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[THE NEW ENGLAND FINANCIAL ANNUITIES LOGO APPEARS HERE]
September, 2000
TO OWNERS OF ZENITH ACCUMULATOR VARIABLE ANNUITY CONTRACTS:
A Special Meeting of Shareholders of New England Zenith Fund (the "Trust") will
be held on October 30, 2000. At the Shareholders Meeting, Metropolitan Life
Insurance Company ("MetLife") will vote all shares of the Trust held in The New
England Variable Account which are attributable to Zenith Accumulator Variable
Annuity Contracts in accordance with instructions received from
Contractholders. You are now being asked how shares of the Trust deemed
attributable to your Contract should be voted at the Shareholders Meeting.
Your voting instructions only apply to proposals which relate to a series of
the Trust in which your contract's cash value was invested on the record date
for the Shareholders Meeting. The record date is August 31, 2000. If you give
voting instructions on a proposal for which you are not eligible to vote,
MetLife will simply disregard those instructions.
Enclosed you will find a copy of the Notice of Meeting and Proxy Statement
relating to the Shareholders Meeting. After reviewing this material, please
follow the enclosed Telephone Voting Instructions, the internet voting
instructions available by logging onto www.proxyvoting.com/nef, or complete and
execute the Instruction Form and return it in the enclosed, postage-paid, self-
addressed envelope. If you fail to give voting instructions, shares of the
Trust deemed attributable to your Contract will be voted by MetLife in
proportion to the voting instructions received from all other Zenith
Accumulator Contractholders.
[THE NEW ENGLAND FINANCIAL LIFE INSURANCE COMPANY ADDRESS LOGO APPEARS HERE]
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ZAVAI
