<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM FRONTIER
FINANCIAL CORPORATION AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH 10Q.
</LEGEND>
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> JUN-30-2000
<CASH> 50,311
<INT-BEARING-DEPOSITS> 0
<FED-FUNDS-SOLD> 12,355
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 103,815
<INVESTMENTS-CARRYING> 27,847
<INVESTMENTS-MARKET> 28,173
<LOANS> 1,207,454
<ALLOWANCE> (20,426)
<TOTAL-ASSETS> 1,418,496
<DEPOSITS> 1,096,395
<SHORT-TERM> 52,465
<LIABILITIES-OTHER> 12,917
<LONG-TERM> 100,176
0
0
<COMMON> 91,355
<OTHER-SE> 68,647
<TOTAL-LIABILITIES-AND-EQUITY> 1,418,496
<INTEREST-LOAN> 55,505
<INTEREST-INVEST> 4,859
<INTEREST-OTHER> 0
<INTEREST-TOTAL> 60,364
<INTEREST-DEPOSIT> 22,040
<INTEREST-EXPENSE> 4,198
<INTEREST-INCOME-NET> 34,126
<LOAN-LOSSES> (400)
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 14,458
<INCOME-PRETAX> 21,797
<INCOME-PRE-EXTRAORDINARY> 21,797
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 14,434
<EPS-BASIC> 0.83
<EPS-DILUTED> 0.82
<YIELD-ACTUAL> 5.35
<LOANS-NON> 2,490
<LOANS-PAST> 0
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 19,651
<CHARGE-OFFS> (306)
<RECOVERIES> 681
<ALLOWANCE-CLOSE> 20,426
<ALLOWANCE-DOMESTIC> 20,426
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>