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NEW ENGLAND LIFE INSURANCE COMPANY
501 Boylston Street
Boston, Massachusetts 02116
(617) 578-2000
ZENITH SURVIVORSHIP LIFE
Supplement dated October 5, 1999
to Prospectus dated April 30, 1999
In the section "Transfer Option," the Prospectus indicates that we currently
allow twelve sub-account transfers per Policy year. We are revising this
policy. Our current policy is to allow an unlimited number of transfers per
Policy year. We reserve the right to make a charge for transfers in excess of
twelve in a Policy year. We also retain the right to reimpose limits on sub-
account transfers in a Policy year, and we may adopt procedures to limit
excessive transfer activity that could disrupt the management or performance
of the Eligible Funds, all as described in your prospectus.
VL-132-99
