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Previous: JUNIATA VALLEY FINANCIAL CORP, 10-Q, 2000-08-11 |
Next: PARKER & PARSLEY 82 I LTD, 10-Q, 2000-08-11 |
<TABLE> <S> <C>
<ARTICLE> 9
<CIK> 0000714712
<NAME> Juniata Valley Financial Corp.
<MULTIPLIER> 1000
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> JUN-30-2000
<CASH> 9,736
<INT-BEARING-DEPOSITS> 671
<FED-FUNDS-SOLD> 2,850
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 40,895
<INVESTMENTS-CARRYING> 54,550
<INVESTMENTS-MARKET> 53,143
<LOANS> 216,254
<ALLOWANCE> 2,522
<TOTAL-ASSETS> 335,002
<DEPOSITS> 288,332
<SHORT-TERM> 0
<LIABILITIES-OTHER> 4,322
<LONG-TERM> 0
0
0
<COMMON> 2,332
<OTHER-SE> 40,016
<TOTAL-LIABILITIES-AND-EQUITY> 335,002
<INTEREST-LOAN> 9,277
<INTEREST-INVEST> 2,668
<INTEREST-OTHER> 95
<INTEREST-TOTAL> 12,040
<INTEREST-DEPOSIT> 5,643
<INTEREST-EXPENSE> 5,664
<INTEREST-INCOME-NET> 6,376
<LOAN-LOSSES> 90
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 4,081
<INCOME-PRETAX> 2,873
<INCOME-PRE-EXTRAORDINARY> 2,873
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 2,137
<EPS-BASIC> .96
<EPS-DILUTED> .96
<YIELD-ACTUAL> 7.58
<LOANS-NON> 380
<LOANS-PAST> 478
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 313
<ALLOWANCE-OPEN> 2,486
<CHARGE-OFFS> 76
<RECOVERIES> 22
<ALLOWANCE-CLOSE> 2,522
<ALLOWANCE-DOMESTIC> 0
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>
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