|
|
|
|
|
|
|
|
|
|
|
|
|
|
Previous: UNITED NEW CONCEPTS FUND INC, 497, 2000-04-24 |
Next: ACTIVISION INC /NY, SC 13G/A, 2000-04-24 |
<PAGE>
- --------------------------------------------------------------------------------
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
Form 13F
Form 13F COVER PAGE
Report for the Calendar Year or Quarter Ended: 3/31/00
---------------
Check here if Amendment [_]: Amendment Number:
---------------
This Amendment (Check only one.): [_] is a restatement.
[_] adds new holdings
entries.
Institutional Investment Manager Filing this Report:
Name: Keystone Financial Inc
----------------------------------------------
Address: 1315 11th Ave
----------------------------------------------
P.O. Box 2450
----------------------------------------------
Altoona PA 16603-2450
----------------------------------------------
Form 13F File Number: 28-
----------------
The institutional investment manager filing this report and the person by whom
it is signed hereby represent that the person signing the report is authorized
to submit it, that all information contained herein is true, correct and
complete, and that it is understood that all required items, statements,
schedules, lists, and tables, are considered integral parts of this form.
Person Signing this Report on Behalf of Reporting Manager:
Name: Bonnie E. Long
----------------------------------------------
Title: Trust Operations Officer
----------------------------------------------
Phone: (814) 944-1195
----------------------------------------------
Signature, Place, and Date of signing:
/s/ Bonnie E. Long Altoona PA 4/24/00
- --------------------------- -------------------------- --------------------
[Signature] [City, State] [Date]
Report Type (Check only one.):
[X] 13F HOLDINGS REPORT. (Check here if all holdings of this reporting manager
are reported in this report.)
[_] 13F NOTICE. (Check here if no holdings reported are in this report, and all
holdings are reported by other reporting manager(s).)
[_] 13F COMBINATION REPORT. (Check here if a portion of the holdings for this
reporting manager are reported in this report and a portion are reported by
other reporting manager(s).)
List of Other Managers Reporting for this Manager:
[If there are no entries in this list, omit this section.]
Form 13F File Number Name
28-
------------------- ---------------------------
[Repeat as necessary.]
- --------------------------------------------------------------------------------
Form 13F SUMMARY PAGE
Report Summary:
Number of Other Included Managers:
----------------
Form 13F Information Table Entry Total:
----------------
Form 13F Information Table Value Total: $
----------------
(thousands)
List of Other Included Managers:
Provide a numbered list of the name(s) and Form 13F file number(s) of all
institutional investment managers with respect to which this report is filed,
other than the manager filing this report.
[If there are no entries in this list, state "NONE" and omit the column headings
and list entries.]
No. Form 13F File Number Name
28-
---- -------------------- --------------------
[Repeat as necessary.]
<PAGE>
<TABLE>
<CAPTION>
REPORT PTR289 5H KEYSTONE FINANCIAL BANK, N.A. SECURITIES AND EXCHANGE COMMISSION FORM 13-F 04/19/00 PAGE 1
AS OF 03/31/00
- - - - - -COLUMN 1 AND 2- - - - - - - - COLUMN 3- - COLUMN 4- -COLUMN 5- - - - - - COLUMN 6- - -COLUMN 7- - - - - COLUMN 8- - - - -
INVESTMENT
MARKET DISCRETION VOTING AUTHORITY
VALUE SHS OR SH/ PUT/ SOLE SHR OTHER SOLE SHARED NONE
ISSUER AND TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL (A) (B) (C) MANAGERS (A) (B) (C)
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C>
AFLAC CORP 001055102 772 16,950 SH X 16,950
AFLAC CORP 001055102 41 900 SH X X 900
AMR CORP DEL 001765106 196 6,160 SH X 6,160
AMR CORP DEL 001765106 13 400 SH X X 400
A T & T CORP 001957109 10,944 194,337 SH X 186,987 5,850 1,500
A T & T CORP 001957109 2,565 45,543 SH X X 29,257 16,286
AT & T CORP - LIBERTY MEDIA GROUP A 001957208 255 4,300 SH X 4,300
AT & T CORP - LIBERTY MEDIA GROUP A 001957208 2,980 50,248 SH X X 50,248
AT & T CORP - LIBERTY MEDIA GROUP B 001957307 887 13,520 SH X X 13,520
A.S.V. INC 001963107 153 10,200 SH X 10,200
ABBOTT LABORATORIES 002824100 5,333 151,554 SH X 142,879 3,300 5,375
ABBOTT LABORATORIES 002824100 673 19,116 SH X X 2,150 16,966
AETNA INC 008117103 724 13,040 SH X 12,590 450
AFFILIATED COMPUTER SERVICES INC CL 008190100 311 8,177 SH X 5,477 2,700
A
AIR PRODUCTS & CHEMICALS INC 009158106 974 34,250 SH X 34,250
AIR PRODUCTS & CHEMICALS INC 009158106 86 3,040 SH X X 3,040
ALCOA INC 013817101 650 9,248 SH X 9,248
ALCOA INC 013817101 7 94 SH X X 94
