UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
Form 13F
Form 13F COVER PAGE
Report for the Calendar Year or Quarter Ended: September 30, 1999
Check here if Amendment [ ]; Amendment Number: ______
This Amendment (Check only [ ] is a restatement.
[ ] adds new holdings
entires.
Institutional Investment Manager Filing this Report:
S & T Bancorp
800 Philadelphia Street
Indiana, PA 15701
Form 13F File Number: 28-0000719220
The institutional investment manager filing this report and the
person by whom it is signed hereby represent that the person
signing the report is authorized to submit it, that all
information contained herein is true, correct and complete, and
that it is understood that all required items, statements,
schedules, lists, and tables, are considered integral parts of
this form.
Person Signing this Report on Behalf of Reporting Manager:
Name: James G. Barone
Title: Treasurer
Phone: 724-465-1417
Signature, Place, and Date of Signing:
Indiana, PA 111099
[Signature] [City, State] [Date]
Report Type
[ ] 13F HOLDINGS REPORT. (Check here if all holdings of this
reporting manager are reported in this report.)
[ ] 13F NOTICE. (Check here if no holdings reported are in this
report, and all holdings are reported by other reporting manager(s).)
[ x ] 13F COMBINATION REPORT. (Check here if a portion of the
holdings for this reporting manager are reported in this
report and a portion are reported by other reporting
manager(s).)
List of Other Managers Reporting for this Manager:
Form 13F File Number Name
28-0001010911 S & T Bank
Form 13F SUMMARY PAGE
Report Summary:
Number of Other Included Managers: One
Form 13F Information Table Entry Total: 75
Form 13F Information Table Value Total$ 90,909
(thousands)
List of Other Included Managers:
No. Form 13F File Number Name
1 28- 0001089221 S&T Investment Company
SCHEDULE 13F WORKSHEET Page 1
S & T INVESTMENT COMPANY
as of September 30, 1999
<TABLE>
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Value Shares/ Invstmnt Voting Authority (Shares)
Name of Issuer Title of Cl Cusip (x$1000) Prn Amt Dscretn Managers (a) Sole(b) Share(c) None
ALLSTATE Common Stock 02000210 287 11500 DEFINED 11500 0 0
AMERICAN BANK OF CONN Common Stock 02432710 1392 63800 DEFINED 63800 0 0
AMCORE FINANCIAL Common Stock 02391210 701 34000 DEFINED 34000 0 0
AMSOUTH BANCORP Common Stock 03216510 703 30000 DEFINED 30000 0 0
APOLLO BANCORP, PA Common Stock 03764510 289 7000 DEFINED 7000 0 0
ATLANTIC CENTRAL BANKERS Common Stock 0 25 50 DEFINED 50 0 0
BANC ONE Common Stock 05943810 76 2195 DEFINED 2195 0 0
BANKAMERICA CORP Common Stock 06605F10 315 5656 DEFINED 5656 0 0
BANKBOSTON CORP Common Stock 06071610 868 20000 DEFINED 20000 0 0
BELL ATLANTIC Common Stock 07785310 1346 20000 DEFINED 20000 0 0
BELL SOUTH Common Stock 07986010 900 20000 DEFINED 20000 0 0
BRISTOL-MYERS SQUIBB Common Stock 11012210 1350 20000 DEFINED 20000 0 0
BRYN MAWR BANK CORP Common Stock 11766510 2921 118000 DEFINED 118000 0 0
BSB BANCORP Common Stock 05565210 1920 80000 DEFINED 80000 0 0
CENTOCOR INC Common Stock 15234210 293 5000 DEFINED 5000 0 0
CHEVRON Common Stock 16675110 438 4936 DEFINED 4936 0 0
CLEARFIELD BANK & TRUST Common Stock 18480410 752 15344 DEFINED 15344 0 0
COMMERCE BANCORP INC Common Stock 20051910 931 22444 DEFINED 22444 0 0
COMMERCIAL NAT FNL CORP Common Stock 20221710 50 3000 DEFINED 3000 0 0
CONSTELLATION ENERGY GRP Common Stock 21037110 1688 60000 DEFINED 60000 0 0
CORUS BANKSHARES Common Stock 22087310 897 35000 DEFINED 35000 0 0
DPL INC Common Stock 23329310 573 32500 DEFINED 32500 0 0
DELTA AIR LINES Common Stock 24736110 738 15210 DEFINED 15210 0 0
DEUTSCHE TELEKOM Common Stock 25156610 418 10000 DEFINED 10000 0 0
DOMINION RESOURCES Common Stock 25747010 2031 45000 DEFINED 45000 0 0
DUPONT Common Stock 26353410 436 7200 DEFINED 7200 0 0
EASTMAN KODAK CO Common Stock 27746110 1400 18515 DEFINED 18515 0 0
