SECURITIES AND EXCHANGE COMMISSION
WASHINGTON D.C. 20549
FORM 10 - C
Report by issuer of Securities Quoted on NASDAQ
Interdealer Quotation System
Filed Pursuant to Section 13 or 15(d) of the
Securities and Exchange Act of 1934 and Rule 13a-176
or 15-d 17 thereunder
BT FINANCIAL CORPORATION
BT Financial Plaza, 551 Main Street, Johnstown, PA 15901
Issuer's telephone number, including area code (814) 532-3801
I. CHANGE IN NUMBER OF SHARES OUTSTANDING
Indicate any change (increase or decrease) of 5% or more in the number
of shares outstanding:
1. Title of security BT Financial Corporation Common Shares
2. Number of shares outstanding before the change 5,165,650
3. Number of shares outstanding after the change 5,682,215
4. Effective date of change October 22, 1996
5. Method of change:
Specify method (such as merger, acquisition, exchange, distribution,
stock split, reverse split, acquisition of stock
for treasury, etc.)
Stock dividend
Give brief description of transaction
BT Financial Corporation Board of Directors declared a 10% stock dividend,
payable October 22, 1996, to shareholders of record as of September 20, 1996.
II. CHANGE IN NAME OF ISSUER
1. Name prior to change _________________________________________
2. Name after change ___________________________________________
3. Effective date of charter amendment changing name ____________
4. Date of shareholder approval of change, if required _________
Date October 22, 1996 /s/ John H. Anderson
________________ _____________________
(Officer's signature & title)
John H. Anderson,
Chairman and Chief Executive Officer