ALLEGHENY ENERGY INC 017361106 298 10,760 SH X 10,260 500
ALLEGHENY ENERGY INC 017361106 119 4,300 SH X X 4,300
ALLSTATE CORPORATION 020002101 264 11,088 SH X 10,718 370
COM
ALLSTATE CORPORATION 020002101 22 912 SH X X 462 450
COM
ALLTEL CORP 020039103 750 11,888 SH X 11,642 246
ALLTEL CORP 020039103 410 6,500 SH X X 5,500 1,000
AMERICA ONLINE INC 02364J104 1,584 23,490 SH X 22,090 1,400
----------
PAGE TOTAL 31,011
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
REPORT PTR289 5H KEYSTONE FINANCIAL BANK, N.A. SECURITIES AND EXCHANGE COMMISSION FORM 13-F 04/19/00 PAGE 2
AS OF 03/31/00
- - - - - -COLUMN 1 AND 2- - - - - - - - COLUMN 3- - COLUMN 4- -COLUMN 5- - - - - - COLUMN 6- - -COLUMN 7- - - - - COLUMN 8- - - - -
INVESTMENT
MARKET DISCRETION VOTING AUTHORITY
VALUE SHS OR SH/ PUT/ SOLE SHR OTHER SOLE SHARED NONE
ISSUER AND TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL (A) (B) (C) MANAGERS (A) (B) (C)
<S> <C> <C> <C> <C> <C> <C> <C> <C>
AMERICA ONLINE INC 02364J104 324 4,800 SH X X 3,600 1,200
AMERICAN EXPRESS 025816109 551 3,702 SH X 3,702
AMERICAN EXPRESS 025816109 194 1,300 SH X X 400 900
AMERICAN GENERAL CORP 026351106 565 10,059 SH X 10,059
AMERICAN GENERAL CORP 026351106 185 3,300 SH X X 3,300
AMERICAN HOME PRODUCTS INC 026609107 3,504 65,182 SH X 65,132 50
AMERICAN HOME PRODUCTS INC 026609107 1,128 20,980 SH X X 4,800 16,180
AMERICAN INTERNATIONAL GROUP INC 026874107 969 8,851 SH X 8,789 62
AMERICAN INTERNATIONAL GROUP INC 026874107 252 2,297 SH X X 2,297
AMGEN INC 031162100 1,583 25,795 SH X 25,720 75
AMGEN INC 031162100 117 1,900 SH X X 1,600 300
ANALOG DEVICES INC 032654105 833 10,350 SH X 10,350
ANHEUSER BUSCH COS INC 035229103 648 10,410 SH X 10,410
APPLIED MATERIALS INC 038222105 172 1,825 SH X 1,825
APPLIED MATERIALS INC 038222105 38 400 SH X X 400
ASSOCIATES FIRST CAPITAL CORP CL A 046008108 183 8,580 SH X 8,476 104
ASSOCIATES FIRST CAPITAL CORP CL A 046008108 24 1,126 SH X X 912 214
ATLANTIC RICHFIELD 048825103 3,027 35,614 SH X 34,314 300 1,000
ATLANTIC RICHFIELD 048825103 793 9,328 SH X X 3,600 5,728
AUTOMATIC DATA PROCESSING INC 053015103 755 15,650 SH X 13,450 2,200
BAKER HUGHES INC 057224107 401 13,258 SH X 13,258
BANK OF AMERICA CORP 060505104 1,509 28,783 SH X 28,783
BANK OF AMERICA CORP 060505104 1 28 SH X X 28
BANK OF NEW YORK 064057102 921 22,150 SH X 22,150
BANK OF NEW YORK 064057102 67 1,600 SH X X 1,600
----------
PAGE TOTAL 18,744
</TABLE>
2
<PAGE>
<TABLE>
<CAPTION>
REPORT PTR289 5H KEYSTONE FINANCIAL BANK, N.A. SECURITIES AND EXCHANGE COMMISSION FORM 13-F 04/19/00 PAGE 3
AS OF 03/31/00
- - - - - -COLUMN 1 AND 2- - - - - - - - COLUMN 3- - COLUMN 4- -COLUMN 5- - - - - - COLUMN 6- - -COLUMN 7- - - - - COLUMN 8- - - - -
INVESTMENT
MARKET DISCRETION VOTING AUTHORITY
VALUE SHS OR SH/ PUT/ SOLE SHR OTHER SOLE SHARED NONE
ISSUER AND TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL (A) (B) (C) MANAGERS (A) (B) (C)
<S> <C> <C> <C> <C> <C> <C> <C> <C>
BANK ONE CORP 06423A103 517 15,046 SH X 15,046
BAXTER INTERNATIONAL INC 071813109 210 3,342 SH X 3,342
BAXTER INTERNATIONAL INC 071813109 96 1,539 SH X X 1,539
BELL ATLANTIC CORP 077853109 10,632 173,945 SH X 164,894 2,151 6,900
BELL ATLANTIC CORP 077853109 1,865 30,518 SH X X 22,398 8,120
BELLSOUTH CORP 079860102 7,380 157,443 SH X 152,495 4,948
BELLSOUTH CORP 079860102 1,822 38,869 SH X X 20,166 18,703
BESTFOODS 08658U101 1,332 28,446 SH X 28,446
BESTFOODS 08658U101 40 848 SH X X 448 400
BLACKROCK PENN TAX FR INC-I 091928622 320 30,696 SH X 30,696
BRISTOL MYERS SQUIBB CO 110122108 5,417 93,394 SH X 90,594 2,800
BRISTOL MYERS SQUIBB CO 110122108 1,368 23,580 SH X X 11,140 12,440
BROADWING INC 111620100 1,153 31,000 SH X 31,000
BRYN MAWR BK CORP 117665109 274 12,576 SH X 12,576
BURLINGTON NORTHERN SANTA FE INC 12189T104 450 19,770 SH X 19,770
BURLINGTON NORTHERN SANTA FE INC 12189T104 34 1,500 SH X X 1,350 150
CBS CORP 12490K107 605 10,680 SH X 10,680
CBS CORP 12490K107 34 600 SH X X 600
C-COR.NET CORP 125010108 207 4,220 SH X 4,220
C-COR.NET CORP 125010108 4,601 93,900 SH X X 89,900 4,000
CSX CORP 126408103 411 17,469 SH X 17,269 200
CSX CORP 126408103 126 5,365 SH X X 2,500 2,325 540
CARLISLE COMPANIES INC 142339100 1,108 27,700 SH X 27,700
CARLISLE COMPANIES INC 142339100 16 408 SH X X 408
CARNIVAL CORPORATION 143658102 2,428 97,850 SH X 97,600 250
----------
PAGE TOTAL 42,446
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
REPORT PTR289 5H KEYSTONE FINANCIAL BANK, N.A. SECURITIES AND EXCHANGE COMMISSION FORM 13-F 04/19/00 PAGE 4
AS OF 03/31/00
- - - - - - COLUMN 1 AND 2 - - - - - - COLUMN 3 - COLUMN 4 - - - COLUMN 5 - - - - COLUMN 6 - - COLUMN 7 - - - - - - COLUMN 8 - - - - -
