SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 8-K
CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(D) OF THE
SECURITIES EXCHANGE ACT OF 1934
Date of Report (Date of earliest event reported) June 30, 1997
KEYSTONE FINANCIAL, INC.
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(Exact name of registrant as specified in its charter)
Pennsylvania 0-11460 23-2289209
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State or other jurisdiction (Commission File Number) (IRS Employer ID No.)
of incorporation)
One Keystone Plaza, P.O.Box 3660, Harrisburg, Pennsylvania 17105-3660
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(Address of principal executive offices) (ZIP CODE)
Registrant's telephone number including area code: (717) 233-1555
Item 5. Other Events
For the quarter ended June 30, 1997, consolidated total interest income was
$126,804,000, consolidated total noninterest income was $19,985,000, and
consolidated net income was $14,982,000. These unaudited results reflect at
least 30 days of combined operations of Keystone Financial, Inc., following
its merger with Financial Trust Corporation on May 30, 1997. In the opinion
of the management of Keystone Financial, Inc., all adjustments (consisting
only of normal recurring accruals) necessary to reflect a fair statement of
the results for this interim period have been included. The results for the
quarter ended June 30, 1997, are not necessarily indicative of the results for
the entire year.
Signatures
Pursuant to the requirements of the Securities Exchange Act of 1934,
the registrant has duly caused this report to be signed on its behalf
by the undersigned hereunto duly authorized.
Keystone Financial, Inc.
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(Registrant)
Date: July 18, 1997 Donald F. Holt
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Senior Vice President &
Controller
