<TABLE> <S> <C>
<PAGE>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM SEC FORM
10-Q AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000
<S> <C> <C>
<PERIOD-TYPE> 6-MOS 6-MOS
<FISCAL-YEAR-END> DEC-31-2000 DEC-31-1999
<PERIOD-START> JAN-01-2000 JAN-01-1999
<PERIOD-END> JUN-30-2000 JUN-30-1999
<CASH> 53,115 39,091
<INT-BEARING-DEPOSITS> 119 22
<FED-FUNDS-SOLD> 61,900 31,116
<TRADING-ASSETS> 0 0
<INVESTMENTS-HELD-FOR-SALE> 236,744 202,335
<INVESTMENTS-CARRYING> 119,875 107,020
<INVESTMENTS-MARKET> 118,543 107,257
<LOANS> 789,586 680,642
<ALLOWANCE> 5,261 4,473
<TOTAL-ASSETS> 1,292,547 1,087,985
<DEPOSITS> 964,447 842,748
<SHORT-TERM> 164,522 88,865
<LIABILITIES-OTHER> 9,510 9,356
<LONG-TERM> 73,000 68,000
14,567 14,567
0 0
<COMMON> 0 0
<OTHER-SE> 66,501 64,449
<TOTAL-LIABILITIES-AND-EQUITY> 1,292,547 1,087,985
<INTEREST-LOAN> 28,420 24,295
<INTEREST-INVEST> 11,280 7,923
<INTEREST-OTHER> 693 971
<INTEREST-TOTAL> 40,393 33,189
<INTEREST-DEPOSIT> 18,149 13,949
<INTEREST-EXPENSE> 23,803 17,307
<INTEREST-INCOME-NET> 16,590 15,882
<LOAN-LOSSES> 450 420
<SECURITIES-GAINS> 38 101
<EXPENSE-OTHER> 13,762 12,813
<INCOME-PRETAX> 7,365 7,144
<INCOME-PRE-EXTRAORDINARY> 7,365 7,144
<EXTRAORDINARY> 0 0
<CHANGES> 0 0
<NET-INCOME> 5,224 5,112
<EPS-BASIC> .81 .77
<EPS-DILUTED> .80 .76
<YIELD-ACTUAL> 3.06 3.47
<LOANS-NON> 127 68
<LOANS-PAST> 233 107
<LOANS-TROUBLED> 0 0
<LOANS-PROBLEM> 0 0
<ALLOWANCE-OPEN> 4,828 4,445
<CHARGE-OFFS> 126 433
<RECOVERIES> 109 41
<ALLOWANCE-CLOSE> 5,261 4,473
<ALLOWANCE-DOMESTIC> 5,261 4,473
<ALLOWANCE-FOREIGN> 0 0
<ALLOWANCE-UNALLOCATED> 0 0
</TABLE>