INVESTMENT
MARKET DISCRETION VOTING AUTHORITY
VALUE SHS OR SH/ PUT/ SOLE SHR OTHER SOLE SHARED NONE
<S> <C> <C> <C> <C> <C> <C> <C> <C>
ISSUER AND TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL (A) (B) (C) MANAGERS (A) (B) (C)
CARNIVAL CORPORATION 143658102 41 1,650 SH X X 1,650
CAROLINA POWER & LIGHT CO 144141108 131 4,026 SH X 4,026
CAROLINA POWER & LIGHT CO 144141108 97 3,000 SH X X 3,000
CATERPILLAR INC 149123101 477 12,100 SH X 12,000 100
CATERPILLAR INC 149123101 24 600 SH X X 600
CHASE MANHATTAN CORP NEW 16161A108 3,083 35,358 SH X 33,708 525 1,125
CHASE MANHATTAN CORP NEW 16161A108 35 400 SH X X 400
CHEVRON CORP 166751107 1,051 11,375 SH X 10,675 700
CHEVRON CORP 166751107 479 5,181 SH X X 2,885 2,296
CIRCUIT CITY STORES-CIRCUIT CITY 172737108 988 16,225 SH X 16,075 150
GROUP
CIRCUIT CITY STORES-CIRCUIT CITY 172737108 12 200 SH X X 200
GROUP
CISCO SYSTEMS INC 17275R102 12,446 160,980 SH X 160,240 60 680
CISCO SYSTEMS INC 17275R102 2,431 31,440 SH X X 26,400 5,040
CITIGROUP INC 172967101 4,320 72,145 SH X 70,592 1,553
CITIGROUP INC 172967101 578 9,647 SH X X 6,372 3,275
CITRIX SYSTEMS INC 177376100 2,124 32,055 SH X 32,055
CITRIX SYSTEMS INC 177376100 205 3,100 SH X X 1,900 1,200
CLEAR CHANNEL COMMUNICATIONS INC 184502102 207 3,000 SH X X 3,000
COASTAL CORP 190441105 1,544 32,175 SH X 31,675 500
COCA COLA 191216100 2,901 61,813 SH X 55,268 1,950 4,595
COCA COLA 191216100 1,384 29,477 SH X X 27,762 1,715
COLGATE-PALMOLIVE CO 194162103 605 10,728 SH X 10,728
COLGATE-PALMOLIVE CO 194162103 451 8,000 SH X X 8,000
COLORADO MEDTECH INC 19652U104 143 18,200 SH X 5,500 12,700
COMMUNITY BKS INC MILLERSBURG PA 203628102 316 17,295 SH X 17,295
----------
PAGE TOTAL 36,073
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
REPORT PTR289 5H KEYSTONE FINANCIAL BANK, N.A. SECURITIES AND EXCHANGE COMMISSION FORM 13-F 04/19/00 PAGE 5
AS OF 03/31/00
- - - - - - COLUMN 1 AND 2 - - - - - - COLUMN 3 - COLUMN 4 - - - COLUMN 5 - - - - COLUMN 6 - - COLUMN 7 - - - - - - COLUMN 8 - - - - -
INVESTMENT
MARKET DISCRETION VOTING AUTHORITY
VALUE SHS OR SH/ PUT/ SOLE SHR OTHER SOLE SHARED NONE
<S> <C> <C> <C> <C> <C> <C> <C> <C>
ISSUER AND TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL (A) (B) (C) MANAGERS (A) (B) (C)
COMPAQ COMPUTER CORP 204493100 842 31,482 SH X 28,382 3,100
COMPAQ COMPUTER CORP 204493100 120 4,500 SH X X 3,750 750
COMPUTER ASSOCIATES 204912109 552 9,333 SH X 6,783 2,550
COMPUTER ASSOCIATES 204912109 47 800 SH X X 500 300
COMPUTER NETWORK TECHNOLOGY CORP 204925101 853 48,750 SH X 41,500 7,250
COMPUWARE CORP 205638109 1,601 76,025 SH X 63,725 12,300
COMPUWARE CORP 205638109 175 8,300 SH X X 7,100 1,200
CONAGRA INC 205887102 1,252 69,094 SH X 65,694 1,400 2,000
CONECTIV INC 206829103 163 9,298 SH X 9,298
CONECTIV INC 206829103 62 3,550 SH X X 3,550
CONEXANT SYSTEMS INC 207142100 306 4,308 SH X 4,308
CONEXANT SYSTEMS INC 207142100 10 144 SH X X 144
CONOCO INC CL B 208251405 375 14,615 SH X 14,615
CONSOLIDATED EDISON INC 209115104 409 14,039 SH X 14,039
CONSOLIDATED EDISON INC 209115104 32 1,100 SH X X 500 600
CONSTELLATION ENERGY GROUP 210371100 1,740 54,575 SH X 54,575
CONSTELLATION ENERGY GROUP 210371100 393 12,325 SH X X 7,400 4,325 600
ALLEN DISTRIBUTION 14.85% INTEREST 2307603Y4 1,804 3 SH X 3
LTD PARTNERSHIP
STEINER & STEINER GENERAL 2307706Y0 250 1 SH X 1
PARTNERSHIP
BIOWORKS INC SERIES B 2307857Y7 50 20,000 SH X 20,000
CONV PFD
ONE-HALF INTEREST ANTHONY & JOSEPH 2309423Y8 21 21,427 SH X X 21,427
D'ANGELO PARTNERSHIP
DELAWARE GROUP TAX FREE PA FUND A 233216100 278 36,583 SH X 36,583
CLASS
DQE INC 23329J104 283 6,215 SH X 5,915 300
DANAHER CORP 235851102 1,618 31,730 SH X 28,980 50 2,700
DANAHER CORP 235851102 51 1,000 SH X X 500 500
----------
PAGE TOTAL 13,287
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
REPORT PTR289 5H KEYSTONE FINANCIAL BANK, N.A. SECURITIES AND EXCHANGE COMMISSION FORM 13-F 04/19/00 PAGE 6
AS OF 03/31/00
- - - - - - COLUMN 1 AND 2 - - - - - - COLUMN 3 - COLUMN 4 - - - COLUMN 5 - - - - COLUMN 6 - - COLUMN 7 - - - - - - COLUMN 8 - - - - -
INVESTMENT
MARKET DISCRETION VOTING AUTHORITY
VALUE SHS OR SH/ PUT/ SOLE SHR OTHER SOLE SHARED NONE
<S> <C> <C> <C> <C> <C> <C> <C> <C>
ISSUER AND TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL (A) (B) (C) MANAGERS (A) (B) (C)
DEERE & CO 244199105 1,086 28,571 SH X 28,471 100
DEERE & CO 244199105 46 1,200 SH X X 700 500
DELL COMPUTER CORP 247025109 1,943 36,025 SH X 28,025 8,000
DELL COMPUTER CORP 247025109 22 400 SH X X 400
DIGI INTERNATIONAL INC 253798102 93 10,000 SH X 10,000
DISNEY (WALT) COMPANY HOLDING CO 254687106 5,357 129,857 SH X 123,832 1,550 4,475
