<TABLE> <S> <C>
<ARTICLE> 9
<CIK> 0000714710
<NAME> Community Banks, Inc.
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> DEC-31-1999
<PERIOD-END> SEP-30-2000
<CASH> 33,532
<INT-BEARING-DEPOSITS> 1,081
<FED-FUNDS-SOLD> 342
<TRADING-ASSETS> 4,197
<INVESTMENTS-HELD-FOR-SALE> 0
<INVESTMENTS-CARRYING> 360,252
<INVESTMENTS-MARKET> 346,944
<LOANS> 680,954
<ALLOWANCE> 8,254
<TOTAL-ASSETS> 1,109,023
<DEPOSITS> 791,829
<SHORT-TERM> 13,261
<LIABILITIES-OTHER> 7,981
<LONG-TERM> 218,725
<COMMON> 36,695
0
0
<OTHER-SE> 40,532
<TOTAL-LIABILITIES-AND-EQUITY> 1,109,023
<INTEREST-LOAN> 41,324
<INTEREST-INVEST> 16,629
<INTEREST-OTHER> 308
<INTEREST-TOTAL> 58,261
<INTEREST-DEPOSIT> 21,279
<INTEREST-EXPENSE> 30,280
<INTEREST-INCOME-NET> 27,981
<LOAN-LOSSES> 1,429
<SECURITIES-GAINS> 358
<EXPENSE-OTHER> 19,385
<INCOME-PRETAX> 12,722
<INCOME-PRE-EXTRAORDINARY> 9,516
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 9,516
<EPS-BASIC> 1.34
<EPS-DILUTED> 1.32
<YIELD-ACTUAL> 3.85
<LOANS-NON> 5,395
<LOANS-PAST> 819
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 7,456
<CHARGE-OFFS> 945
<RECOVERIES> 314
<ALLOWANCE-CLOSE> 8,254
<ALLOWANCE-DOMESTIC> 8,254
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>