<TABLE> <S> <C>
<PAGE>
<ARTICLE> 9
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> JUN-30-2000
<CASH> 16,585
<INT-BEARING-DEPOSITS> 0
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 48,720
<INVESTMENTS-CARRYING> 0
<INVESTMENTS-MARKET> 0
<LOANS> 285,500
<ALLOWANCE> 3,443
<TOTAL-ASSETS> 359,876
<DEPOSITS> 286,892
<SHORT-TERM> 34,014
<LIABILITIES-OTHER> 3,400
<LONG-TERM> 12,000
0
0
<COMMON> 1,000
<OTHER-SE> 22,570
<TOTAL-LIABILITIES-AND-EQUITY> 359,876
<INTEREST-LOAN> 12,077
<INTEREST-INVEST> 1,529
<INTEREST-OTHER> 78
<INTEREST-TOTAL> 13,684
<INTEREST-DEPOSIT> 4,478
<INTEREST-EXPENSE> 5,377
<INTEREST-INCOME-NET> 8,307
<LOAN-LOSSES> 335
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 7,033
<INCOME-PRETAX> 2,118
<INCOME-PRE-EXTRAORDINARY> 2,118
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 1,370
<EPS-BASIC> 1.64
<EPS-DILUTED> 1.64
<YIELD-ACTUAL> 8.87
<LOANS-NON> 717
<LOANS-PAST> 0
<LOANS-TROUBLED> 49
<LOANS-PROBLEM> 766
<ALLOWANCE-OPEN> 3,114
<CHARGE-OFFS> 9
<RECOVERIES> 3
<ALLOWANCE-CLOSE> 3,443
<ALLOWANCE-DOMESTIC> 3,443
<ALLOWANCE-FOREIGN> (0)
<ALLOWANCE-UNALLOCATED> (0)
</TABLE>