DISNEY (WALT) COMPANY HOLDING CO 254687106 1,281 31,050 SH X X 27,200 3,850
DOMINION RESOURCES INC VA 25746U109 571 14,859 SH X 14,859
DOMINION RESOURCES INC VA 25746U109 151 3,937 SH X X 1,211 1,999 727
DOVER CORP 260003108 546 11,400 SH X 11,400
DOVER CORP 260003108 440 9,200 SH X X 9,200
DOW CHEMICAL 260543103 2,336 20,488 SH X 19,853 635
DOW CHEMICAL 260543103 308 2,700 SH X X 1,200 1,500
DUPONT E I DE NEMOURS & COMPANY 263534109 4,891 92,400 SH X 86,234 2,270 3,896
DUPONT E I DE NEMOURS & COMPANY 263534109 459 8,670 SH X X 7,445 1,225
DUKE ENERGY CORP 264399106 221 4,219 SH X 4,219
DUKE ENERGY CORP 264399106 98 1,865 SH X X 1,233 632
EMC CORP MASS 268648102 6,322 50,171 SH X 48,741 30 1,400
EMC CORP MASS 268648102 365 2,900 SH X X 1,500 1,400
EASTMAN KODAK CO 277461109 371 6,829 SH X 6,579 250
EASTMAN KODAK CO 277461109 43 800 SH X X 450 300 50
EATON CORP 278058102 817 10,475 SH X 9,250 350 875
EL PASO ENERGY CORP 283905107 274 6,778 SH X 3,478 3,300
ELECTRONIC DATA SYSTEMS CORP 285661104 237 3,697 SH X 3,697
EMERSON ELECTRIC 291011104 514 9,669 SH X 9,669
----------
PAGE TOTAL 28,792
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
REPORT PTR289 5H KEYSTONE FINANCIAL BANK, N.A. SECURITIES AND EXCHANGE COMMISSION FORM 13-F 04/19/00 PAGE 7
AS OF 03/31/00
- - - - - - - - COLUMN 1 AND 2 - - - - - - - COLUMN 3 - COLUMN 4 - - - COLUMN 5 - - - - COLUMN 6 - - COLUMN 7 - - - - - COLUMN 8 - -
INVESTMENT
MARKET DISCRETION VOTING AUTHORITY
VALUE SHS OR SH/ PUT/ SOLE SHR OTHER SOLE SHARED NONE
ISSUER AND TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL (A) (B) (C) MANAGERS (A) (B) (C)
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
EMERSON ELECTRIC 291011104 43 800 SH X X 200 600
ENRON CORP 293561106 265 3,534 SH X 3,534
ENRON CORP 293561106 253 3,380 SH X X 380 3,000
EXXON MOBIL CORP 30231G102 22,174 284,511 SH X 281,527 2,984
EXXON MOBIL CORP 30231G102 4,647 59,620 SH X X 17,168 27,858 14,594
FPL GROUP INC 302571104 1,178 25,575 SH X 25,375 200
FPL GROUP INC 302571104 81 1,750 SH X X 350 1,400
FEDERAL HOME LOAN MTGE CORP 313400301 235 5,320 SH X 5,320
FANNIE MAE 313586109 3,415 60,380 SH X 58,630 1,750
FANNIE MAE 313586109 439 7,770 SH X X 5,300 2,470
FEDERATED PA MUNI INCOME FUND A #311 313923708 1,892 173,135 SH X 173,135
FEDERATED PA MUNI INCOME FUND A #311 313923708 106 9,658 SH X X 9,658
FEDERATED #9 US GOVT SEC (1-3 YRS) 31428M100 496 48,249 SH X 48,249
FEDERATED #47 U.S. GOVERNMENT SEC 31428P103 387 37,405 SH X 28,158 9,246
(2-5 YRS) FUND
FEDEX CORP 31428X106 483 12,450 SH X 12,450
FIRST LEESPORT BANCORP 320682107 581 35,490 SH X 210 35,280
FIRST SENTINEL BANCORP INC 33640T103 77 10,000 SH X 10,000
FIRST UNION CORP N CAROLINA 337358105 7,115 191,018 SH X 188,568 700 1,750
FIRST UNION CORP N CAROLINA 337358105 1,101 29,551 SH X X 11,036 17,705 810
FIRST UNITED CORP 33741H107 145 15,267 SH X 15,267
FIRST UNITED CORP 33741H107 44 4,677 SH X X 2,627 2,050
FIRST VIRGINIA BANKS INC 337477103 225 6,000 SH X X 1,500 4,500
FLEETBOSTON FINANCIAL CORP 339030108 792 21,699 SH X 19,199 2,500
FLEETBOSTON FINANCIAL CORP 339030108 236 6,478 SH X X 3,326 3,152
FLORIDA PROGRESS CORP 341109106 213 4,650 SH X 4,650
----------
PAGE TOTAL 46,623
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
REPORT PTR289 5H KEYSTONE FINANCIAL BANK, N.A. SECURITIES AND EXCHANGE COMMISSION FORM 13-F 04/19/00 PAGE 8
AS OF 03/31/00
- - - - - - - - COLUMN 1 AND 2 - - - - - - - COLUMN 3 - COLUMN 4 - - - COLUMN 5 - - - - COLUMN 6 - - COLUMN 7 - - - - - COLUMN 8 - -
INVESTMENT
MARKET DISCRETION VOTING AUTHORITY
VALUE SHS OR SH/ PUT/ SOLE SHR OTHER SOLE SHARED NONE
ISSUER AND TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL (A) (B) (C) MANAGERS (A) (B) (C)
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
FLORIDA PROGRESS CORP 341109106 78 1,700 SH X X 200 1,500
FORD MOTOR 345370100 1,059 23,043 SH X 22,643 400
FORD MOTOR 345370100 168 3,663 SH X X 2,448 1,215
FRANKLIN FINL SVCS CORP 353525108 333 20,022 SH X 13,022 7,000
FRANKLIN TAX FREE TR PA TAX FREE 354723801 318 32,604 SH X 32,604
INCOME FUND
FULTON FINANCIAL INC 360271100 693 32,900 SH X 12,879 20,021
FULTON FINANCIAL INC 360271100 591 28,054 SH X X 28,054
GTE CORP 362320103 6,134 86,394 SH X 85,844 300 250
GTE CORP 362320103 1,437 20,238 SH X X 7,348 12,890
GAP INC 364760108 2,406 48,301 SH X 43,151 1,025 4,125
GAP INC 364760108 60 1,200 SH X X 1,200
GENERAL ELECTRIC CO 369604103 32,257 207,277 SH X 197,407 4,750 5,120
GENERAL ELECTRIC CO 369604103 9,065 58,250 SH X X 29,300 28,950
GENERAL MILLS INC 370334104 234 6,470 SH X 6,470
GENERAL MILLS INC 370334104 14 400 SH X X 400
GENERAL MOTORS CORP 370442105 1,381 16,671 SH X 16,471 200
GENERAL MOTORS CORP 370442105 126 1,524 SH X X 448 1,076
