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Previous: PENNS WOODS BANCORP INC, 10-Q, 2000-08-14 |
Next: PENNS WOODS BANCORP INC, 10-Q, EX-99, 2000-08-14 |
<TABLE> <S> <C>
<ARTICLE> 9
<MULTIPLIER> 1000
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-END> JUN-30-2000
<CASH> 17215
<INT-BEARING-DEPOSITS> 224139
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 104662
<INVESTMENTS-CARRYING> 3240
<INVESTMENTS-MARKET> 0
<LOANS> 241579
<ALLOWANCE> 2893
<TOTAL-ASSETS> 379806
<DEPOSITS> 271024
<SHORT-TERM> 31064
<LIABILITIES-OTHER> 4429
<LONG-TERM> 27278
0
0
<COMMON> 31303
<OTHER-SE> 14708
<TOTAL-LIABILITIES-AND-EQUITY> 379806
<INTEREST-LOAN> 10394
<INTEREST-INVEST> 3370
<INTEREST-OTHER> 0
<INTEREST-TOTAL> 13764
<INTEREST-DEPOSIT> 4286
<INTEREST-EXPENSE> 1683
<INTEREST-INCOME-NET> 7795
<LOAN-LOSSES> 130
<SECURITIES-GAINS> 252
<EXPENSE-OTHER> 4773
<INCOME-PRETAX> 4033
<INCOME-PRE-EXTRAORDINARY> 4033
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 3150
<EPS-BASIC> 1.01
<EPS-DILUTED> 1.01
<YIELD-ACTUAL> 0
<LOANS-NON> 848
<LOANS-PAST> 195
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 2823
<CHARGE-OFFS> 77
<RECOVERIES> 17
<ALLOWANCE-CLOSE> 2893
<ALLOWANCE-DOMESTIC> 2893
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>
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