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Consent of Ernst & Young LLP, Independent Auditors
We consent to the incorporation by reference in the Registration Statement
(Form S-8 No. 33-60530) pertaining to the Thrift Plan for Employees of S&T
Bank of our report dated June 26, 2000, with respect to the financial
statements and schedules of the Thrift Plan for Employees of S&T Bank
included in this Annual Report (Form 11-K) for the year ended December 31,
1999.
/s/ Ernst & Young LLP
Pittsburgh, Pennsylvania
June 26, 2000
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