LSB BANCSHARES INC /NC/
10-Q, EX-27, 2000-08-10
STATE COMMERCIAL BANKS
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<TABLE> <S> <C>

<ARTICLE> 9
<MULTIPLIER> 1,000

<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-2000
<PERIOD-START>                             JAN-01-2000
<PERIOD-END>                               JUN-30-2000
<CASH>                                          35,397
<INT-BEARING-DEPOSITS>                           4,844
<FED-FUNDS-SOLD>                                24,075
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                     76,770
<INVESTMENTS-CARRYING>                          74,834
<INVESTMENTS-MARKET>                            73,141
<LOANS>                                        542,264
<ALLOWANCE>                                      5,503
<TOTAL-ASSETS>                                 775,117
<DEPOSITS>                                     630,237
<SHORT-TERM>                                     7,200
<LIABILITIES-OTHER>                              4,204
<LONG-TERM>                                     35,300
                                0
                                          0
<COMMON>                                        42,340
<OTHER-SE>                                      31,443
<TOTAL-LIABILITIES-AND-EQUITY>                 775,117
<INTEREST-LOAN>                                 23,749
<INTEREST-INVEST>                                5,436
<INTEREST-OTHER>                                     0
<INTEREST-TOTAL>                                29,185
<INTEREST-DEPOSIT>                              11,740
<INTEREST-EXPENSE>                              13,477
<INTEREST-INCOME-NET>                           15,708
<LOAN-LOSSES>                                      580
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                 12,231
<INCOME-PRETAX>                                  6,804
<INCOME-PRE-EXTRAORDINARY>                       6,804
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     4,733
<EPS-BASIC>                                       0.56
<EPS-DILUTED>                                     0.55
<YIELD-ACTUAL>                                    8.33
<LOANS-NON>                                        427
<LOANS-PAST>                                     1,098
<LOANS-TROUBLED>                                    47
<LOANS-PROBLEM>                                  2,578
<ALLOWANCE-OPEN>                                 5,246
<CHARGE-OFFS>                                      421
<RECOVERIES>                                        98
<ALLOWANCE-CLOSE>                                5,503
<ALLOWANCE-DOMESTIC>                             5,503
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0


</TABLE>


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