GENESIS HEALTH VENTURES INC 371912106 52 76,200 SH X 60,700 15,500
GENRAD INC 372447102 182 14,700 SH X 4,500 10,200
GILLETTE CO 375766102 459 12,166 SH X 11,566 600
GILLETTE CO 375766102 308 8,170 SH X X 5,420 2,750
GLATFELTER P H CO 377316104 292 27,500 SH X 27,500
GLIMCHER REALTY TRUST 379302102 161 11,904 SH X 11,904
GOVERNOR LIMITED DURATION 383757408 64,632 6,676,895 SH X 6,620,206 19,393 37,295
GOVERNMENT SECURITIES FUND
GOVERNOR LIMITED DURATION 383757408 1,265 130,636 SH X X 16,787 112,087 1,761
GOVERNMENT SECURITIES FUND
----------
PAGE TOTAL 123,705
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
REPORT PTR289 5H KEYSTONE FINANCIAL BANK, N.A. SECURITIES AND EXCHANGE COMMISSION FORM 13-F 04/19/00 PAGE 9
AS OF 03/31/00
- - - - - - - - COLUMN 1 AND 2 - - - - - - - COLUMN 3 - COLUMN 4 - - - COLUMN 5 - - - - COLUMN 6 - - COLUMN 7 - - - - - COLUMN 8 - -
INVESTMENT
MARKET DISCRETION VOTING AUTHORITY
VALUE SHS OR SH/ PUT/ SOLE SHR OTHER SOLE SHARED NONE
ISSUER AND TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL (A) (B) (C) MANAGERS (A) (B) (C)
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
GOVERNOR PENNSYLVANIA MUNICIPAL 383757507 76,061 7,769,221 SH X 7,712,913 25,851 30,456
BOND FUND
GOVERNOR PENNSYLVANIA MUNICIPAL 383757507 16,474 1,682,780 SH X X 198,353 1,475,704 8,722
BOND FUND
GOVERNOR INTERMEDIATE TERM INCOME 383757606 267,699 29,034,599 SH X 28,746,270 131,576 156,752
FUND
GOVERNOR INTERMEDIATE TERM INCOME 383757606 7,447 807,684 SH X X 162,623 596,525 48,534
FUND
HALLIBURTON CO 406216101 1,946 47,309 SH X 46,234 525 550
HALLIBURTON CO 406216101 407 9,889 SH X X 1,500 8,202 187
HARTFORD FINANCIAL SERVICES GROUP 416515104 193 3,660 SH X 3,660
INC
HARTFORD FINANCIAL SERVICES GROUP 416515104 106 2,006 SH X X 1,000 1,006
INC
HEINZ H J CO 423074103 1,575 45,153 SH X 42,403 750 2,000
HEINZ H J CO 423074103 324 9,300 SH X X 2,150 7,150
HERSHEY FOODS CORP 427866108 1,610 33,023 SH X 33,023
HERSHEY FOODS CORP 427866108 780 15,990 SH X X 9,400 6,590
HEWLETT PACKARD CO 428236103 1,411 10,646 SH X 9,646 1,000
HEWLETT PACKARD CO 428236103 166 1,250 SH X X 400 850
HOME DEPOT INC 437076102 52 810 SH X 810
HOME DEPOT INC 437076102 532 8,251 SH X X 6,301 1,950
HONEYWELL INTL INC 438516106 2,427 46,062 SH X 45,962 100
HONEYWELL INTL INC 438516106 63 1,200 SH X X 1,200
HUMAN GENOME SCIENCES INC 444903108 249 3,000 SH X X 3,000
HUNTINGTON BANCSHARES INC 446150104 143 6,412 SH X 6,412
HUNTINGTON BANCSHARES INC 446150104 74 3,327 SH X X 3,327
HUTCHINSON TECHNOLOGY INC 448407106 564 32,000 SH X 28,600 3,400
INTEGRA LIFESCIENCES HOLDING CORP 457985208 246 23,400 SH X 18,750 4,650
INTEL CORP 458140100 16,831 127,567 SH X 124,492 2,925 150
INTEL CORP 458140100 1,958 14,840 SH X X 8,320 6,520
----------
PAGE TOTAL 399,338
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
REPORT PTR289 5H KEYSTONE FINANCIAL BANK, N.A. SECURITIES AND EXCHANGE COMMISSION FORM 13-F 04/19/00 PAGE 10
AS OF 03/31/00
- - - - - - COLUMN 1 AND 2 - - - - - - COLUMN 3 - - COLUMN 4 - - - COLUMN 5 - - - - COLUMN 6 - - COLUMN 7 - - - - - - COLUMN 8 - - - -
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
INVESTMENT
MARKET DISCRETION VOTING AUTHORITY
VALUE SHS OR SH/ PUT/ SOLE SHR OTHER SOLE SHARED NONE
ISSUER AND TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL (A) (B) (C) MANAGERS (A) (B) (C)
FEDERATED #78 INTERMEDIATE MUNI 458810108 635 63,163 SH X 63,163
FUND
INTERNATIONAL BUSINESS MACHINES 459200101 7,481 63,401 SH X 60,401 1,900 1,100
CORP
INTERNATIONAL BUSINESS MACHINES 459200101 2,864 24,274 SH X X 12,848 11,426
CORP
INTERNATIONAL PAPER CO 460146103 1,141 26,692 SH X 26,692
INTERNATIONAL PAPER CO 460146103 145 3,400 SH X X 200 3,200
JLG INDUSTRIES INC 466210101 191 20,842 SH X 20,842
JOHNSON & JOHNSON 478160104 4,817 68,569 SH X 66,523 800 1,246
JOHNSON & JOHNSON 478160104 834 11,872 SH X X 8,547 3,325
KEYSTONE FINANCIAL INC 493482103 38,406 2,090,119 SH X 1,343,699 746,419
KEYSTONE FINANCIAL INC 493482103 5,475 297,980 SH X X 21,690 276,290
KIMBERLY CLARK CORP 494368103 389 6,943 SH X 6,195 748
KIMBERLY CLARK CORP 494368103 199 3,550 SH X X 3,550
LEGGETT & PLATT INC 524660107 437 20,340 SH X 20,340
LILLY ELI & CO 532457108 1,762 28,130 SH X 25,240 1,200 1,690
LILLY ELI & CO 532457108 110 1,750 SH X X 650 1,100
LIMITED INC 532716107 211 5,000 SH X X 5,000
LINEAR TECHNOLOGY CORP 535678106 957 17,400 SH X 17,400
LINEAR TECHNOLOGY CORP 535678106 121 2,200 SH X X 2,200
LOCKHEED MARTIN CORP 539830109 280 13,700 SH X 13,700
LOWE'S COMPANIES INC 548661107 280 4,795 SH X 4,495 300
LOWE'S COMPANIES INC 548661107 41 700 SH X X 700
LUCENT TECHNOLOGIES INC 549463107 13,637 219,956 SH X 211,478 7,828 650