ELAN CORP PLC Common Stock 28413120 671 20000 DEFINED 20000 0 0
EQUITABLE RESOURCES Common Stock 29454910 756 20000 DEFINED 20000 0 0
EXXON Common Stock 30229010 1163 15300 DEFINED 15300 0 0
TOTAL FOR PAGE 1 26326 761650
SCHEDULE 13F WORKSHEET Page 2
S & T INVESTMENT COMPANY
as of September 30, 1999
Value Shares/ Invstmnt Voting Authority (Shares)
Name of Issuer Title of Cl Cusip (x$1000) Prn Amt Dscretn Managers (a) Sole(b) Share(c) None
FEDERATED INVESTORS Common Stock 31421110 776 45000 DEFINED 45000 0 0
FIDELITY BANCORP INC Common Stock 31583110 1227 83187 DEFINED 83187 0 0
FIRST COMMONWEALTH FNL Common Stock 31982910 4412 173000 DEFINED 173000 0 0
FIRST UNION CORP Common Stock 33735810 1731 48600 DEFINED 48600 0 0
FIRST VIRGINIA BANK Common Stock 33747710 147 3375 DEFINED 3375 0 0
FULTON FINANCIAL CORP Common Stock 36027110 512 27297 DEFINED 27297 0 0
GTE CORPORATION Common Stock 36232010 1538 20000 DEFINED 20000 0 0
GENERAL ELECTRIC COMPANY Common Stock 36960410 2276 19200 DEFINED 19200 0 0
GENZYME SURGICAL Common Stock 37291760 1 90 DEFINED 90 0 0
GENZYME-MOLECULAR Common Stock 37291740 6 1080 DEFINED 1080 0 0
HARLEYSVILLE NATIONAL Common Stock 41285010 2536 73500 DEFINED 73500 0 0
HARTFORD FINANCIAL SERV Common Stock 41651510 1318 32252 DEFINED 32252 0 0
IBM Common Stock 45920010 387 3200 DEFINED 3200 0 0
IBT BANCORP Common Stock 44923F10 2500 78120 DEFINED 78120 0 0
ITT INDUSTRIES Common Stock 45091110 513 16126 DEFINED 16126 0 0
J C PENNEY CO Common Stock 70816010 690 20000 DEFINED 20000 0 0
KEYCORP Common Stock 49326710 114 4400 DEFINED 4400 0 0
KEYSTONE FINANCIAL CORP Common Stock 49348210 2613 110000 DEFINED 110000 0 0
MAIN STREET BANCORP Common Stock 55990610 1306 100000 DEFINED 100000 0 0
MELLON BANK CORP Common Stock 58550910 4048 120400 DEFINED 120400 0 0
NATIONAL CITY CORP Common Stock 63540510 5683 212932 DEFINED 212932 0 0
NATIONAL PENN BANCSHARES Common Stock 63713810 761 27666 DEFINED 27666 0 0
NEW CENTURY ENERGIES Common Stock 64352U10 1170 35000 DEFINED 35000 0 0
NORTHERN STATES POWER Common Stock 66577210 1509 70000 DEFINED 70000 0 0
NORTHWEST NATURAL GAS Common Stock 66765510 774 30000 DEFINED 30000 0 0
OMEGA FINANCIAL CORP Common Stock 68209210 664 21000 DEFINED 21000 0 0
PNC BANK CORP Common Stock 69347510 4610 87500 DEFINED 87500 0 0
TOTAL FOR PAGE 2 43822 1462925
SCHEDULE 13F WORKSHEET Page 3
S & T INVESTMENT COMPANY
as of September 30, 1999
Value Shares/ Invstmnt Voting Authority (Shares)
Name of Issuer Title of Cl Cusip (x$1000) Prn Amt Dscretn Managers (a) Sole(b) Share(c) None
PAMRAPO BANCORP INC Common Stock 69773810 1335 59000 DEFINED 59000 0 0
PENNS WOODS BANCORP Common Stock 70843010 4184 93500 DEFINED 93500 0 0
PEOPLES HERITAGE FINL Common Stock 71114710 665 40000 DEFINED 40000 0 0
RELIANT ENERGY Common Stock 75952510 1894 70000 DEFINED 70000 0 0
S B C COMMUNICATIONS INC Common Stock 78387G10 686 13440 DEFINED 13440 0 0
SEACOAST FINANCIAL Common Stock 81170Q10 1200 120000 DEFINED 120000 0 0
SEMPRA ENERGY Common Stock 81685110 1457 70000 DEFINED 70000 0 0
SKY FINANCIAL GROUP Common Stock 83080P10 728 30975 DEFINED 30975 0 0
SOMERSET TRUST CO Common Stock 83510410 390 6500 DEFINED 6500 0 0
SUSQUEHANNA BANCSHRS Common Stock 86909910 1915 111000 DEFINED 111000 0 0
TECO ENERGY Common Stock 87237510 1373 65000 DEFINED 65000 0 0
TEXACO Common Stock 88169410 589 9324 DEFINED 9324 0 0
TXU Common Stock 88284810 1493 40000 DEFINED 40000 0 0
US WEST COMM Common Stock 91273H10 586 10273 DEFINED 10273 0 0
WVS FINANCIAL CORP Common Stock 92935810 221 16000 DEFINED 16000 0 0
WACHOVIA Common Stock 92977110 126 1600 DEFINED 1600 0 0
WASHINGTON GAS LIGHT Common Stock 93883710 1492 55000 DEFINED 55000 0 0
WESTERN RESOURCES Common Stock 95942510 428 20000 DEFINED 20000 0 0
TOTAL FOR PAGE 3 20761 831612
GRAND TOTALS 90909 3056187
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