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Previous: ACNB CORP, 10-Q, EX-11, 2000-08-03 |
Next: UNITED WATER RESOURCES INC, SC 13E3/A, 2000-08-03 |
<TABLE> <S> <C>
<ARTICLE> 9
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 12-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> JUN-30-2000
<CASH> 19,569
<INT-BEARING-DEPOSITS> 1,525
<FED-FUNDS-SOLD> 800
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 113,496
<INVESTMENTS-CARRYING> 63,239
<INVESTMENTS-MARKET> 62,105
<LOANS> 353,099
<ALLOWANCE> 3,611
<TOTAL-ASSETS> 563,150
<DEPOSITS> 457,725
<SHORT-TERM> 23,855
<LIABILITIES-OTHER> 4,044
<LONG-TERM> 0
0
0
<COMMON> 14,061
<OTHER-SE> 45,365
<TOTAL-LIABILITIES-AND-EQUITY> 563,150
<INTEREST-LOAN> 13,865
<INTEREST-INVEST> 5,281
<INTEREST-OTHER> 294
<INTEREST-TOTAL> 19,440
<INTEREST-DEPOSIT> 7,323
<INTEREST-EXPENSE> 7,969
<INTEREST-INCOME-NET> 11,471
<LOAN-LOSSES> 120
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 6,627
<INCOME-PRETAX> 6,032
<INCOME-PRE-EXTRAORDINARY> 6,032
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 4,078
<EPS-BASIC> .72
<EPS-DILUTED> .72
<YIELD-ACTUAL> 4.40
<LOANS-NON> 564
<LOANS-PAST> 924
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 1,488
<ALLOWANCE-OPEN> 3,543
<CHARGE-OFFS> 82
<RECOVERIES> 30
<ALLOWANCE-CLOSE> 3,611
<ALLOWANCE-DOMESTIC> 3,611
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>
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