LUCENT TECHNOLOGIES INC 549463107 1,924 31,027 SH X X 19,336 11,691
MCI WORLDCOM INC 55268B106 4,315 95,223 SH X 94,572 351 300
MCI WORLDCOM INC 55268B106 403 8,903 SH X X 4,084 4,819
----------
PAGE TOTAL 87,055
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
REPORT PTR289 5H KEYSTONE FINANCIAL BANK, N.A. SECURITIES AND EXCHANGE COMMISSION FORM 13-F 04/19/00 PAGE 11
AS OF 03/31/00
- - - - - - COLUMN 1 AND 2 - - - - - - COLUMN 3 - - COLUMN 4 - - - COLUMN5 - - - - COLUMN 6 - - COLUMN 7 - - - - - - COLUMN 8 - - - -
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
INVESTMENT
MARKET DISCRETION VOTING AUTHORITY
VALUE SHS OR SH/ PUT/ SOLE SHR OTHER SOLE SHARED NONE
ISSUER AND TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL (A) (B) (C) MANAGERS (A) (B) (C)
MFS PENNSYLVANIA MUNICIPAL BOND 55273N798 151 16,142 SH X 16,142
FUND A
MAIN STREET BANCORP INC 559906102 512 46,784 SH X 46,784
MAIN STREET BANCORP INC 559906102 18 1,685 SH X X 1,685
MAY DEPARTMENT STORES CO INC 577778103 258 9,062 SH X 9,062
MAY DEPARTMENT STORES CO INC 577778103 21 750 SH X X 750
MCDONALDS CORP 580135101 1,183 31,650 SH X 30,250 1,400
MCDONALDS CORP 580135101 223 5,956 SH X X 2,338 3,618
MEDIAONE GROUP INC 58440J104 806 9,948 SH X 9,648 300
MEDIAONE GROUP INC 58440J104 515 6,355 SH X X 5,134 1,221
MEDTRONIC INC 585055106 2,494 48,494 SH X 43,894 600 4,000
MEDTRONIC INC 585055106 185 3,600 SH X X 3,600
MELLON FINANCIAL CORP 58551A108 93 3,140 SH X 3,140
MELLON FINANCIAL CORP 58551A108 232 7,812 SH X X 2,672 1,140 4,000
MENTOR CORP 587188103 209 7,750 SH X 5,300 2,450
MERCANTILE BANKSHARES CORP 587405101 465 15,225 SH X 15,225
MERCERSBURG FINANCIAL CORP 58817A108 60 800 SH X 800
MERCERSBURG FINANCIAL CORP 58817A108 380 5,060 SH X X 5,060
MERCK & COMPANY INC 589331107 8,124 130,766 SH X 123,746 2,200 4,820
MERCK & COMPANY INC 589331107 1,848 29,750 SH X X 12,250 17,500
MICROSOFT CORP 594918104 6,749 63,520 SH X 63,160 285 75
MICROSOFT CORP 594918104 380 3,575 SH X X 2,100 1,475
MINNESOTA MINING & MANUFACTURING 604059105 1,189 13,425 SH X 13,225 200
CO
MINNESOTA MINING & MANUFACTURING 604059105 205 2,317 SH X X 448 1,565 304
CO
MONSANTO CO 611662107 2,677 51,990 SH X 49,155 1,000 1,835
MONSANTO CO 611662107 265 5,150 SH X X 5,150
----------
PAGE TOTAL 29,242
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
REPORT PTR289 5H KEYSTONE FINANCIAL BANK, N.A. SECURITIES AND EXCHANGE COMMISSION FORM 13-F 04/19/00 PAGE 12
AS OF 03/31/00
- - - - - - COLUMN 1 AND 2 - - - - - - COLUMN 3 - - COLUMN 4 - - - COLUMN 5 - - - - COLUMN 6 - - COLUMN 7 - - - - - - COLUMN 8 - - - -
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
INVESTMENT
MARKET DISCRETION VOTING AUTHORITY
VALUE SHS OR SH/ PUT/ SOLE SHR OTHER SOLE SHARED NONE
ISSUER AND TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL (A) (B) (C) MANAGERS (A) (B) (C)
MORGAN J P & CO INC 616880100 972 7,375 SH X 7,055 320
MORGAN J P & CO INC 616880100 53 400 SH X X 300 100
MORGAN STANLEY DEAN WITTER & CO 617446448 3,626 43,755 SH X 40,055 3,700
MORGAN STANLEY DEAN WITTER & CO 617446448 185 2,228 SH X X 1,188 1,040
MOTOROLA INC 620076109 6,076 41,614 SH X 38,089 1,275 2,250
MOTOROLA INC 620076109 248 1,700 SH X X 1,000 700
MUTUAL CONSUMER DISCOUNT CO 628247892 7 13,780 SH X 13,780
CLASS A
NEOSE TECHNOLOGIES INC 640522108 330 10,250 SH X 10,250
NEW CENTURY ENERGIES INC 64352U103 534 17,765 SH X 17,765
NEW CENTURY ENERGIES INC 64352U103 30 1,000 SH X X 1,000
NIKE INC C/B 654106103 561 14,165 SH X 13,915 250
NORFOLK SOUTHERN CORP 655844108 219 15,337 SH X 15,337
NORFOLK SOUTHERN CORP 655844108 126 8,810 SH X X 7,281 900 629
NVEST MUNICIPAL INCOME FUND A 67067Q598 109 15,000 SH X 15,000
OMEGA FINANCIAL CORP 682092101 122 4,707 SH X 4,707
OMEGA FINANCIAL CORP 682092101 469 18,181 SH X X 12,000 6,181
ORACLE CORPORATION 68389X105 375 4,802 SH X 4,802
PECO ENERGY CO 693304107 298 8,072 SH X 8,072
PECO ENERGY CO 693304107 23 625 SH X X 78 547
PE CORP-PE BIOSYSTEMS GROUP 69332S102 236 2,450 SH X 2,450
PNC FINANCIAL SERVICES GROUP 693475105 2,933 65,094 SH X 60,423 4,671
PNC FINANCIAL SERVICES GROUP 693475105 344 7,625 SH X X 2,470 5,155
PPG INDUSTRIES INC 693506107 2,381 45,508 SH X 45,408 100
PPG INDUSTRIES INC 693506107 149 2,842 SH X X 1,376 1,466
PPL CORP 69351T106 2,712 129,520 SH X 129,320 200
----------
PAGE TOTAL 23,118
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
REPORT PTR289 5H KEYSTONE FINANCIAL BANK, N.A. SECURITIES AND EXCHANGE COMMISSION FORM 13-F 04/19/00 PAGE 13
AS OF 03/31/00
- - - - - - COLUMN 1 AND 2 - - - - - - COLUMN 3 - - COLUMN 4 - - - COLUMN 5 - - - COLUMN 6 - - COLUMN 7 - - - - - - COLUMN 8 - - - - -
