HORRIGAN AMERICAN, INC.
Supplement dated December 1, 1994
----------------
to Prospectus dated April 29, 1994.
The rates of interest on 1994 Series 8, A, B and C Certificates
issued from December 1, 1994 through December 31, 1994 will be as follows:
---------------- ------------------
Series 8 8 years 7.70%
-----
Series A 6 years 7.00%
-----
Series B 30 months 7.00%
-----
Series C 1 year 6.25%
-----
The rate of interest payable from December 1, 1994 through
----------------
December 31, 1994 on the Passbook Series Certificates is 4.10%.
----------------- -----