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SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 8-K
CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(d) OF THE
SECURITIES EXCHANGE ACT OF 1934
Date of Report (Date of earliest event reported): January 31, 1999
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Frontier Financial Corporation
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(Exact Name of Registrant as Specified in Charter)
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Washington 0-15540 91-1223535
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(State or other jurisdiction (Commission (IRS Employer Identi-
of incorporation) File Number) fication Number)
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332 SW Everett Mall Way, Everett, Washington 98204
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(Address of principal executive offices/Zip Code)
Registrant's telephone number, including area code: (425) 514-0700
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ITEM 5. Other Events
The following information represents consolidated operating results for
Frontier Financial Corporation for the month of January 1999, following
consummation of the merger of Valley Bancorporation with and into Frontier
Financial Corporation on December 21, 1998.
Revenues and net income of Frontier Financial Corporation and
Subsidiaries for the month ended January 31, 1999, were approximately
$5,401,000(1) and $2,347,000, respectively. In the opinion of management, all
adjustments considered necessary for a fair presentation have been included.
Operating results for the month ended January 31, 1999 are not necessarily
indicative of the results that may be expected for the three months ending March
31, 1999.
(1) Includes net interest income and noninterest revenue
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SIGNATURES
Pursuant to the requirements of the Security Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.
Dated: February 3, 1999
FRONTIER FINANCIAL CORPORATION
By: /s/ Robert J. Dickson
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Robert J. Dickson
Its: Chief Executive Officer
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