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
INVESTMENT
MARKET DISCRETION VOTING AUTHORITY
VALUE SHS OR SH/ PUT/ SOLE SHR OTHER SOLE SHARED NONE
ISSUER AND TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL (A) (B) (C) MANAGERS (A) (B) (C)
PPL CORP 69351T106 204 9,725 SH X X 9,725
PSC INC 69361E107 78 13,950 SH X 6,200 7,750
PALL CORP 696429307 224 10,000 SH X X 10,000
PARLEX CORP 701630105 201 6,600 SH X 3,250 3,350
PENNEY J C 708160106 152 10,200 SH X 10,200
PENNEY J C 708160106 9 600 SH X X 600
PEPSICO INC 713448108 2,430 69,667 SH X 68,967 200 500
PEPSICO INC 713448108 476 13,648 SH X X 6,948 6,700
PHARMACIA & UPJOHN INC 716941109 374 6,281 SH X 6,281
PFIZER INC 717081103 3,719 101,714 SH X 98,564 2,400 750
PFIZER INC 717081103 702 19,200 SH X X 13,800 5,400
PHILIP MORRIS COMPANIES INC 718154107 1,985 93,962 SH X 93,362 600
PHILIP MORRIS COMPANIES INC 718154107 245 11,600 SH X X 2,700 8,900
PHILLIPS PETROLEUM CO 718507106 580 12,540 SH X 12,540
PHILLIPS PETROLEUM CO 718507106 5 100 SH X X 100
PICTURETEL CORP 720035302 96 11,000 SH X 11,000
PROSPERITY DEVELOPMENT COMPANY 7213760Y8 194 5 SH X 5
PROSPERITY DEVELOPMENT COMPANY 7213760Y8 705 19 SH X X 19
PITNEY BOWES 724479100 184 4,125 SH X 4,125
PITNEY BOWES 724479100 465 10,400 SH X X 10,400
PROCTER & GAMBLE CO 742718109 3,538 62,616 SH X 60,591 950 1,075
PROCTER & GAMBLE CO 742718109 410 7,260 SH X X 2,960 4,300
PRUDENTIAL MUNICIPAL PA FUND B 74435M887 112 11,374 SH X 11,374
PUBLIC SERVICE ENTERPRISE GROUP INC 744573106 479 16,156 SH X 16,156
PUBLIC SERVICE ENTERPRISE GROUP INC 744573106 122 4,102 SH X X 4,102
----------
PAGE TOTAL 17,689
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
REPORT PTR289 5H KEYSTONE FINANCIAL BANK, N.A. SECURITIES AND EXCHANGE COMMISSION FORM 13-F 04/19/00 PAGE 14
AS OF 03/31/00
- - - - - - COLUMN 1 AND 2 - - - - - - COLUMN 3 - - COLUMN 4 - - - COLUMN 5 - - - - COLUMN 6 - - COLUMN 7 - - - - - COLUMN 8 - - - - -
INVESTMENT
MARKET DISCRETION VOTING AUTHORITY
VALUE SHS OR SH/ PUT/ SOLE SHR OTHER SOLE SHARED NONE
ISSUER AND TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL (A) (B) (C) MANAGERS (A) (B) (C)
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
RCM TECHNOLOGIES INC 749360400 146 11,700 SH X 300 11,400
RCN CORP 749361101 205 3,800 SH X 3,800
ROHM & HAAS 775371107 735 16,477 SH X 14,777 1,700
ROHM & HAAS 775371107 79 1,760 SH X X 663 1,097
T ROWE PRICE MARYLAND TAX FREE 77957R101 741 73,831 SH X 73,831
BOND FUND #87
T ROWE PRICE MARYLAND TAX FREE 77957R101 10 1,009 SH X X 1,009
BOND FUND #87
T ROWE PRICE SHORT TERM TAX FREE 77957R606 259 51,256 SH X 51,256
BOND FUND #90
T ROWE PRICE SHORT TERM TAX FREE 77957R606 16 3,083 SH X X 3,083
BOND FUND #90
ROWLAND LAND COMPANY, LTD 779665405 2,179 2,758 SH X 2,758
LIMITED PARTNERSHIP
SBC COMMUNICATIONS INC 78387G103 5,562 132,040 SH X 130,113 1,927
SBC COMMUNICATIONS INC 78387G103 1,961 46,543 SH X X 33,400 13,143
SAFEGUARD SCIENTIFICS INC 786449108 207 3,000 SH X 3,000
SARA LEE CORP 803111103 554 30,768 SH X 30,768
SARA LEE CORP 803111103 83 4,600 SH X X 4,600
SCHERING-PLOUGH CORP 806605101 1,512 40,729 SH X 37,829 2,900
SCHERING-PLOUGH CORP 806605101 412 11,100 SH X X 5,600 5,500
SCHLUMBERGER LTD 806857108 469 6,125 SH X 5,725 400
SCHLUMBERGER LTD 806857108 15 200 SH X X 200
SCHWAB CHARLES CORP NEW 808513105 2,990 52,920 SH X 51,320 1,400 200
SCHWAB CHARLES CORP NEW 808513105 112 1,980 SH X X 1,980
SCOTTS COMPANY CL A 810186106 336 8,000 SH X 8,000
SEARS ROEBUCK & CO 812387108 251 8,204 SH X 8,204
SEARS ROEBUCK & CO 812387108 8 276 SH X X 250 26
SELECTIVE INSURANCE GROUP 816300107 307 18,004 SH X 18,004
SELECTIVE INSURANCE GROUP 816300107 15 900 SH X X 900
----------
PAGE TOTAL 19,164
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
REPORT PTR289 5H KEYSTONE FINANCIAL BANK, N.A. SECURITIES AND EXCHANGE COMMISSION FORM 13-F 04/19/00 PAGE 15
AS OF 03/31/00
- - - - - - COLUMN 1 AND 2 - - - - - - COLUMN 3 - - COLUMN 4 - - - COLUMN 5 - - - - COLUMN 6 - - COLUMN 7 - - - - - COLUMN 8 - - - - -
INVESTMENT
MARKET DISCRETION VOTING AUTHORITY
VALUE SHS OR SH/ PUT/ SOLE SHR OTHER SOLE SHARED NONE
ISSUER AND TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL (A) (B) (C) MANAGERS (A) (B) (C)
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
SOLECTRON CORP 834182107 1,018 25,370 SH X 25,320 50
SOLECTRON CORP 834182107 40 1,000 SH X X 1,000
THE SOUTHERN CO 842587107 418 19,238 SH X 19,238
THE SOUTHERN CO 842587107 17 800 SH X X 800
SPRINT CORP 852061100 4,960 78,726 SH X 72,496 3,730 2,500
SPRINT CORP 852061100 239 3,800 SH X X 200 3,600
SPRINT CORP (PCS GRP) 852061506 2,167 33,078 SH X 30,078 1,800 1,200
