<TABLE> <S> <C>
<PAGE>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM SEC FORM
10-Q AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000
<S> <C> <C>
<PERIOD-TYPE> 9-MOS 9-MOS
<FISCAL-YEAR-END> DEC-31-2000 DEC-31-1999
<PERIOD-START> JAN-01-2000 JAN-01-1999
<PERIOD-END> SEP-30-2000 SEP-30-1999
<CASH> 41,570 34,827
<INT-BEARING-DEPOSITS> 70 65
<FED-FUNDS-SOLD> 74,692 31,600
<TRADING-ASSETS> 0 0
<INVESTMENTS-HELD-FOR-SALE> 217,758 237,818
<INVESTMENTS-CARRYING> 103,143 101,267
<INVESTMENTS-MARKET> 102,655 101,173
<LOANS> 810,686 687,822
<ALLOWANCE> 5,489 4,687
<TOTAL-ASSETS> 1,278,823 1,121,881
<DEPOSITS> 988,514 875,196
<SHORT-TERM> 116,501 86,252
<LIABILITIES-OTHER> 11,622 11,231
<LONG-TERM> 79,000 68,000
0 0
0 0
<COMMON> 14,567 14,567
<OTHER-SE> 68,619 66,635
<TOTAL-LIABILITIES-AND-EQUITY> 1,278,823 1,121,811
<INTEREST-LOAN> 44,053 37,057
<INTEREST-INVEST> 16,674 12,703
<INTEREST-OTHER> 1,385 1,225
<INTEREST-TOTAL> 62,112 50,985
<INTEREST-DEPOSIT> 29,119 21,622
<INTEREST-EXPENSE> 37,384 26,908
<INTEREST-INCOME-NET> 24,728 24,077
<LOAN-LOSSES> 675 630
<SECURITIES-GAINS> 18 101
<EXPENSE-OTHER> 20,482 19,223
<INCOME-PRETAX> 11,211 10,948
<INCOME-PRE-EXTRAORDINARY> 11,211 10,948
<EXTRAORDINARY> 0 0
<CHANGES> 0 0
<NET-INCOME> 7,943 7,805
<EPS-BASIC> 1.23 1.18
<EPS-DILUTED> 1.22 1.16
<YIELD-ACTUAL> 2.99 3.41
<LOANS-NON> 165 119
<LOANS-PAST> 181 313
<LOANS-TROUBLED> 0 0
<LOANS-PROBLEM> 0 0
<ALLOWANCE-OPEN> 4,828 4,445
<CHARGE-OFFS> 161 444
<RECOVERIES> 147 56
<ALLOWANCE-CLOSE> 5,489 4,687
<ALLOWANCE-DOMESTIC> 5,489 4,687
<ALLOWANCE-FOREIGN> 0 0
<ALLOWANCE-UNALLOCATED> 0 0
</TABLE>