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Previous: JUNIATA VALLEY FINANCIAL CORP, 10-Q, 2000-11-13 |
Next: FIRST COLONIAL GROUP INC, 10-Q, 2000-11-13 |
<TABLE> <S> <C>
<ARTICLE> 9
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-END> SEP-30-2000
<CASH> 10,031
<INT-BEARING-DEPOSITS> 701
<FED-FUNDS-SOLD> 3,700
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 37,088
<INVESTMENTS-CARRYING> 53,750
<INVESTMENTS-MARKET> 52,818
<LOANS> 219,741
<ALLOWANCE> 2,553
<TOTAL-ASSETS> 336,166
<DEPOSITS> 288,690
<SHORT-TERM> 0
<LIABILITIES-OTHER> 4,534
<LONG-TERM> 0
0
0
<COMMON> 2,332
<OTHER-SE> 40,610
<TOTAL-LIABILITIES-AND-EQUITY> 336,166
<INTEREST-LOAN> 14,200
<INTEREST-INVEST> 3,899
<INTEREST-OTHER> 230
<INTEREST-TOTAL> 18,329
<INTEREST-DEPOSIT> 8,707
<INTEREST-EXPENSE> 8,729
<INTEREST-INCOME-NET> 9,600
<LOAN-LOSSES> 135
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 6,106
<INCOME-PRETAX> 4,332
<INCOME-PRE-EXTRAORDINARY> 4,332
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 3,260
<EPS-BASIC> 1.48
<EPS-DILUTED> 1.48
<YIELD-ACTUAL> 7.53
<LOANS-NON> 380
<LOANS-PAST> 403
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 743
<ALLOWANCE-OPEN> 2,486
<CHARGE-OFFS> 92
<RECOVERIES> 25
<ALLOWANCE-CLOSE> 2,553
<ALLOWANCE-DOMESTIC> 0
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>
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