNION PACIFIC CORP OTHER 1000
UNISYS CORP SOLE 385630
UNISYS CORP SOLE 835
UNISYS CORP OTHER 650
UNISYS CORP OTHER 111
UNITED TECHNOLOGIES CORP SOLE 118229
UNITED TECHNOLOGIES CORP SOLE 1070
UNITED TECHNOLOGIES CORP DEFINED 1920
V F CORP SOLE 19600
V F CORP OTHER 200
VERITAS SOFTWARE CORPORATION SOLE 16
VERITAS SOFTWARE CORPORATION DEFINED 2679
VERITAS SOFTWARE CORPORATION DEFINED 1607
VERITAS SOFTWARE CORPORATION OTHER 223
VULCAN MATERIALS CO SOLE 7540
VULCAN MATERIALS CO DEFINED 55032
VULCAN MATERIALS CO OTHER 400
WACHOVIA CORP NEW SOLE 5142
WACHOVIA CORP NEW DEFINED 500
WACHOVIA CORP NEW OTHER 1100
WACHOVIA CORP NEW OTHER 192
WADDELL & REED FINANCIAL SOLE 6452
WADDELL & REED FINANCIAL DEFINED 25633
WADDELL & REED FINANCIAL OTHER 127
WADDELL & REED FINANCIAL SOLE 30427
WADDELL & REED FINANCIAL DEFINED 110342
WADDELL & REED FINANCIAL OTHER 550
WAL-MART STORES SOLE 204275
WAL-MART STORES SOLE 3570
WAL-MART STORES DEFINED 66154
WAL-MART STORES DEFINED 3200
WAL-MART STORES OTHER 9050
WAL-MART STORES OTHER 2400
WAL-MART STORES OTHER 5325
WALGREEN CO SOLE 66415
WALGREEN CO SOLE 1400
WALGREEN CO OTHER 7000
WALGREEN CO OTHER 1737
WASHINGTON MUTUAL SOLE 130340
WASHINGTON MUTUAL OTHER 600
WELLS FARGO COMPANY SOLE 18360
WELLS FARGO COMPANY OTHER 1750
WESTVACO CORP SOLE 177065
WILLIAMS COS INC SOLE 172475
WILLIAMS COS INC SOLE 175
WILLIAMS COS INC DEFINED 72
WILLIAMS COS INC OTHER 3000
WINN-DIXIE STORES INC SOLE 1928
WINN-DIXIE STORES INC OTHER 1063
WINN-DIXIE STORES INC OTHER 9700
WINN-DIXIE STORES INC OTHER 666
WRIGLEY WM JR CO SOLE 3410
WRIGLEY WM JR CO DEFINED 700
XEROX CORP SOLE 1500
XEROX CORP DEFINED 2100
XEROX CORP OTHER 8107
ACE LIMITED SOLE 181690
ACE LIMITED SOLE 2000
</TABLE>