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<PAGE> PAGE 16
SIGNATURE RICHARD J. GARVEY
TITLE PRESIDENT
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<PERIOD-START> JAN-01-1997
<PERIOD-END> DEC-31-1997
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<NET-CHANGE-FROM-OPS> 3,461,702
<EQUALIZATION> 0
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<NUMBER-OF-SHARES-REDEEMED> (830,133)
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</TABLE>