<PAGE> 1
As filed with the Securities and Exchange Commission on April 2, 1999
Registration No. 333-72507
================================================================================
SECURITIES AND EXCHANGE COMMISSION
Washington, DC 20549
--------------------------------------
POST-EFFECTIVE AMENDMENT NO. 1
FORM S-4 REGISTRATION STATEMENT
UNDER THE SECURITIES ACT OF 1933
THE PEOPLES HOLDING COMPANY
(Exact name of registrant as specified in its charter)
---------------------------------------
<TABLE>
<CAPTION>
MISSISSIPPI 6712 64-0676974
<S> <C> <C>
(State or other jurisdiction of (Primary Standard Industrial (I.R.S. Employer
incorporation or organization) Classification Code Number) Identification No.)
</TABLE>
209 Troy Street
Tupelo, Mississippi 38801-4827
(601) 680-1001
----------------------------------------
(Address, including zip code and telephone number, including area code,
of registrant's principal executive offices)
-----------------------------------------
John W. Smith
The Peoples Holding Company
209 Troy Street
Tupelo, Mississippi 38801-4827
(601) 680-1001
----------------------------------------
Copy To:
J. Franklin McCreary, Esq.
Gerrish & McCreary, P.C.
222 Second Avenue North - Suite 424
Nashville, Tennessee 37201
(615) 251-0900
(615) 251-0975 (Facsimile)
<PAGE> 2
CONSUMMATION OF MERGER
The Merger of Inter-City Federal Bank for Savings, Louisville,
Mississippi, with and into The Peoples Bank & Trust Company, Tupelo, Mississippi
(the "Merger") was consummated effective at the close of business on March 26,
1999.
In connection with the Merger, the Registrant issued 347,382 of the
347,405 shares registered pursuant to Registration Statement No. 333-72507.
REMOVAL FROM REGISTRATION OF SECURITIES
The purpose of this Post-Effective Amendment No. 1 is to remove from
registration the 23 shares that were not issued pursuant to the Merger.
[THE REST OF THIS PAGE LEFT INTENTIONALLY BLANK]
<PAGE> 3
SIGNATURES
Pursuant to the requirements of the Securities Act of 1933, the
Registrant has duly caused this Post-Effective Amendment No. 1 to the
Registration Statement on Form S-4 to be signed on its behalf by the
undersigned, thereunto duly authorized, in the City of Tupelo, State of
Mississippi, on April 1, 1999.
THE PEOPLES HOLDING COMPANY
By: /s/ John W. Smith
--------------------------------------
John W. Smith
President and Chief Executive Officer
Pursuant to the requirements of the Securities Act of 1933, this
Post-Effective Amendment No. 1 to Registration Statement on Form S-4 has been
signed by the following persons in the capacities and on the dates indicated.
<TABLE>
<S> <C>
Dated: April 1, 1999 /s/ John W. Smith
------------------------------------------------
John W. Smith
President and Director (Chief Executive Officer)
Dated: April 1, 1999 /s/ Robert C. Leake *
-------------------------------------------------
Robert C. Leake, Director
Dated: April 1, 1999 /s/ William M. Beasley *
-------------------------------------------------
William M. Beasley, Director
Dated: April 1, 1999 /s/ George H. Booth, III *
-------------------------------------------------
George H. Booth, III, Director
Dated: April , 1999
-------------------------------------------------
Frank B. Brooks, Director
Dated: April , 1999
-------------------------------------------------
John M. Creekmore, Director
Dated: April 1, 1999 /s/ Marshall H. Dickerson *
-------------------------------------------------
Marshall H. Dickerson, Director
Dated: April , 1999
-------------------------------------------------
A.M. Edwards, Jr., Director
Dated: April 1, 1999 /s/ Eugene B. Gifford, Jr. *
-------------------------------------------------
Eugene B. Gifford, Jr., Director
</TABLE>
II-1
<PAGE> 4
<TABLE>
<S> <C>
Dated: April 1, 1999 /s/ C. Larry Michael *
---------------------------------------------------
C. Larry Michael, Director
Dated: April 1, 1999 /s/ Jimmy S. Threldkeld *
---------------------------------------------------
Jimmy S. Threldkeld, Director
Dated: April 1, 1999 /s/ J. Heywood Washburn *
---------------------------------------------------
J. Heywood Washburn, Director
Dated: April , 1999
---------------------------------------------------
Robert H. Weaver, Director
Dated: April , 1999
----------------------------------------------------
J. Larry Young, Director
Dated: April 1, 1999 /s/ Stuart R. Johnson
----------------------------------------------------
Stuart R. Johnson, Executive Vice President
And Chief Financial Officer
*By John W. Smith, Attorney-in-Fact
</TABLE>
II-2