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SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 8-K
CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(D) OF THE
SECURITIES EXCHANGE ACT OF 1934
Date of Report (Date of earliest event reported) December 29, 1995
KEYSTONE FINANCIAL, INC.
(Exact name of registrant as specified in its charter)
Pennsylvania 0-11460 23-2289209
State of other jurisdiction (Commission File Number) (IRS Employer ID No.)
of incorporation)
One Keystone Plaza,P.O.Box 3660,Harrisburg, Pennsylvania 17105-3660
(Address of principal executive offices) (ZIP CODE)
Registrant's telephone number including area code: (717) 233-1555
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Item 5 Other Events
For the month ended January 31, 1996, consolidated total interest income
was $32,639,085, consolidated total noninterest income was $4,527,658, and
consolidated net income was $5,314,264. These unaudited results reflect at
least 30 days of combined operations of Keystone Financial, Inc., following
its merger with National American Bancorp, Inc. on December 29, 1995. In
the opinion of the management of Keystone Financial, Inc., all adjustments
(consisting only of normal recurring accruals) necessary to reflect a fair
statement of the results for this interim period have been included. The
results for the month ended January 31, 1996, are not necessarily indicative
of the results for the entire year.
Signatures
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
Keystone Financial, Inc.
(Registrant)
Date: February 8, 1996 Donald F. Holt
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Donald F. Holt
Senior Vice President, Controller
and Chief Accounting Officer
