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SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of
The Securities Exchange Act of 1934
August 10, 2000
Date of Report (Date of earliest event reported)
PENNS WOODS BANCORP, INC.
(Exact name of registrant as specified in its charter)
Pennsylvania 000-17077 23-2226454
(State or other jurisdiction (Commission (IRS Employer
of incorporation) File Number) Ident. No.)
115 South Main Street, Jersey Shore, PA 17740
(Address of principal executive offices) (Zip Code)
(570) 398-2213
Registrant's telephone number, including area code
___________________________N/A____________________________
(Former name or former address, if changed since last report.)
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Item 5. Other Events.
On August 10, 2000, the Registrant issued the press release
filed herewith as Exhibit 99.1, which is incorporated herein by
reference.
Item 7. Financial Statements and Exhibits.
(a) Exhibits.
The following exhibit is filed herewith:
99.1 Press Release, dated August 10, 2000, of Penns Woods
Bancorp, Inc.
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SIGNATURES
Pursuant to the requirements of the Securities Exchange Act
of 1934, the registrant has duly caused this report to be signed
on its behalf by the undersigned hereunto duly authorized.
PENNS WOODS BANCORP, INC.
Dated: August 14, 2000
By: /s/ Ronald A. Walko __
Ronald A. Walko
Executive Vice President
and Chief Executive Officer
EXHIBIT INDEX
Exhibit Number
99.1 Press Release, dated August 10, 2000, of Penns
Woods Bancorp, Inc.
