LSB BANCSHARES INC /NC/
10-Q, EX-27, 2000-11-13
STATE COMMERCIAL BANKS
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<TABLE> <S> <C>

<ARTICLE> 9
<MULTIPLIER> 1,000

<S>                             <C>
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-2000
<PERIOD-START>                             JAN-01-2000
<PERIOD-END>                               SEP-30-2000
<CASH>                                          32,547
<INT-BEARING-DEPOSITS>                           4,224
<FED-FUNDS-SOLD>                                59,190
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                     77,092
<INVESTMENTS-CARRYING>                          72,831
<INVESTMENTS-MARKET>                            72,069
<LOANS>                                        548,791
<ALLOWANCE>                                      5,715
<TOTAL-ASSETS>                                 812,959
<DEPOSITS>                                     669,770
<SHORT-TERM>                                     7,150
<LIABILITIES-OTHER>                              6,144
<LONG-TERM>                                     30,300
                                0
                                          0
<COMMON>                                        42,142
<OTHER-SE>                                      31,993
<TOTAL-LIABILITIES-AND-EQUITY>                 812,959
<INTEREST-LOAN>                                 36,443
<INTEREST-INVEST>                                8,389
<INTEREST-OTHER>                                     0
<INTEREST-TOTAL>                                44,832
<INTEREST-DEPOSIT>                              18,431
<INTEREST-EXPENSE>                              21,228
<INTEREST-INCOME-NET>                           23,604
<LOAN-LOSSES>                                    1,395
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                 18,433
<INCOME-PRETAX>                                  9,743
<INCOME-PRE-EXTRAORDINARY>                       9,743
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     6,759
<EPS-BASIC>                                       0.80
<EPS-DILUTED>                                     0.79
<YIELD-ACTUAL>                                    8.38
<LOANS-NON>                                        257
<LOANS-PAST>                                     1,031
<LOANS-TROUBLED>                                    47
<LOANS-PROBLEM>                                  2,827
<ALLOWANCE-OPEN>                                 5,246
<CHARGE-OFFS>                                    1,070
<RECOVERIES>                                       144
<ALLOWANCE-CLOSE>                                5,715
<ALLOWANCE-DOMESTIC>                             5,715
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0


</TABLE>


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