UNITED SECURITY BANCSHARES INC
10-Q, EX-27, 2000-11-13
STATE COMMERCIAL BANKS
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<TABLE> <S> <C>

<ARTICLE> 9
<LEGEND>
This schedule contains summary financial information extracted from the
financial statements of United Security Bancshares, Inc. for the nine months
ended September 30, 2000, and is qualified in its entirety by reference to such
financial statements.
</LEGEND>
<MULTIPLIER> 1,000

<S>                             <C>
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-2000
<PERIOD-START>                             JAN-01-2000
<PERIOD-END>                               SEP-30-2000
<CASH>                                          12,265
<INT-BEARING-DEPOSITS>                           6,611
<FED-FUNDS-SOLD>                                   200
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                    149,643
<INVESTMENTS-CARRYING>                               0
<INVESTMENTS-MARKET>                                 0
<LOANS>                                        297,319
<ALLOWANCE>                                      5,911
<TOTAL-ASSETS>                                 495,721
<DEPOSITS>                                     334,410
<SHORT-TERM>                                     1,109
<LIABILITIES-OTHER>                              6,741
<LONG-TERM>                                     88,140
                                0
                                          0
<COMMON>                                            36
<OTHER-SE>                                      65,285
<TOTAL-LIABILITIES-AND-EQUITY>                 495,721
<INTEREST-LOAN>                                 27,536
<INTEREST-INVEST>                                8,500
<INTEREST-OTHER>                                     0
<INTEREST-TOTAL>                                36,036
<INTEREST-DEPOSIT>                               9,656
<INTEREST-EXPENSE>                              13,382
<INTEREST-INCOME-NET>                           22,654
<LOAN-LOSSES>                                    4,287
<SECURITIES-GAINS>                                 159
<EXPENSE-OTHER>                                  3,791
<INCOME-PRETAX>                                  7,456
<INCOME-PRE-EXTRAORDINARY>                       7,456
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     5,664
<EPS-BASIC>                                       1.59
<EPS-DILUTED>                                     1.58
<YIELD-ACTUAL>                                    6.69
<LOANS-NON>                                      2,183
<LOANS-PAST>                                     3,321
<LOANS-TROUBLED>                                   729
<LOANS-PROBLEM>                                  6,212
<ALLOWANCE-OPEN>                                 5,579
<CHARGE-OFFS>                                    4,404
<RECOVERIES>                                       451
<ALLOWANCE-CLOSE>                                5,911
<ALLOWANCE-DOMESTIC>                             5,911
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0


</TABLE>


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