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SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 8-K
CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(d) OF THE
SECURITIES EXCHANGE ACT OF 1934
Date of Report (Date of earliest event reported): July 20, 2000
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Frontier Financial Corporation
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(Exact Name of Registrant as Specified in Charter)
Washington 0-15540 91-1223535
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(State or other jurisdiction (Commission (IRS Employer Identi-
of incorporation) File Number) fication Number)
332 SW Everett Mall Way, Everett, Washington 98204
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(Address of principal executive offices/Zip Code)
Registrant's telephone number, including area code: (425) 514-0700
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ITEM 5. Other Events
Effective July 20, 2000, Frontier Financial Corporation, Everett,
Washington ("Frontier") completed its acquisition of Liberty Bay Financial
Corporation, Poulsbo, Washington. The acquisition was accomplished pursuant to
an Agreement and Plan of Mergers dated as of March 15, 2000 (the "Merger
Agreement").
The Merger Agreement was included as Appendix A to the Proxy
Statement/Prospectus dated June 9, 2000, previously filed by Frontier as part of
its Registration Statement on Form S-4 with the Securities and Exchange
Commission.
ITEM 7. Financial Statements, Pro Forma Financial Information and Exhibits
(a) Financial statements - not applicable.
(b) Pro forma financial information - not applicable.
(c) Exhibits:
99 Press Release
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SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.
Dated: July 26, 2000
FRONTIER FINANCIAL CORPORATION
By: /s/ Robert J. Dickson
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Robert J. Dickson, Chief Executive Officer
