PEOPLES FIRST CORP
10-C, 1994-01-18
STATE COMMERCIAL BANKS
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                      SECURITIES AND EXCHANGE COMMISSION
                            Washington, D.C. 20549

                                  FORM 10-C

               REPORT BY ISSUER OF SECURITIES QUOTED ON NASDAQ
                        INTERDEALER QUOTATION SYSTEM

                Filed pursuant to Section 10 or 15(d) of the
               Securities Exchange Act of 1943 and Rule 13a-17
                            or 15d-17 thereunder

                         PEOPLES FIRST CORPORATION
- --------------------------------------------------------------------------------
              (Exact name of issuer as specified in charter)

100 South Fourth Street, P.O. Box 2200, Paducah, Kentucky 42002-2200
- --------------------------------------------------------------------------------
                (Address of principal executive offices)

Issuer's telephone number, including area code (502) 441-1200
                                              ----------------------------------

               I. CHANGE IN NUMBER OF SHARES OUTSTANDING
   Indicate any change (increase or decrease) of 5% or more in the number
of shares outstanding:

   1.  Title of security   common stock, no par value
                          ------------------------------------------------------
   2.  Number of shares outstanding before the change  3,080,161
                                                      --------------------------
   3.  Number of shares outstanding after the change   6,160,322
                                                      --------------------------
   4.  Effective date of change  January 4, 1994
                                ------------------------------------------------
   5.  Method of change:
       Specify method (such as merger, acquisition, exchange, distribution,
       stock split, reverse split, acquisition of stock for treasury, etc.)

       stock split
- --------------------------------------------------------------------------------

   Give brief description of transaction  2 for 1 stock split effected in the
                                         ---------------------------------------
the form of a 100% stock dividend.
- --------------------------------------------------------------------------------

                           II. CHANGE IN NAME OF ISSUER

   1.  Name prior to change
                            ----------------------------------------------------
   2.  Name after change
                         -------------------------------------------------------
   3.  Effective date of charter amendment changing name
                                                         -----------------------
   4.  Date of shareholder approval of change, if required
                                                           ---------------------

Date        January 17, 1994                     /s/ Allan B. Kleet
     ------------------------------------------  -------------------------------
                                                 Allan B. Kleet,
                                                 Chief Financial Officer






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