<TABLE> <S> <C>
<ARTICLE> 9
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> SEP-30-2000
<CASH> 54,830
<INT-BEARING-DEPOSITS> 1,273
<FED-FUNDS-SOLD> 8,913
<TRADING-ASSETS> 1,006
<INVESTMENTS-HELD-FOR-SALE> 248,225
<INVESTMENTS-CARRYING> 0
<INVESTMENTS-MARKET> 0
<LOANS> 1,004,170
<ALLOWANCE> 14,090
<TOTAL-ASSETS> 1,367,858
<DEPOSITS> 1,099,001
<SHORT-TERM> 93,063
<LIABILITIES-OTHER> 11,139
<LONG-TERM> 45,058
0
0
<COMMON> 20,804
<OTHER-SE> 98,793
<TOTAL-LIABILITIES-AND-EQUITY> 1,367,858
<INTEREST-LOAN> 69,135
<INTEREST-INVEST> 11,488
<INTEREST-OTHER> 153
<INTEREST-TOTAL> 80,776
<INTEREST-DEPOSIT> 27,693
<INTEREST-EXPENSE> 35,505
<INTEREST-INCOME-NET> 45,272
<LOAN-LOSSES> 1,648
<SECURITIES-GAINS> (221)
<EXPENSE-OTHER> 41,325
<INCOME-PRETAX> 12,796
<INCOME-PRE-EXTRAORDINARY> 12,796
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 8,752
<EPS-BASIC> 0.52
<EPS-DILUTED> 0.52
<YIELD-ACTUAL> 4.00
<LOANS-NON> 4,120
<LOANS-PAST> 145
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 13,480
<CHARGE-OFFS> 1,358
<RECOVERIES> 320
<ALLOWANCE-CLOSE> 14,090
<ALLOWANCE-DOMESTIC> 14,090
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>