_____________________________________________________________________________
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D. C. 20549
FORM 10-C
Filed pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934
and Rule 13a-17 or 15d-17 thereunder
PEOPLES FIRST CORPORATION
(Exact name of issuer as specified in its charter)
100 South Fourth Street
Paducah, Kentucky 42002-2200
(Address of principal exective offices) (Zip Code)
Issuer's telephone number, including area code: (502) 441-1200
I. Change in the number of shares outstanding
Indicate any change (increase or decrease) of 5% or more in the number of shares
outstanding:
1. Title of security - common stock, no par value
2. Number of shares outstanding before the change - 8,785,618
3. Number of shares outstanding after the change - 9,224,899
4. Effective date of change - March 18, 1996 payment date
(February 19, 1995 record date)
5. Method of change - stock dividend
Brief Description of Transaction - 5% common stock dividend, 1 share issued for
each 20 shares outstanding; cash at 95% of the closing trading price on 02/19/96
for fractional shares
II. Change in the name of issuer
1. Name prior to change - "N/A"
2. Name after change - "N/A"
3. Effective date of charter amendment changing name - "N/A"
4. Date of shareholder approval of change, if required - "N/A"
Date - January 17, 1996 /s/ Allan B. Kleet
Allan B. Kleet
Chief Financial Officer
____________________________________________________________________________1