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Previous: FIRST CHARTER CORP /NC/, 10-Q, 2000-08-14 |
Next: FIRST CHARTER CORP /NC/, 10-Q, EX-27.2, 2000-08-14 |
<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM FINANCIAL
STATEMENTS OF FIRST CHARTER CORPORATION FOR THE QUARTER ENDED JUNE 30, 2000 AND
IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> JUN-30-2000
<CASH> 71,355
<INT-BEARING-DEPOSITS> 8,196
<FED-FUNDS-SOLD> 1,658
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 500,310
<INVESTMENTS-CARRYING> 0
<INVESTMENTS-MARKET> 0
<LOANS> 2,089,526
<ALLOWANCE> 26,700
<TOTAL-ASSETS> 2,786,124
<DEPOSITS> 1,870,957
<SHORT-TERM> 457,611
<LIABILITIES-OTHER> 42,221
<LONG-TERM> 126,533
0
0
<COMMON> 149,174
<OTHER-SE> 139,627
<TOTAL-LIABILITIES-AND-EQUITY> 2,786,124
<INTEREST-LOAN> 88,570
<INTEREST-INVEST> 16,117
<INTEREST-OTHER> 294
<INTEREST-TOTAL> 104,981
<INTEREST-DEPOSIT> 34,265
<INTEREST-EXPENSE> 16,533
<INTEREST-INCOME-NET> 54,183
<LOAN-LOSSES> 3,340
<SECURITIES-GAINS> 412
<EXPENSE-OTHER> 53,858
<INCOME-PRETAX> 10,755
<INCOME-PRE-EXTRAORDINARY> 10,755
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 6,130
<EPS-BASIC> 0.20
<EPS-DILUTED> 0.20
<YIELD-ACTUAL> 4.35
<LOANS-NON> 13,538
<LOANS-PAST> 2,645
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 25,002
<CHARGE-OFFS> 1,980
<RECOVERIES> 451
<ALLOWANCE-CLOSE> 26,700
<ALLOWANCE-DOMESTIC> 26,700
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>
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