EXHIBIT 23
CONSENT OF INDEPENDENT AUDITORS'
--------------------------------
The Board of Directors
AMCORE Financial, Inc.
We consent to incorporation by reference in the Registration Statement (No.
33-10446) on Form S-8 of AMCORE Financial, Inc. of our report dated May 19,
2000, relating to the statement of net assets available for plan benefits of the
AMCORE Financial Security Plan as of December 31, 1999 and 1998, and the related
statements of changes in net assets available for plan benefits for each of the
years in the two year period ended December 31, 1999, the schedule of assets
held for investment purposes as of December 31, 1999 and the schedule of
reportable transactions for the year the ended, which report appears in the
December 31, 1999 annual report on Form 11-K of AMCORE Financial, Inc.
/s/ KPMG LLP
Chicago, Illinois
June 26, 2000
