UNITED SECURITY BANCSHARES INC
10-Q, EX-27, 2000-08-11
STATE COMMERCIAL BANKS
Previous: UNITED SECURITY BANCSHARES INC, 10-Q, 2000-08-11
Next: CAMPBELL RESOURCES INC /NEW/, 10-Q, 2000-08-11



<TABLE> <S> <C>

<ARTICLE> 9
<LEGEND>
This schedule contains summary financial information extracted from the
financial statements of United Security Bancshares, Inc. for the six months
ended June 30, 2000, and is qualified in its entirety by reference to such
financial statements.
</LEGEND>
<MULTIPLIER> 1,000

<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-2000
<PERIOD-START>                             JAN-01-2000
<PERIOD-END>                               JUN-30-2000
<CASH>                                          11,480
<INT-BEARING-DEPOSITS>                             179
<FED-FUNDS-SOLD>                                 6,259
<TRADING-ASSETS>                                 3,739
<INVESTMENTS-HELD-FOR-SALE>                    151,535
<INVESTMENTS-CARRYING>                               0
<INVESTMENTS-MARKET>                                 0
<LOANS>                                        291,151
<ALLOWANCE>                                      5,783
<TOTAL-ASSETS>                                 494,397
<DEPOSITS>                                     334,885
<SHORT-TERM>                                     2,507
<LIABILITIES-OTHER>                              5,545
<LONG-TERM>                                     88,170
                                0
                                          0
<COMMON>                                            36
<OTHER-SE>                                      63,254
<TOTAL-LIABILITIES-AND-EQUITY>                 494,397
<INTEREST-LOAN>                                 18,213
<INTEREST-INVEST>                                5,662
<INTEREST-OTHER>                                     0
<INTEREST-TOTAL>                                23,875
<INTEREST-DEPOSIT>                               6,201
<INTEREST-EXPENSE>                               8,595
<INTEREST-INCOME-NET>                           15,280
<LOAN-LOSSES>                                    2,656
<SECURITIES-GAINS>                                  87
<EXPENSE-OTHER>                                  3,970
<INCOME-PRETAX>                                  5,251
<INCOME-PRE-EXTRAORDINARY>                       5,251
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     3,849
<EPS-BASIC>                                       1.08
<EPS-DILUTED>                                     1.07
<YIELD-ACTUAL>                                    6.84
<LOANS-NON>                                      2,023
<LOANS-PAST>                                     3,447
<LOANS-TROUBLED>                                   735
<LOANS-PROBLEM>                                  6,152
<ALLOWANCE-OPEN>                                 5,579
<CHARGE-OFFS>                                    2,765
<RECOVERIES>                                       313
<ALLOWANCE-CLOSE>                                5,783
<ALLOWANCE-DOMESTIC>                             5,783
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0


</TABLE>


© 2022 IncJournal is not affiliated with or endorsed by the U.S. Securities and Exchange Commission