SPRINT CORP (PCS GRP) 852061506 98 1,500 SH X X 100 1,400
STATE STREET CORP 857477103 4,339 44,790 SH X 44,790
STATE STREET CORP 857477103 1,938 20,000 SH X X 20,000
STRYKER CORP 863667101 303 4,350 SH X 4,350
STRYKER CORP 863667101 174 2,500 SH X X 1,000 1,500
SUN MICROSYSTEMS INC 866810104 10,330 110,240 SH X 99,745 845 9,650
SUN MICROSYSTEMS INC 866810104 356 3,800 SH X X 2,800 1,000
SUNTRUST BANKS INC 867914103 257 4,442 SH X 4,442
SUSQUEHANNA BANCSHARES INC 869099101 418 30,241 SH X 20,411 9,830
SUSQUEHANNA BANCSHARES INC 869099101 73 5,317 SH X X 1,098 4,219
SYNCOR INTERNATIONAL CORP 87157J106 365 11,050 SH X 9,250 1,800
TECO ENERGY INC 872375100 76 3,900 SH X 3,900
TECO ENERGY INC 872375100 122 6,300 SH X X 300 6,000
TF FINANCIAL CORP 872391107 146 10,000 SH X 10,000
TRW INC 872649108 156 2,672 SH X 2,672
TRW INC 872649108 59 1,000 SH X X 1,000
TARGET CORP 87612E106 224 3,000 SH X 3,000
TEXACO INC 881694103 1,215 22,611 SH X 22,411 200
----------
PAGE TOTAL 29,508
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
REPORT PTR289 5H KEYSTONE FINANCIAL BANK, N.A. SECURITIES AND EXCHANGE COMMISSION FORM 13-F 04/19/00 PAGE 16
AS OF 03/31/00
- - - - - - COLUMN 1 AND 2 - - - - - - COLUMN 3 - - COLUMN 4 - - - COLUMN 5 - - - - COLUMN 6 - - COLUMN 7 - - - - - COLUMN 8 - - - - -
INVESTMENT
MARKET DISCRETION VOTING AUTHORITY
VALUE SHS OR SH/ PUT/ SOLE SHR OTHER SOLE SHARED NONE
ISSUER AND TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL (A) (B) (C) MANAGERS (A) (B) (C)
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
TEXACO INC 881694103 260 4,840 SH X X 1,800 3,040
TEXAS INSTRUMENTS INC 882508104 5,057 31,605 SH X 30,400 1,205
TEXAS INSTRUMENTS INC 882508104 78 490 SH X X 240 250
TEXTRON INC 883203101 1,925 31,625 SH X 30,025 1,600
TEXTRON INC 883203101 82 1,350 SH X X 1,350
3 COM CORP 885535104 231 4,150 SH X 4,150
3 COM CORP 885535104 17 300 SH X X 300
TIME WARNER INC 887315109 838 8,375 SH X 8,375
TIME WARNER INC 887315109 990 9,900 SH X X 9,100 800
TYCO INTL LTD NEW 902124106 5,641 12,544 SH X 111,794 750
TYCO INTL LTD NEW 902124106 6,286 25,404 SH X X 63,358 62,046
US BANCORP DEL 902973106 64 2,903 SH 2,403 500
US BANCORP DEL 902973106 161 7,350 SH X X 1,050 6,300
UNIFI INC 904677101 563 62,975 SH X 58,475 4,500
UNION CARBIDE CORP 905581104 544 9,327 SH X 9,327
UNION CARBIDE CORP 905581104 13 225 SH X X 225
UNION PACIFIC CORP 907818108 469 11,988 SH X 11,988
UNION PACIFIC CORP 907818108 120 3,060 SH X X 1,860 1,200
UNITED HEALTHCARE CORP 910581107 429 7,190 SH X 5,990 1,200
UNITED HEALTHCARE CORP 910581107 30 500 SH X X 500
US WEST INC NEW 91273H101 2,301 31,683 SH X 31,683
US WEST INC NEW 91273H101 545 7,502 SH X X 4,934 2,568
UNITED TECHNOLOGIES CORP 913017109 1,280 20,250 SH X 20,150 100
UNITED TECHNOLOGIES CORP 913017109 101 1,600 SH X X 1,600
UNITRIN INC 913275103 343 8,640 SH X 8,640
----------
PAGE TOTAL 28,368
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
REPORT PTR289 5H KEYSTONE FINANCIAL BANK, N.A. SECURITIES AND EXCHANGE COMMISSION FORM 13-F 04/19/00 PAGE 17
AS OF 03/31/00
AS OF 03/31/00
- - - - - - COLUMN 1 AND 2 - - - - - - COLUMN 3 - - COLUMN 4 - - - COLUMN 5 - - - - COLUMN 6 - - COLUMN 7 - - - - - COLUMN 8 - - - - -
INVESTMENT
MARKET DISCRETION VOTING AUTHORITY
VALUE SHS OR SH/ PUT/ SOLE SHR OTHER SOLE SHARED NONE
ISSUER AND TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL (A) (B) (C) MANAGERS (A) (B) (C)
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
VALLEY NATIONAL BANCORP 919794107 979 36,435 SH X 36,435
VAN KAMPEN PA TAX-FREE INCOME FUND 920902103 292 17,615 SH X 17,615
CL A
VAN KAMPEN US GOVERNMENT FUND INC 921129102 86 5,970 SH X X 5,970
CL A
VAN KAMPEN US GOVERNMENT FUND INC 921129102 100 7,401 SH X 7,401
CL A
VANGUARD #77 PA TAX-FREE INSD LONG 92204L104 472 43,948 SH X 43,948
TERM PORTFOLIO
VANGUARD #43 MUNICIPAL BOND FUND 922907308 219 20,798 SH X 20,798
LONG TERM PORTFOLIO
WACHOVIA CORP 929771103 231 3,420 SH X 3,420
WAL MART STORES INC 931142103 1,311 23,210 SH X 23,010 200
WAL MART STORES INC 931142103 90 1,600 SH X X 1,600
WALGREEN CO 931422109 2,732 106,110 SH X 104,685 925 500
WALGREEN CO 931422109 221 8,600 SH X X 2,800 5,800
WARNER LAMBERT CO 934488107 5,333 54,591 SH X 51,751 1,200 1,640
WARNER LAMBERT CO 934488107 1,460 14,949 SH X X 13,422 1,527
WELLS FARGO COMPANY 949746101 784 19,250 SH X 16,150 3,100
WENDY'S INTERNATIONAL INC 950590109 788 39,022 SH X 34,872 4,150
WILLIAMS COMPANIES INC 969457100 2,335 53,153 SH X 47,753 675 4,725
WILLIAMS COMPANIES INC 969457100 149 3,400 SH X X 3,400
XEROX CORP 984121103 805 30,980 SH X 30,980
XEROX CORP 984121103 16 600 SH X X 600
----------
PAGE TOTAL 18,397
FINAL TOTALS 992,560
</TABLE>
|
|